HDFC Bank MobileBanking 4+

Payments, Billpay, Cards & UPI

HDFC Bank Ltd.

    • Free



Download the HDFC Bank Mobile Banking App for all your on-the-go banking needs

The new & improved HDFC Bank MobileBanking App, a convenient, secure & safe mobile banking App with best-in-class features, that lets you bank anytime, anywhere. You can now instantly access both your personal & business bank account and connect your UPI ID securely from the convenience of your phone. It truly lets you #BankTheWayYouLive

Indulge in the best mobile banking experience with our secure & effortless online banking - get customized alerts, quick access dashboards, manage multiple cards, make online bank transfers, 24x7 NEFT payments, UPI payments, get personal loans, track investments & much more.

Prime features & services:

Instant Set-Up:
There is no activation process ‐ you can simply log in to the app using your Customer ID & IPIN/Password. You may retrieve your Customer ID via NetBanking in case you forget it. If you forget your password, you can select the ‘Forgot Password’ option

Easy, Safe & Secure Access:
Quickly log in to your account with just your face ID (for iOS 10 & above) or touch ID, without the hassle of remembering passwords or PINs to access your accounts. Our MobileBanking App is enabled with Advanced Security Features built to protect customers against frauds happening through screen sharing apps.

Banking Simplified:
View real-time total account balance, fixed deposit & recurring deposits, credit card bills, utility bills & more in one consolidated dashboard

Quick Money Transfers:
Transfer funds easily by selecting between IMPS/ UPI / NEFT payment methods for your money transfer. Make instant payments by connecting your UPI bank account effortlessly.

Manage Cards from one place:
Apply for a Credit Card or a Debit Card right from the App, pay credit card bills & even block/hotlist a lost or stolen Credit Card or Debit Card.

Track your investments:
Users can easily open, track & manage Fixed Deposits & Recurring Deposits. One can also track their Demat account & easily switch to the HDFC Securities App where Mutual Funds can be purchased & redeemed easily

Effortless & Convenient Bill Payments:
Pay utility bills, DTH bills, Electricity bills, Gas bills and Mobile bills & pay for recharge, instantly. Even set up automated scheduled monthly payments for bill pay on the App

One Touch Share:
After making the payments, customers can easily send receipts over any platform

Set Up Favorites:
For all your frequent transactions, you can now set up Favorites – you’ll no longer have to repeatedly add your payment details

Smart Account Opening:
Non-HDFC Bank customers can now instantly open a bank account through the MobileBanking App. Open app --> More --> Smart Account Opening

EVA ChatBot Support:
Now chat with EVA (our chatbot) on MobileBanking App as well. Users can now chat with EVA anytime for instant query resolution. EVA can accept text input & listen to voice input

Customers can also update their Aadhaar details, download an e-TDS certificate or apply for Loans, Savings Accounts, Credit Cards or Insurance.

Download the HDFC Bank MobileBanking App now & BankTheWayYouLive

Important Disclosures:
By downloading the HDFC Bank MobileBanking App:
*you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device,
*you are agreeing and providing consent to have read and understood the privacy notice of HDFC Bank. To know more about the privacy notice, please click here.

What’s New

Version 11.2.2

- View unbilled and unsettled transactions of your card in the Credit Card Summary page
- Your Credit Card Statement up to 36 months can now be downloaded in Excel, CSV & PDF formats.
- Easily access the Home Loan App via the home loan icon on the Main Login Screen
- Enhanced security across all transactions
- Bug Fixes

Ratings and Reviews

3.9 out of 5
72.1K Ratings

72.1K Ratings

Agent479 ,

Features update

I would like to tell you that certain features don’t work properly , like when you open FD in deposits and check interest rate then app immediately crashes and it close down , then when you open it again you have to re-enter your password , but due to some technical fault the earlier session was still active so you have to wait . There are bugs in many features. Hope to see update and get more user friendly application with extra layer of security . Sir please provide a simple section in which user can check his/her points earned and that data should be update frequently as per transaction. Its like if you made certain amount of transactions than for that transaction it show cashback or reward point if person is eligible . There should be transparency for the users , so he or she can check up rewards point and cashback regularly. Hoping to see modifications in your app and transparency for users .

Developer Response ,

Hi, we regret the inconvenience caused. Request you to write to us at along with your registered contact details and a screenshot of the page with ref ID MB280920-27 in the subject line. Will revert to you.

The Time Traveller 777 ,

Worse banking app ever

The app is one of the most buggiest banking apps I’ve come across. From auto-resetting passwords, auto logging off, to terrible UI decisions, it’s designed to make customer’s life difficult. Despite it, I’ve been managing to use it somehow and usually when I open the app, I’m asking for the password with my customer ID already keyed in.

Today, I opened the app and it asked me to accept T&C. I scrolled down and then pressed the tick to accept terms, yet it kept asking me to accept terms first which didn’t make sense. In the end, I found a hyperlink within the terms which needs to be clicked to visit a website with another set of terms and conditions, return back to the app and then tick the terms for it to work. This is a prime example of how NOT to build UI. This is designed to make customer’s life difficult ag every step.

On accepting terms, it is asking me to register my device for extra security. I keyed in my customer ID and phone number and I’m presented with some error to visit my profile page and select login methods—except I’m currently in logged out state so I cannot visit this profile page. So now, no matter what I do, I cannot login. It’s just a garbage app. Hope the reverted back to the previous version which atleast worked.

Developer Response ,

Dear Customer, regret the inconvenience that may have been caused and are keen on discussing the concerns you have. Please click on to submit the complete concern. Please mention reference number TT12092200018 along with the requested details for us to help you with the solution.

CaptVrana ,

V Rana

Have only tried the updated app for few functions - Add a Payee / Transfer via NEFT. Doesn’t seem to be a big change over the old app but am sure HDFC Bank will continue to make improvements. Didn’t like the following features:

1. During transactions, little banners (bank’s additional service advertisements) pop up on the bottom of the screen and doesn’t go away till the time we manually close them using the ‘X’ mark. This is an annoyance as you have to stop in the middle of whatever you are doing to close the banner and then continue as some of the screen for transaction in progress is hidden behind it.

2. After making a third party transfer, the receipt can be downloaded but it also mentions the available balance in your account. Now, if you have to send the proof of payment to a third party (Society Maintenance Charges, school fee, etc.) and you are not comfortable sharing your bank balance with everyone the you have to use third party tools to hide that information. Hope the developers will look into this.

Developer Response ,

Hi, the 'Share' option lets you share a transaction summary with the payee without disclosing your account details. We request you to use this feature and avoid taking screenshots. Also, we apologies for the inconvenience caused. Our team prioritizes giving all our customers a user-friendly experience, thereby enabling customers to navigate within the App with ease. However, we take this opportunity to forward your feedback to the relevant team.

App Privacy

The developer, HDFC Bank Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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