SettleShip

Split Bills, Settle via UPI

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

SettleShip is a group expense-splitting app for friends, roommates, and travel groups in India. Users create a "crew" (group), log shared expenses, and the app calculates who owes whom. Settlement is UPI-native: the app generates UPI deep links and QR codes that open the user's own UPI app (GPay, PhonePe, Paytm, etc.) to complete payment — SettleShip itself never processes, holds, or transmits payment credentials or funds. This solves the common friction of manual expense-splitting math and chasing people for repayment in group settings common in India.

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SettleShip 1.0.1 SIGN UP WITHOUT THE +91 HEADACHE You no longer have to remember E.164 formatting or type +91 before your number. SettleShip reads your device region and fills in the country code for you. India (+91) is the default when the region isn’t available. Paste an international number starting with + and the prefix updates automatically. The same phone field is used on your profile, so editing your number is just as simple. PHONE AND CREW Adding a crewmate by hand works the same way: enter a local number and we’ll attach the country code. Contacts browse and member picking are more reliable when you’re building a crew. NOTIFICATIONS Crew activity can now reach you as a push notification, so you don’t have to open the app to see that someone logged a spend or settled up. BALANCES AND DOCKING Who-owes-whom is clearer and more consistent across a crew. Settlement math is tighter, so the Dock tab should match what you expect when you mark a transfer paid. TELEMETRY Spend charts on the Telemetry tab are easier to read, with better category and time-range breakdowns for the active crew. EVERYDAY POLISH • Log tab scrolling is smoother when you’re adding or reviewing expenses • Profile layout: RETURN sits where you’d look for it • Joining a crew by gate code is more dependable • Home / fleet navigation is less likely to land you on the wrong screen • Live crew updates and offline sync are more stable SettleShip is still free. No ads, no commission, no subscriptions. Money still moves peer-to-peer through your own UPI app — we never hold it.

The developer, Akash Gaur, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary based, for example, on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Provider
    • Akash Gaur
    Size
    • 75.8 MB
    Category
    • Finance
    Compatibility
    Requires iOS 16.4 or later.
    • iPhone
      Requires iOS 16.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Red Evolve Technologies Private Limited