Timiza 17+

Absa Bank Limited

Designed for iPhone

    • Free

iPhone Screenshots


Timiza haina story mingi.

Do your banking at the touch of a button with Timiza from Absa Bank Kenya!

With Timiza you can bank from your phone, whether you want to get an instant loan, transfer funds, pay bills or purchase an insurance cover. But that’s not all, if registered for Timiza, you can also save and earn returns with our Zidisha savings account.
Get started with Timiza:
• Open an Account instantly.
• Save and earn rewards with Timiza Savings.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.
• Pay bills via Till and pay bill accounts on Timiza
• Withdraw funds via all Absa ATMs.
What are the requirements for a customer to have a Timiza Account?
• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.
Timiza Tariff and Guides
Please refer to the Timiza Tariff and frequently asked questions on the link below:


Who is eligible for a Timiza Loan?
In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.
What are the features of the Timiza Loan?
• If you qualify, your loan limit will be displayed when you log in to your Timiza account
and you can borrow.
• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee
of 5% of the amount borrowed for a term of 30 days.
• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The
Customer will access the funds by withdrawing from Timiza to M-PESA
• To grow your loan limit:
o Increase activity on your TIMIZA Account by transacting on other services
offered on Timiza. For example, Deposit cash, Purchase airtime, Pay your utility
bills, Subscribe to Insurance.
o Open and Increase savings on your Zidisha savings account on Timiza
o Increase usage of M-PESA services
Absa Bank Kenya Plc is regulated by the Central Bank of Kenya.

What’s New

Version 1.0.38

Bugs and fixes.

Ratings and Reviews

2.7 out of 5
93 Ratings

93 Ratings

Ed_Much ,

App crashes in IOS 12

The app crashes immediately upon launch. This started after the update made 2 weeks ago .

Spended Superfan ,

Areas of Concern

Love how crisp the interface is.

Two areas of improvement:
1. Enable sending money to mobile money wallet i.e. MPESA.

Is it possible to use some other unique identifier for the Timiza account numbers and free the phone numbers for transfers from Timiza to mobile money?
As it is, it’s frustratingly inconvenient if you are not paying a bill or buying goods or services.

2. Make values legible.

When doing any kind of transaction, e.g. when filling in the fields of money amount, the typed in values are illegible. One has to wait for the confirmation screen to see what the app got. Woe unto you if you entered the wrong values. You’ll have to go back a few steps and grope in the dark once again.

miichael gitira ,

Horrible app

i installed the app easily save for the numerous steps i had to go through then proceed to take the easy loan available on my account thats when the app started misbehaving
i can’t withdraw i cant send i cant even repay the loan
been calling absa customer care for over 48 hours no answer
these individuals are imitating mshwari yet they are clueless and terribly inefficient

App Privacy

The developer, Absa Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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