LB CIM 4+

Cash In Mobile

LB FINANCE PLC

Designed for iPad

    • Free

Screenshots

Description

LB CIM – So Simple. So Powerful.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
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Key features
• Fully digital onboarding — no branch visits required
• Open and manage fixed deposits and savings accounts from anywhere
• Apply for instant personal and business loans
• Get instant loans against your fixed deposits
• Access gold loan and business loan top-ups instantly
• Track and manage your loans, leases, and deposits
• Download your WHT certificate directly from the app
• Schedule payments and receive reminders
• Transfer funds to any bank or CIM Wallet
• Top up your CIM Wallet from your linked bank account
• Pay utility bills, reload mobile, settle credit cards, and insurance premiums
• Scan and pay securely using LankaQR
• View all your financial activity in one smart dashboard
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Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
• Loans from Rs. 25,000 upwards
• Top-ups for gold and business loans
• Repayment terms: 3 to 24 months
• 100% paperless experience
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Eligibility
• Sri Lankan citizen aged 18+
• Minimum monthly income: Rs. 25,000
• Verified CIM Wallet account
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Documents required
• NIC, passport, or driving license
• Proof of address
• Recent pay slips and bank statements
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Representative loan example (24 months)
• Loan amount: Rs. 150,000
• Interest: Rs. 71,834
• Processing fee: Rs. 3,000
• Stamp duty: Rs. 150
• In-hand amount: Rs. 146,850
• Total repayable: Rs. 221,856
• Monthly installment: Rs. 9,244
• APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
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Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
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Award-winning fintech innovation:
• FITIS Digital Excellence Awards
• NBQSA National ICT Awards
• LankaPay Technnovation Awards
• ICSDB Excellence Awards for Sustainable & Digital Business
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LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app.

What’s New

Version 5.5.3

Dark Mode – Enjoy the app in dark mode for a more comfortable viewing experience.
Government Payments – Pay government bills directly from the app.
Dynamic Dashboard View – Experience an improved, customizable dashboard layout.
Request Balance Confirmation Letters – You can now request balance confirmation letters for Fixed Deposits directly through the app without visiting a branch.
Dashboard Privacy – Hide your account balances for better privacy.
Portfolio Display – View your full portfolio right on the dashboard.
Performance Enhancements & Bug Fixes – Enjoy a smoother and more reliable experience.

Ratings and Reviews

3.8 out of 5
368 Ratings

368 Ratings

Dilki Ruwanpathirana ,

Highly recommend♥️

It's easy to navigate and provides all the features I need for managing my finances. The interface is user-friendly, and transactions are processed quickly. Overall, a smooth and reliable experience!

Developer Response ,

Thank you for letting us know how much you enjoy the LB CIM App. We are here to make your life easier!

silu1023 ,

Above industry standards app locally

This app makes banking so much easier! Fast, reliable, and simple to navigate. The interface is sleek, and I’ve never had any issues with payments or transfers. It’s everything you want in a banking app

Developer Response ,

Thank you for your 5-star rating and review and amazing feedback! Your satisfaction is our top priority.

Nomadic_Tribe ,

Worst banking app I ever used

It's important for financial apps to have clear and reliable functionalities, especially regarding schedule transactions and customer support. A well-designed app should provide users with easy access to their loan balances and offer a straightforward way to manage scheduled payments without errors. Additionally, responsive customer support is crucial for addressing any issues that may arise. It's unfortunate that your experience with this app was unsatisfactory, and your feedback could be valuable to the app's development team for future improvements.

app Debited 50,000 from my main account without any confirmation.

Schedule payment run twice and debited twice from my account

I have to call to branch to know my loan and power draft balance

This app is useless

Developer Response ,

We sincerely apologize for the inconvenience caused by the recent issues you encountered with our app. We understand the importance of clear and reliable functionalities, especially regarding scheduled transactions and customer support. We are raising this concern with our development team to help resolve these issues immediately.

We appreciate your patience and understanding as we work to improve our services. Your feedback is valuable and will be used to enhance the app's performance and user experience. Thank you for bringing this to our attention.

App Privacy

The developer, LB FINANCE PLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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