OPay-We are beyond Banking 4+

OPay Digital Services Pte.Ltd.

Designed for iPhone

    • Free

iPhone Screenshots

Description

OPay is Nigeria's trusted financial services platform, offering secure, fast, reliable, and affordable solutions for all payment needs. With OPay, you can:
• Send and receive money instantly with seamless transfers and a 100% success rate.
• Pay bills and top-up airtime & data with exclusive bonuses.
• Grow your savings easily with daily interest on your balance.
• Enjoy hassle-free debit cards at zero charges.
• Access flexible loans with low interest rates.
Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom.

HASSLE-FREE AND INSTANT TRANSFERS
● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions.
● Send money using a phone number or bank account to others, including non-OPay users.
● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users.
● Keep track of every transfer. Easily find transaction details in your "Transaction History."

BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS
● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile.
● Pay electricity, TV, water bills, internet services and more with ease.
● Earn up to 6% cashback on airtime and data purchases.

OPay DEBIT CARD
● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention.
● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store.
● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates.
● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app.
● Virtual Card Option: For secure online payments, get a virtual card instantly via the app.

GROW AND SAVE MORE MONEY (Powered by BlueRidge Microfinance Bank)
● OWealth: Earn daily interest, with free deposits and withdrawals anytime.
● Spend & Save: Save a percentage of your spending and earn daily returns.
● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns.
● Target Saving: Save towards specific goals with daily, weekly, or monthly plans.
● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest.

SECURE AND PRIVATE
● Advanced features like biometric login, card locking, and encryption for all transactions.
● Block your account or card via USSD (955*131# or 955*132#).
● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours.
● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit.
● Real-time notifications for account activity.
● Private Mode to hide your balance.
● Licensed by the CBN and insured by the NDIC.

OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/).

CONTACT US
Our support team is available 24/7 for all your complaints.
OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @OPay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay

What’s New

Version 7.27.0

Improved user experience

Ratings and Reviews

4.0 out of 5
48K Ratings

48K Ratings

Anonymous 10156 ,

Opay isn’t a scam…

To be honest,I’ve read all the reviews of customers about Opay but I haven’t had any negative issues with Opay. Tier 3 has been comfortable for me. I receive my money at the appropriate time. I see my money immediately when it’s been transferred. If I transfer money to a person, he/she receives it immediately. Why don’t we give Opay a chance and witness it well in positive ways just like every other commercial banks. I receive all my daily interest everyday even though it isn’t of large interest.
Opay, I wish you can give it up.. As for the customer service,I hardly call them because I’ve no issues but the day I called their customer service line, I was well attended.

Luciana Thomas ,

Unprofessional customer care

I had an issue of upgrading to tier 3, which I have uploaded all necessary ID and NEPA bill which was required. At first I mistakenly transferred cash that was meant for my DSTV subscription since then my cash got trapped, I can’t do the subscription due to tier 3 upgrade. I have called customer line in multiple times I was only attended to twice. Each time I call, customer care are always busy, I have sent several messages to Twitter and mail no one has responded. Two person that attended to me on different occasions promised it will be resolved, in fact the last guy whom i spoke with told me categorically that for it to be more faster that I should attached the ID and the NEPA bill as email, is five days now nothing has happened, my cash is still trapped there, opay has prevented me from my DSTV subscription, and I don’t known if the apex bank granted the license to operate in this manner. I am going to escalate my expense by escalating this to the Apex bank and if they fail to attend to me, I will visit their office if at all they have office in the first place, probably that’s why they are doing it with impunity.
Please opay should quickly review my upgrade now.

Developer Response ,

Hi Luciana, We apologize for the inconvenience. To enable us to review your complaint and ensure prompt resolution, kindly chat us via the APP, FB@OPay, IG@opay.ng or Twitter@OPay_NG. Our dedicated staff will respond immediately to take the details and communicate feedback on the escalated complaint. Thank you, A.A

Buggatti Beez ,

PAYCOM shouldn’t sponsor my browsing sessions

Hi Opay, I’ll rate you 2 star because of the first month your operations with me were smooth. I liked and enjoyed your app services in the first month you started operations in ilorin but eventually you seem not to be able to manage traffic on your app. 1. I have had to delete and re-download your app countless times because each time I initiate a transfer to your app wallet it never reflects until I chat and present transaction ID from my bank to your customer support . 2. I effected a transfer of 150k which wasn’t successful luckily my bank credit my account since your app couldn’t contain the funds. 3. I eventually transferred 5k to your app for a test run again and used it to take a ride once and since then I am unable to access the app not my balance, instead A message pops up stating that paycom is sponsoring my browsing session with 50mb immediately my internet disconnects and the app doesn’t open either. I don’t need paycom to sponsor my browsing sessions Kindly treat as urgent since I can’t even complain through customer support as the app won’t open for my usage. Thank you

App Privacy

The developer, OPay Digital Services Pte.Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Body

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contacts
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

You Might Also Like

Pal Loan
Finance
PalmPay - Transfers, Bills
Finance
Paga - Send, Pay, and Bank
Finance
FairMoney: Loan App In Nigeria
Finance
ALAT
Finance
Carbon: Mobile Banking & Loans
Finance