Earnest Investing 4+

Investing made simple‪.‬

Metropolitan Bank & Trust Company

Designed for iPhone

    • 3.7 • 70 Ratings
    • Free

iPhone Screenshots


Earnest helps you invest with confidence so you can prepare for your future.

With Earnest, you can learn investing basics and put money in Metrobank Unit Investment Trust Funds (UITFs) for as low as P1,000.

You can start investing, add money to and take money from your investment through the app, without having to visit a Metrobank branch.

You’ll need a Metrobank account to make an investment through Earnest. If you need one, you can open a Metrobank Savings Account through the app.

Get investment basics and more through easy-to-understand lessons within the app

Grow your money by investing in UITFs that fit your needs and risk profile

View your investment portfolio and see its performance at a glance

Pay for your investments easily with your Metrobank account

Get a Metrobank Savings Account that you can use with the Earnest app and for your general banking needs

Invest more in and withdraw from your investments from anywhere

UITF is not a deposit product and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Learn more at https://metrobank.com.ph/articles/uitf-products
Earnest is a product of Metropolitan Bank and Trust Corporation (Metrobank). Headquartered in the Philippines, Metrobank is one of the country’s largest banking institutions.

What’s New

Version 3.10.0

This version contains app enhancements, bug fixes, and improvements to the Metrobank account opening system.

Ratings and Reviews

3.7 out of 5
70 Ratings

70 Ratings

pattyg88 ,

best app

i had a really great experience with the app. i’m happy that i did not have to go to the bank to invest. It’s also easy to use and easy to understand- perfect for beginner investors!

Developer Response ,

Thanks for the good feedback, pattyg88. We’re always working to make earnest better, and your support means a lot to us.

ikf65 ,

Stupid App

I tried to verify my e-mail because I need it to complete my login. Every single time I verify I received the same e-mail stating to click the link so that I can verify. When I clicked the link, it directed me to Earnest webpage saying it asking me my e-mail to send a verification mail. But what I am receiving every time is the same email where I need to click the link and verify. It goes on and on, until I reached maximum attempts. Like seriously? If you want people to try using your app for investment, I bet you should starting fixing this. Bad experience

Developer Response ,

We’re sorry to hear that you couldn’t verify your email and we’d like to fix things for you.

Please log in on the earnest app with your email and password. This will allow us to send you a new email with the right link to verify your email. If you have any more trouble, please reach out to us via help@earnest.ph and we’ll get right on it.

Also, thank you for your feedback. We’re taking it into account and will use it to improve earnest.

justinmh_ ,

The worst.

Seems like your technical team has been slacking off for a while now. Your app can’t take a picture of the back portion of my ID, and it seems that this issue has been going on for months already. I honestly don’t know whether you guys have any ounce of concern for your customers or you just don’t care. Contacted your helpdesk many times and all I was offered is to wait for the next app update, which never came. You should change your technical team already, seriously.

Developer Response ,

Hi, justinmh_. We'll be releasing a new version of the Earnest app that addresses the problem you encountered, so please expect an email from us that walks you through what you need to do. Sorry for the delay!

App Privacy

The developer, Metropolitan Bank & Trust Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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