This is the new UNO app, with a whole new banking experience. Faster, more personal, and rebuilt around you. The official UNO Digital Bank.
The official UNO Digital Bank.
UNO Digital Bank is a BSP-licensed Digital Bank in the Philippines. Open a savings account, earn daily interest, apply for a loan, and manage everything from one app — no branch visits, no waiting in line.
MEET THE NEW UNO. ELEVATING YOU, REIMAGINED.
We rebuilt UNO to be faster, more personal, and simple enough to match how you actually live.
WHAT'S NEW IN UNO 2.0
- Personalized Dashboard — arrange it around what matters to you
- Switch to Light Mode, Dark Mode, or your own theme
- Faster navigation, quicker account access, smoother payments
SAVINGS WITH HIGH INTEREST
#UNOready Savings Account
- Earn up to 3.50% p.a., credited daily
- Fund it easily via InstaPay or PESONet
- Get FREE Personal Accident Insurance worth ₱100,000 (for ADB of ₱10,000, valid until age 66)
- Deposits insured up to ₱1 Million per depositor by PDIC
TIME DEPOSIT — GROW YOUR SAVINGS FURTHER
#UNOboost Time Deposit
- Earn up to 5.50% p.a.
- Flexible 3 to 12-month terms
#UNOearn Time Deposit
- Earn up to 5.00% p.a.
- Enjoy monthly pay-outs
LOANS, WITHOUT THE PAPERWORK
#UNOnow Personal Loan
- Borrow up to ₱500,000, no collateral or guarantors
- Flexible repayment terms from 6 to 36 months
BANK WITH CONFIDENCE
- Send money and pay bills in seconds
- Track transaction history and spending in real time
YOU WON'T BE BANKING ALONE
Millions of Filipinos already trust UNO with their money.
The cost of waiting isn't dramatic. It's just quiet — a little less interest earned, a little more friction in your day, every day you put it off.
Whether you're new to UNO or migrating from the old app, you'll keep everything you rely on, in an experience built to feel effortless.
Download the new UNO app today and experience banking, elevated.
It has been FOUR WEEKS, and I STILL cannot access my own money because I cannot even log in to my account. How is this acceptable for a banking app?UNO Bank introduced UNO 2.0, but what exactly was improved if customers can’t even reliably access their accounts? A new version means nothing if the basic functionality of a banking app is not working properly. What is the point of having an account if I cannot access my own funds when I need them?I initially opened an account because of its integration with GCash, but this experience has seriously damaged my trust in UNO Bank. At this point, the inability to access my money for an entire month is genuinely concerning and makes me question the reliability and security of this service.My money is not a feature that can be temporarily unavailable. It is MY money, and I expect to be able to access it.Four weeks without access is beyond frustrating. Customers should not have to deal with this level of inconvenience just to use their own funds. A banking service should provide reliability and peace of mind, not leave customers wondering whether they can access their money at all.UNO Bank, please stop prioritizing a new app experience over the basic service your customers actually need. Fix the login issues, provide a clear explanation, and give affected customers a concrete resolution.I WANT ACCESS TO MY MONEY. If this cannot be resolved, then tell me how I can withdraw my funds and close my account. This experience is unacceptable, and I would strongly advise potential customers to think carefully before trusting this app with their money.
Scam
nickednamedst
I am starting to think that this app is a huge scam. I also added funds for the app to automatically pay my next bill in its total amount. I ready my funds 1-2 weeks before the due date but the day after I added, I was charged Php500 for "Loan Disbursement", but when I checked my Account, they didn't even deduct the said amount from the total bill payment. I didn't even know what I was charged for, lol. I have literally evidences of my transaction history. And now they are accusing me of late payment in the app even though it is still just the same actual Due Date and they haven't even collected my payment yet. And also, this new app won't let my selfie through when I have good lighting and no facial accessories. THIS IS A SICK JOKE.
UNO 2.0 This is beyond disappointing!!!
Soleil23W
I’ve been trying to complete my selfie verification for three days, and it keeps telling me “Failure.” Like, what?! This is supposed to be quick and seamless, just like any other digital bank, but this new app is driving me crazy.Imagine having your own money but not being able to access it while your bills are due. I tried contacting support through the in-app chat, only to be told that I must log in to Uno 2.0 first. Like, what?! How am I supposed to log in when the verification keeps failing?After a lengthy explanation of my situation, I still received no real help or solution.What am I supposed to do now? The worst part is that I’m currently outside the country, making this whole situation even more frustrating.This is beyond disappointing. People need access to their own money, and customer support should be able to provide actual solutions, especially when customers are locked out of their accounts through no fault of their own.
SCAMMERS ALERT!!!
ra chelleee
I am very disappointed with my experience with UNO. I was asked to pay a ₱300 application fee, which I initially thought was a service fee. I was later informed that it was an application fee for the assessment and processing of my loan application. However, my application was declined.I understand that loan approval depends on the bank’s evaluation, but I believe this should be clearly explained to customers before collecting any fees. It is frustrating to pay ₱300 without receiving the loan I applied for, especially when the reason for the sudden decline was not clearly explained to me.UNO should be more transparent about its fees, loan approval process, and the possibility of rejection before asking customers to pay. Customers deserve clear information, honest communication, and a better customer service experience.I hope UNO improves its transparency and customer service so other applicants will not experience the same disappointment.
Minor fixes and improvements for a smoother, more secure UNO experience. Update now!
Version 1.01.32
The developer, Unoasia Pte. Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Usage Data
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Contact Info
Contacts
Identifiers
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Unoasia Pte. Ltd
Size
135 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.