Mocasa: Pay Later & Quick Loan 4+

Pay Later & Quick Loan

Philippines Cashtrout Lending Corporation

Designed for iPhone

    • Free

iPhone Screenshots


Unlock your way to a smarter financial choice with Mocasa! With Mocasa, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash.

Mocasa Quick Loan Introduction:
Loan amount: ₱3,000.00 - ₱25,000.00
Loan term: 91 days - 180 days
Maximum APR: 30%
Transaction Fee: 0
Other fees: we will charge ₱20 flat service fee for per transaction

For Example:
91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000
Total Interest fee: ₱10000*12%/365*91= ₱299.17
Service fee: 0%
Total repayment : ₱10000*12%/365*91+10000=₱10299.17
Monthly repayment: ₱10299.17/3=₱3433.06

Mocasa company is licensed by PSEC:
Corporate Name: Philippine Cashtrout Lending Corporation
Business Name: Mocasa
PSEC Registration Number: CS201910407
Certificate of Authority (CA): 3015

Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction

Loan application requirements:
• 21+ years old
• Filipino citizen
• Have 1 government-issued ID
• Have a stable income

How simple is the quick cash loan process?
• Download the Mocasa app
• Fill out our quick loan application in the Mocasa loan lending app
• Wait for evaluation
• Get fast cash sent directly to your Bank Account/GCash/Lazada Wallet/Maya Wallet

Mocasa Advantage:
• Convenient Online App
• Instant Cash Loan
• Simple Loan Process
• Easy Approval
• Low Interest and Fees

What’s Mocasa virtual Mastercard?
Mocasa virtual Mastercard works just like a digital credit card especially issued to Mocasa users. By using Mocasa virtual Mastercard, users can enjoy the freedom of shopping whenever you want.
1. Shop whenever and wherever you want by adding your Mocasa virtual Mastercard as a payment option when you’re paying online, including but not limited to e-commerce, food delivery, car service, etc.
2. Enjoy up to 50-days interest-free billing cycle just like using a credit card. Save more with Mocasa!

How to get approved for a Mocasa virtual Mastercard?
1. Download Mocasa sign up with your phone number
2. Choose Mocasa Standard Account and fill in your info to submit your application.
3. Wait for approval. Activate your Mocasa Card after approved! Start enjoying your shopping.

More ways to use your Mocasa credit if you’re a Mocasa Standard Account or Constructive Account user!
1. Pay at over 700,000 Merchants In-store Nationwide
Shop with ease using your Mocasa credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more.

2. Pay Utility Bills, Buy Load and Data
Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Mocasa, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Mocasa!

We Want to Hear from You!
We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours.

Call Us at:

Email Us at:

Join Us on Facebook:
Mocasa Pay Later Anywhere:

What’s New

Version 1.3.2

1. Completely New Homepage Designed for Quick Loan
2. Updated the User Interface of Repayment Cashier
3. Other Technical Optimizations

Ratings and Reviews

4.3 out of 5
294 Ratings

294 Ratings

LOL44555678 ,

Good loan app

Thanks Mocasa for this app. It is great loan app. I hope that I can approved for a longer time to settle my balance and also I hope that we can pay in half our balance for easier and much more convenient for us, but I would recommend this app to my family and friends. Thank you!

Golden Rai ,

Great and fantastic in every way

I love this apps so much❤️ big help in every way of life. In time of needs, this apps will definitely help I anyways. Thank you so much Mocasa 🫰

Yowpee ,

Fast approval

Thank you i hope this is low interest and no hidden charges and processing fee

App Privacy

The developer, Philippines Cashtrout Lending Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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