Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing.
Mocasa Quick Loan Highlights:
· Loan amount: ₱1,000.00 - ₱50,000.00
· Loan term: 91 days - 365 days
· Maximum APR: 36%
· Convenience Fee: up to ₱20 per transaction (varies by payment channel)
· Applicable Tax (DST & GRT): N/A
REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
91-day loan with principal amount of ₱10,000
· Interest (2.867% per month × 3): ₱860
· Service Fee (0.4% of principal): ₱40
· Total cost retained by Mocasa: ₱900
· Total Repayment: ₱10,900
· Monthly Repayment: ₱10,900 ÷ 3 = ₱3,633.33
· Annual Percentage Rate (APR): 36.00%
Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR.
Mocasa Virtual Mastercard Features:
· Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card.
· Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard.
· Scan to pay: Pay via QRPh code at stores nationwide.
· Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app.
PRIVACY & PERMISSIONS
Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties.
Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises.
WHO CAN APPLY?
· 21+ years old
· Filipino citizen
· Have 1 government-issued ID
· Have a stable income
HOW TO APPLY?
· Register: Create an account with an active mobile number.
· Apply: Fill out the simple Online Loan Forms.
· Review: Get evaluated in as fast as 5 minutes.
· Cash Out: Money will be disbursed to your preferred account immediately upon approval.
WHY CHOOSE MOCASA?
· High Limit: Get approved for up to ₱50,000.
· Easy Access: 100% online process with no collateral required.
· Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan.
· Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account.
WHO WE ARE
· Corporate Name: Philippines Cashtrout Lending Corporation
· Business Name: Mocasa
· PSEC Registration Number: CS201910407
· Certificate of Authority (CA): 3015
· Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines
CONTACT US
We value your feedback! If you have any questions or suggestions, please contact us:
· Email: support.user@mocasa.com
· Office Hours: 08:00 AM - 20:00 PM, Monday to Sunday
· Website: www.mocasa.com
I’ve had a great experience using this loan app. The interface is very easy to use, and I appreciate how quick and smooth the loan process is. As a responsible and consistent payer, I’ve always been able to renew my loans whenever I need to, which has helped me a lot.However, I hope the app can offer more flexible options in the future—particularly long-term payment plans. Right now, the one-time payment setup can be quite heavy at times. Having the option to pay in installments would make the service even more helpful and accessible.Overall, I’m satisfied with the service, and I look forward to more improvements soon!
Developer Response
Thanks for your wonderful feedback! We’re glad our service worked for you and will keep delivering user-friendly experiences. Have doubts? Reach out to support.user@mocasa.com. Thank you!
fast and helpful
batsbags
l've had a great experience using this loan app. The interface is very easy to use, and l appreciate how quick and smooth the loan process is. As a responsible and consistent payer, l've always been able to renew my loans whenever I need to, which has helped me a lot.However, I hope the app can offer more flexible options in the future-particularly long-term payment plans. Right now, the one-time payment setup can be quite heavy at times. Having the option to pay in installments would make the service even more helpful and accessible.Overall, I'm satisfied with the service, and | look forward to more improvements soon!
Developer Response
Thank you for praising the loan process! We’ll keep this efficiency to help more people. For any questions about the app, contact support.user@mocasa.com. We’re here for you!
Picoyskiee
Picoyskiee
Mocasa makes borrowing money so easy and hassle-free!I love how I can apply for a loan anytime, anywhere.The app is super user-friendly and straightforward.No long lines—just a few taps, and I get my loan instantly.The 24/7 availability gives me peace of mind.I don’t have to visit a bank; everything is online!The seamless experience makes financial management stress-free.The app is so intuitive that even first-time users can navigate it easily.It’s comforting to know I can access funds whenever I need them.Fast approval means no waiting around in uncertainty.The loan disbursement is lightning-fast!I received my loan in just minutes—such a relief!No unnecessary paperwork saves so much time.Quick processing means I can handle emergencies easily.Everything is automated, making the experience smooth.No more long approval times—just instant help.I appreciate how fast the verification process is.The speed of transactions is unmatched.I love that I don’t have to wait for days to get my funds.The instant loan feature is a lifesaver in urgent situations.
Fast and Helpful
Decaaaa3333
i’ve had great experience using this loan app. The interface is very useful, and i appreciate how quick and very smooth the loan process is. As a responsible and consistent payer, I always been able to renew my loan, However i hope the app can offer more flexible options in the future- particularly long term payment plans. Right now the one time payment set up can be quite heavy at times. Having the option to pay in installments would make the service even more helpful and accessible. Overall, I’m satisfied with the service and i look forward to more improvements soon thank you.
Developer Response
Hello! Thank you for choosing our app and sharing your good experience. We’ll keep improving to live up to your expectations. Thanks again!
Some Technical Optimizations
Version 1.8.4
The developer, Philippines Cashtrout Lending Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Philippines Cashtrout Lending Corporation
Size
179.6 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
