Atome PH - Buy Now Pay Later 4+

Atome brings greater buy now, pay later innovation to you. Introducing Atome Card: Experience the future of credit, where you can split your bills in 3 or 6-month installments or enjoy interest-free payments up to 40 days. There are zero income requirements and annual fees when you apply online.
Atome Cash, a versatile cash loan service, is also now available to assist you in financing your important needs.

What you'll love about Atome:

1. Atome Card
- Better budgeting with flexible payment and installment options
- Stretch your budget and pay later at 0% interest for up to 40 days. Get to enjoy flexible installment plans for up to 6 months.
- Easy application
- Fast online application in 90 seconds with no minimum income required. Have your credit approved in 48 hours.
- Convenient for your daily needs
- Get more room to pay for your monthly utility bills or shop more of what you love with up to a ₱200,000 spending limit.
- Pay later anywhere that accepts Mastercard
- Online: Link your physical or virtual/digital card to purchase on various e-commerce platforms like Lazada, Shopee, Grab, Google and Apple Stores, FoodPanda, Zalora, and more. Additionally, you can pay your bills online for services such as Meralco, Globe Telecom, SMART Communications, or subscribe to your preferred music, movie, and series streaming platforms.
- In-store: Shop at SM Supermarket, Robinsons Supermarket, Jollibee, The SM Store, Watsons, and other convenience stores.
- Overseas
- Card Bills Payment
- Repay your bills via multiple card payment methods by adding a debit/credit card. Pay via bank transfer with just a few taps using 'Instapay'. Alternatively, over-the-counter payment is available at 7-Eleven, Cebuana, LBC and more.

2. Atome Cash
- Enjoy fast, easy cash loans that you can apply for online! Give yourself a boost at ultra-low monthly interest rates starting from 1.75% and fast cash disbursement of up to ₱50,000 that can be repaid for up to 12 months. You can apply as long as you are:
- A registered Atome user with past in-app transactions
- At least 18 years old with a valid ID
- Has a bank account

3. Manage your Atome account at a glance
- Easily check your card transactions, cash loans, bills, and payment history via the Atome app. You’ll also be informed whenever payments are due and when your payments are complete.
Enjoy more of the buy now pay later card and maximize the convenience of installment plans by downloading the Atome app today!

ATOME CARD APPLICATION ELIGIBILITY

- Valid PH ID
- 18 years old and above
- No minimum income requirement
- No paperwork is needed

HOW TO APPLY FOR THE ATOME CARD

1. Download the Atome app and tap the 'Atome Card' tab on the home page
2. Choose your preferred Atome Card face and type
3. Fill in your personal information and complete your ID identification in just 90 seconds
4. Get approved in 1-2 days.
5. Receive your Atome Card via mail with a spending limit of up to ₱200,000

HOW TO SHOP WITH THE ATOME CARD

1. Activate your physical Atome Card using the Atome app
2. Use the virtual card to shop at online stores
3. Use the physical card to shop both online and in-store

INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS:
- Monthly interest rates from as low as 2%
- Annual Percentage Rate (APR) ranging from 0% - 46 %
- No service charges
- Installment plans are available for either 3 or 6 months
Total loan cost illustration:
- Total monthly bill: ₱2,000
- Bill amount: ₱2,000
- Repayment term: 3 months
- Monthly interest rate: 2% (₱40)
- Total payment: ₱2,120 at ₱706.67/month

Connect with us via our social media channels.
Atome Card: https://www.atome.ph/atome-card
Atome Card Help Center:
support@atome.ph
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Atome Card on Facebook:
Atome
https://web.facebook.com/atomecardph
Atome Card on Instagram:
@atome.ph
https://www.instagram.com/atome.ph/