Recognized "2018 Best Retail Mobile Banking Experience" by The Asset Magazine, "2018 Online Banking Initiative of the Year" by Asian Banking and Finance, and Highly Commended for "2018 Best Technology Implementation - Front End" by Retail Banker International, UnionBank Online lets you access all your ATM/Debit Card, Savings and Checking accounts, Credit Cards, and Loans from one place. View balances, pay bills, view payment activity and transaction details, send and request money, purchase prepaid load - and many more!

Access your accounts quickly with Face ID or Touch ID, and personalize your app with a profile picture. We’ve also added an additional layer of security with a One-Time Password (OTP).

Plus, you can:
• Send money to anyone without enrolling them
• Split bills and request payments quickly and securely
• Schedule your transactions at The Ark
• View balances without logging in with Quick Balance
• Save your other bank accounts and billers
• Set recurring transfers and payments
• Find an ATM or Branch

We also have a web version at - simply use the same User ID and password.

Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at or (+632) 841-8600.

What’s New

Version 2.8.4

Now you can open an account through the app within minutes! Choose from a variety of Savings accounts that suit your lifestyle and start earning rewards with its Visa-enabled debit card.

- Cancelled and returned PesoNet transfers due to incorrect account number or currency will be charged a PHP 100 fee as mandated by PCHC.
- As always, we continue to fix bugs and make performance improvements.

Ratings and Reviews

3.2 out of 5
385 Ratings

385 Ratings

ellainah ,

Online issue negative review

I have a very very bad experience with this bank especially for customer service...not well recommended customer service is so trash been calling and calling since i’m having issues with my online acct i’m trying to reset my password its just that the phone number that was registered to my acct is no longer active since that phone was stolen ive called them april 18 with refernce number AJA6663 to update my phone number i was assited and told to wait for 2 days and its been 7 days now and counting i’ve called in again to check status since havent recieved any response customer was so rude and ive been transferred to 5 different people been staying on the line for an hour very very frustrating and i’m so upset that no one could get hold of this issue this is very simple and all of those people stupid dont even know how to emphatize with thier frustrated customer!!!i’m gonna gave you 0 score forever!

Developer Response ,

Our sincerest regrets for the unfortunate experience you had, Ellainah. Rest assured that your feedback has been noted as we take this as an opportunity to improve our service. Regarding your request, you may now proceed to do a self-reset by clicking "I forgot my User ID or password". Please let us know if you still encounter difficulties.

Ex-Grab Addict ,

Easy and Convenient

Using this app does what it says. However, there were times that I was unable to login with my finger scan. Also, when I click on Support link on Appstore, I am directed to the website and not to support chat or email. I hope there is a way to contact online instead of by phone.

Right now, I am also unable to send money via Instapay because the “Transfer” button does not fit the app screen. It used to appear on the bottom of the screen but it is gone now. The screen cannot be scrolled up to see the button, unabling me to click on it.

Maybe the app needs to be updated since most apps on my iphone updated today.

TheRantingArchitect ,

Why was the UI completely overhauled?

Personally, I believe UnionBank has the most superior mobile banking app out there interface (ease-of-use) and aesthetics wise. I woke up one day and to my surprise the whole thing was overhauled. I simply don’t understand why you had to change what was already, PERFECTLY fine. To the font choice, size even to the extent of changing the hue of the orange to an obviously more darker shade which in my opinion, strikes me as ‘old’ looking. Don’t get me wrong, I run through the app and it seemed like it still had all its great functions but the user-experience for me really dipped after all the changes. I always boast about having a UB account that HAD the BEST UI to my friends who had crappy apps by different banks but now that this happened I dont think i’d be doing that often.

Developer Response ,

Hi TheRantingArchitect, we appreciate your insights and we'll take them into consideration when making improvements to our mobile banking experience.


UnionBank of the Philippines
243.4 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© Union Bank of the Philippines


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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