Banking can be fun. It’s time to Konnect with a seamless Mobile Banking Experience. The all new Konnect App is designed as a digital bank account that can be opened instantly. Just enter your basic CNIC information and enjoy digital banking on the go. Konnect App is Habib Bank Limited’s branchless banking solution that offers customers to enjoy HBL services from the comfort of their home.

Send Money. Transfer money to any bank account or CNIC. Save your friends and family as beneficiaries and enjoy seamless money transfers!

Lifestyle. Cinema tickets, Food Delivery, Travel, Education, and all sorts of payments that help you stay Konnected to life.

Mobile Recharge. Top-up your prepaid, or pay your postpaid bill, or simply buy a mobile card in a few taps!
Available cards:
Telenor Easy Card
Ufone Super Load
Zong Bundles

Pay Bills. Got gas, electricity, water, or internet bills due? Well, why leave your house to pay your bills? Just select your bill company and pay with a tap!

Scan to Pay. Why even carry cash anymore? Go card-less and cash-less on your shopping adventures by paying through Konnect’s VISA-enabled Scan to Pay feature.

Invite & Earn. Got friends? Invite them to Konnect and get rewarded! It’s as simple as that.

Link Accounts. Got an HBL Account? Simply link it to Konnect and transfer cash between your accounts for free!

Subscriptions. Buy value bundles that let you enjoy free services for a year.

Debit Card. Delivered to your doorstep.

Konnect by HBL is available on iOS 9.0+.

Still have questions? Feel free to contact us at +92-21-111-425-111.

What’s New

Version 4.9

Banking can be fun. It’s time to Konnect with a fresh User Interface & amazing new Lifestyle features.
Introducing a streamlined sign-up process, Touch/Face ID log-in features, and a 6-digit PIN to replace those awfully forgettable passwords, it’s easier than ever to bank with Konnect.
Sending Money, topping up your mobile, and paying your bills has never been more convenient.
Don’t miss out on the fun. Konnect and Earn by inviting your friends to sign up.

Ratings and Reviews

3.0 out of 5
156 Ratings

156 Ratings

Sabirs74 ,

Invitation problem

I have invited my few friends they have downloaded the app and also make transactions by easy-load balance to there sims but i m unable to receive the amount of invitation. If its not working then why you guys are publishing fake ads.

heyuser123 ,

Pathetic Experience

User-Interface really good and appealing!
Copied much of the stuff from Easypaisa and other trending Apps. Secondly, too early to use, hardly 10 discount vouchers.
Having a HBL account and I can’t even link the Konnect & HBL account. How to even use the App? Stayed twice on call for 10minutes and no one from HBL to respond. So, in short pathetic experience once again from HBL.
Too immature to enter into these tech stuff. HBL should stay in their current bubble! Going to install Konnect right away!

nomi 1232 ,

Features are not enough

As HBL created a much hype for their Konnect App Features are not appealing, lot of work needed to attract more young customers.
After all nice effort, keep it up.


114.9 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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