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هي محفظة رقميّة آمنة ومتكاملة لعملياتك المالية، تحلّ محل التطبيقات المالية المتعددة في جوالك، وأكثر. تمكنك محفظة stc pay من إجراء عملياتك المالية المعتادة بمستوى أمان عالي وتضع راحتك أولا، بالإضافةإلى عمليات أخرى مبتكرة صُمّمت لتقدم أفضل الحلول للسلوكيات المالية الاجتماعية الحالية. مثلا، باستطاعتك التحويل والاستقبال والتسوق والتحكم بأمورك الماليّة، كما يمكنك مشاركة المصاريف الجماعية مع جهات الاتصال لديك، من أهل وأصدقاء، باستخدام خاصية المحفظة المشتركة.. كل هذا وأكثر من خلال حساب افتراضي يسمى المحفظة الرقمية.

ميزات التطبيق:
الدفع مباشرة للمشتريات
تستطيع إتمام عمليات شرائك من عدد متزايد من شركائنا من المحلات التجارية والمطاعم ومحطات البنزين وغيرهم بسهولة وأمان عالي، سواء بمسح رمز الـQR لدى التاجر أو مسح التاجر لرمز الـQR الخاصة بك.

التحويل من محفظة إلى محفظة
يمكنك إرسال واستلام الأموال فورياً ومجاناً من وإلى جهات الاتصال لديك من أهل وأصدقاء عند إنشائهم محفظة رقمية لدى stc pay.

دفع فواتير stc وإعادة شحن سوا
بإمكانك دفع فواتيرstc الخاصة بك مباشرة من خلال التطبيق وإعادة شحن بطاقات سوا مسبقة الدفع بكل سهولة وعملية.

تحويل الأموال لحساب بنكي محلي
تستطيع تحويل الأموال لأي حساب بنكي داخل المملكة العربية السعودية من محفظتك الرقمية.

stc pay is your secure integrated digital wallet. Now, you can make all your usual financial transactions securely and effortlessly in one app - in addition to new and innovative features designed to enhance and present solutions to current socio-financial behaviors. For instance, through the stc pay digital wallet, you can transfer, receive, purchase, manage your spending, but furthermore, you can share group expenses with your contact list - whether friends or family - using the Shared Wallet feature.. all of that and more using your virtual account through the digital wallet.

stc pay features:

Pay for your purchases at a growing number of partners, from stores, restaurants, gas stations and more, easily and securely. Scan the QR code at the cashier, or show the cashier your personal QR code to scan.

Wallet to Wallet:
Send and receive money to and from your contact list, whether family or friends, instantly and for free. All they need to do is create their stc pay account as well!

stc Bills Settlement & sawa Recharge:
Directly settle your stc bills and recharge any sawa prepaid card effortlessly.

Transfer to Local Bank:
Transfer money to any bank account in the Kingdom of Saudi Arabia.

Transfer Internationally (Western Union):
Securely transfer money internationally, directly to bank accounts or to be instantly picked up in cash at any Western Union location.

Card-less ATM Withdrawal:
Withdraw money from ATM machines using your mobile only and no cards.

Create a Shared Account:
Share and track group expenses with family, friends and colleagues easily by adding users from your contact list.

What’s New

Version 1.5.12

With every update, we are embodying to you our utmost effort to let you live the future today. Get the latest version of stc pay app to enjoy the digital transformation and to take control of your finances simply. This version includes:

• General fixes and improvements.

Enjoy & thanks for using stc pay.

مع كل تحديث، نحرص على أن نبذل قصارى جهدنا لتعيش المستقبل في الحاضر. حمّل آخر إصدار من تطبيق stc pay واستمتع بالتحوّل الرقمي والتحكّم بأمورك المالية بسهولة وأمان. يحتوي هذا التحديث على:

• تحسينات وإصلاحات عامة.

شكرًا لاستخدامك stc pay.

Ratings and Reviews

4.1 out of 5
12.4K Ratings

12.4K Ratings

Tari1982 ,

Money stuck

Overall a very good and convenient app to transfer money abroad but recently I found a glitch.

I have to sent money to Pakistan in USD currency account. There is no option on STC pay to select other currency but only PKR for Pakistan. So I selected PKR forcefully.

As per STC pay, I have received the alert that money transferred completed but at destination bank, the amount is not credited due to different currency and got cancelled from there side.

Now the money is not received back in STC account. I have asked STC pay customer service. They told me that once operation is completed. They can’t take the money back. So where the money is gone at the end. Who will solve the matter.

STC needs to provide different currency options for a country So people can transfer PKR and USD as well.


murtza 2020 ,


It's a complete nonsense system, no one should use their application. It is a very bad procedure and no one can give a satisfactory answer from above. It has been a month now that Pakistan has sent money and has not received any money yet. It has also made an inquiry. There is such a bad system and the safety is completely new. It is a matter of taking your own risk of your money. Use their apps wisely. I have had a very bad experience.
مکمل بکواس سیسٹم ہے ان کا کوئی بندہ بھی انکی اپلیکیشن استعمال نہ کرے ۔ نہایت گھٹیا طریقہ کار ہے ان کا اور اوپر سے کوئی تسلی بخش جواب بھی نئیں دے سکتے ایک مہینہ ہو گیا ہے پاکستان رقم بھیجے ہوئے ابھی تک رقم نئیں مل رہی انکوائری کروا رکھی ہے اس کا بھی پراسس بیچ میں ہے کوئی اتہ پتہ نئیں ۔ اتنا گھٹیا نظام ہے اور بلکل بھی سیفٹی نئی ہے آپ کی رقم کی اپنے رسک لینے والی بات ہے اگر رقم آپ کی اچھے سے منتقل ہو گئی تو اچھا ورنہ ان کے بس کی بات نئیں ۔ لہاظہ سوچ سمجھ کر ہی ان کی ایپس استعمال کریں ۔ میرا تو بہت برا تجربہ رہا ہے ۔

Khuzafa ,

No, Thank You.

4,5 days to compelete an online transaction? 4 to 5 minutes to get to the customer representative, and what for? Just to listen to “sorry about delay, it will be transferred very soon”? I have no idea what the term “bank working days” means to them. All other banks in the kingdom are able to make transactions on any day of the week and the money gets transferred immediately or at least on the next day. But for Stc Pay , 2 days are off here in Saudi while 2 days would probably be off in the country of the destination bank. So you will have to wait for 4,5 days to get the good news of “transfer completed”. Till then Good Luck with annoying “Under Process” label. Their service is hit or miss but for me its been terrible. I would rather happily wait in the line and get the work done.

App Privacy

The developer, STCPay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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