iPhone Screenshots


Accumulate insurance just by going about your daily activities!

SNACK by Income lets you get free insurance coverage and purchase bite-sized insurance policies as you take a ride, have a meal, go shopping and more.

How SNACK works

1. Get free coverage:
2. Link your Visa card to SNACK
3. Use your Visa card at SNACKUP brands
4. Receive free SNACK coverage with every transaction

Purchase micro-insurance policies:

1. Link your activity sources to SNACK (for e.g. Link your EZ-Link card to Transport, or your Visa card to Shopping)
2. Purchase policies from just $0.30, $0.50 or $0.70 automatically as you go about your daily activities (for e.g. Take a ride using the linked EZ-Link card, or purchasing something with your linked Visa card)
3. Receive policy


With SNACK you don’t need to worry about hefty monthly premiums, lock-in periods, balancing savings and insurance.

- Build up Personal Accident, Critical Illness and Term Life insurance coverage a little bit at a time without feeling a pinch
- Get free coverage when you spend at SNACKUP brands
- Stop any time you want and set a weekly cap to grow your coverage at your own pace.
- Earn rewards and enjoy SNACK perks so you get more out of life!

SNACK by Income is developed by NTUC Income Insurance Co-Operative Limited, a Direct Insurer (composite) licensed by the Monetary Authority of Singapore.

What’s New

Version 4.0.1

The latest version contains bug fixes and performance improvements to enhance your SNACK experience!

Ratings and Reviews

3.4 out of 5
85 Ratings

85 Ratings

Celzo25 ,

Easy and Intuitive interface

I recently downloaded SNACK and used it for the very first time. It was a smooth process, not complicated at all, unlike what one may think of when it comes to buying an insurnace policy. I like the idea - how it is linked to my lifestyle and the flexibility it gives me to control over my bite-size contribution toward my insurance coverage. It’s very affordable too!

Developer Response ,

Thanks! We're constantly looking to push the boundaries in the insurance industry, and SNACK is our latest foray! Hooray! 🌅

Penghan1234567890 ,

Intuitive pocket App for micro-insurance

A friend recommended this app to me when it was recently launched by NTUC Income and I must say the user interface is really nice and the user experience is really intuitive as well.

I would highly recommend this app to anyone that wants to get covered while forking out just a bit of your monthly expenditure (esp for young adults) like myself :)

Developer Response ,

Hi there! Thank you for your kind words on the app interface and the proposition of SNACK, we appreciate it! 🙏 Yes it's that bit by bit bite-sized coverage which will stack up to a sizeable protection over time! 🍔

Teh Bing ,

First of its kind

Snack by NTUC gives you the peace of mind when you go about your daily life while being afforded the coverage and protection from the host of insurance (Life, accident, CI) offered by NTUC Income.

Definitely worth that it gives you the peace of mind. If you are looking for an affordable and transparent policy, this is easily the one you must check out.

Developer Response ,

Hi there! Thank you for your kind words, we appreciate it! It's definitely our goal to be seamlessly integrated into your lives such that you're building your insurance coverage just by living out your best life! 🍹

App Privacy

The developer, NTUC Enterprise Co-operative Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Contact Info
  • User Content
  • Identifiers
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

You May Also Like