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You’ll contribute to your protection whenever you eat, shop and play! Accumulate coverage as you live life to the fullest.

It's your life, have it your way! Start, stop and adjust your premiums whenever you want! No up-front commitment needed.

Start with premiums as low as $0.30. Yes, your spare change is enough to help you accumulate sizeable insurance coverage and you’ll be amazed at how much coverage you can build up over time!

1. Pair your lifestyle activities with the insurance products you like
2. Customise your premium based on what you’re comfortable with
3. Live life and see your coverage grow each time you perform these lifestyle activities
4. Adjust your premiums anytime and upsize your coverage whenever you want!

What’s more, you’ll get to enjoy exclusive SNACK Perks from EZ-Link, Burpple and Fitbit! Follow @snackbyincome on Instagram for the latest updates.

SNACK by Income is a one-of-its-kind product by NTUC Income that is created to meet the digital lifestyles and ever-changing needs of consumer, allowing you to build up your protection portfolio without having to think about it.

What’s New

Version 3.2.0

The latest version contains bug fixes and performance improvements to enhance your SNACK experience!

Ratings and Reviews

3.5 out of 5
83 Ratings

83 Ratings

Celzo25 ,

Easy and Intuitive interface

I recently downloaded SNACK and used it for the very first time. It was a smooth process, not complicated at all, unlike what one may think of when it comes to buying an insurnace policy. I like the idea - how it is linked to my lifestyle and the flexibility it gives me to control over my bite-size contribution toward my insurance coverage. It’s very affordable too!

Developer Response ,

Thanks! We're constantly looking to push the boundaries in the insurance industry, and SNACK is our latest foray! Hooray! 🌅

Penghan1234567890 ,

Intuitive pocket App for micro-insurance

A friend recommended this app to me when it was recently launched by NTUC Income and I must say the user interface is really nice and the user experience is really intuitive as well.

I would highly recommend this app to anyone that wants to get covered while forking out just a bit of your monthly expenditure (esp for young adults) like myself :)

Developer Response ,

Hi there! Thank you for your kind words on the app interface and the proposition of SNACK, we appreciate it! 🙏 Yes it's that bit by bit bite-sized coverage which will stack up to a sizeable protection over time! 🍔

Teh Bing ,

First of its kind

Snack by NTUC gives you the peace of mind when you go about your daily life while being afforded the coverage and protection from the host of insurance (Life, accident, CI) offered by NTUC Income.

Definitely worth that it gives you the peace of mind. If you are looking for an affordable and transparent policy, this is easily the one you must check out.

Developer Response ,

Hi there! Thank you for your kind words, we appreciate it! It's definitely our goal to be seamlessly integrated into your lives such that you're building your insurance coverage just by living out your best life! 🍹

App Privacy

The developer, NTUC Enterprise Co-operative Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Contact Info
  • User Content
  • Identifiers
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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