I have been using this app for three months now. I used to record my expenses in a checkbook, just to keep track of things. I now record all expenses in Fleur, and I love the way it categorizes expenses, and shows you exactly where the money is going every month. It is slightly more time-consuming than writing expenses in a checkbook register, but it’s so much more worthwhile for the insights it gives you on different screens. You can set up your categories however it makes sense to you. It’s easy to look ahead and see what expenses are coming up, if you’ve been diligent about putting in automatic bills that will be coming from your account and hitting at a certain day. The interface is very intuitive and user-friendly. And not at all stress inducing, which is a huge factor when you’re talking about finances. I initially thought it was a drawback that this didn’t connect directly to a bank account, and you have to input all of your transactions manually, but once you’re in the flow and if you commit to doing this every day or every few days to a week, it goes quickly and becomes an easy habit. Plus you have a better handle on your money that way anyway. I also gave some feedback to the developer about a change I thought would be helpful around budgeting, and lo and behold, I saw it in the latest app update. The app developer is responsive and very friendly. Bravo!