monobank has been chosen by more than 10.3 million Ukrainians, making us the largest commercial digital bank in Ukraine.
How fast can you register?
1. Download the mobile app.
2. Confirm your personal cell phone number.
3. Select the document for verification (Diia, ID card, passport, foreign passport, permanent residence permit).
4. Receive a free virtual card right now or a physical card later express delivered by Nova Poshta delivery.
For the fastest registration, choose registration via Diia. The record for the quickest registration speed is 99 seconds.
Still hesitating? Here are random reasons to open a monobank card:
・Increased credit limit up to ₴200,000
・Monocat lives inside the app, which is unusual for an online bank
・Smart security through flexible card settings
・There is no need to carve a card number or IBAN from the message to make a payment; we will do it for you
・Open currency cards in dollars or euros — track rates and exchange currency.
・Market for buying in installments at favorite chains — KTC, Citrus, MOYO, Foxtrot, and others
・Used-goods marketplace — discounts, deals, and shopping on your phone
・Group expenses — split a café bill or taxi fare with friends
・You can cancel a payment within 10 seconds if you make a mistake
・Split a cafe receipt or taxi bill among friends
・Jars for fundraising, saving, donations, building capital and budget — raise & save funds for the Armed Forces of Ukraine
・Attractive deposit rates — benefits in the palm of your hand
・You can scan a card with a camera to avoid entering it manually and a QR code to make an auto payment
・Make payments between cards, fines, electricity, utilities, internet and phone bills with no fees
・Sign electronic documents with your QES signature through Diia
・A pleasant purr is a Monocat feature that notifies you of receiving money instead of harsh notification sounds
・Purchase eSIM in one tap — a virtual SIM card instead of or in addition to your physical card
・Paying for purchases via Google Pay virtual wallet — is convenient
・Regular payments for phone bills, transfers to a card, payments to IBAN credentials, international payments or donations to charity
・Pay for goods using credit in offline or online stores everywhere around the globe
・Transfer an old expense to the instalment plan and return money to the card
・Get cashback on movies, TV, games, sports, train tickets, airline tickets, gas stations, cars, medicines, clothes, and shoes — new partners to choose bonus from monthly
・Get car insurance and insurance services at favourable price
・Download our user-friendly app and use our stylish card
・Shake your phone to pay for fuel at WOG, and send money to someone nearby without asking for their card or phone number
・Withdraw salary, make billing to individual entrepreneurs and make social payments to the pension fund with no commission
・Open currency cards and business accounts in 1 tap — doing business is now even more convenient
・Private web cabinet for accounting — the tax office will receive reports on time
・Financial history — tag expenses, build spending analytics & get tracker with a convenient breakdown
・Get cashback from the bank and donate to charity — using a monobank is profitable
・Make instant money transfers to contacts from the phone book — no need to ask for a card number
・Open a «Diia.Card» — for national support programs
・Kids’ card, handy control of expenses and a shared account for parents — learning finance is accessible
・Get rewards for using the card and repaying the loan
・The best support service in convenient messengers — chat in Ukrainian is available 24/7
・Update the monobank app to get a modern design version 2.0
・Use software cash register pos terminal — comfortable NFC payment charge
・Replenish your balance and repay loans in a few taps
JSC «Universal Bank» License NBU № 92 dated 20.01.1994, in a banking state register № 226, Ukraine, Kyiv
I think when the bank is the best bank in the world and the application is the most convenient in the world to be honest I never found any better services and I was traveling, and I have bank accounts in several countries, but monobank is the best of the best!
Developer Response
Сердечно дякуємо за вашу підтримку :)
Feedback on cooperation and communication with operators
Alina_Mkts
Dissatisfied with the work of your bank. My card was blocked and no exact reason was given - a strange explanation "based on the accumulation of information from various sources", even though I provided all the documents explaining my transactions. For six months, I communicated with various operators and tried to find out the reason and whether it is possible to renew cooperation, but there was no answer except for the word "wait". Today, I again contacted the operator and asked to resume cooperation, but I was refused again, when I asked why, the answer was that they could not tell the reason due to the bank's policy. I cooperate with different banks in different countries, but this is the first time I hear such nonsense, it is a very strange policy. Monobank, if you want to have customers, then change your rules! Not satisfied with the work of the bank! I do not recommend this bank to anyone!!!Thank you Monobank for the wasted time and spoiled mood!!! You are the worst bank!!!
Developer Response
Для перевірки інформації, напишіть нам, будь ласка, на пошту: info@monobank.ua та надішліть скриншот вашого відгуку
App blocks critical features without unnecessary permissions like geo location
Eugene dev iOS
1. I used your app to issue physical card. I didn’t manage to select Nova Poshta office without giving access to my geo location.It is super ugly user experience and doesn’t match with Apple guidelines. I can select Nova Poshta office from the list, but pop up with location permissions just blocking all user flow.If I can select Nova Poshta office from the list, why you irritate me as a user with geo location permissions pop up? And why it is required?It’s not app for navigation where location is critical.2. After transferring to another card I have an option to create a contact for card. This pop up with asking permissions for my Contacts is annoying and I think I saw this before. You can make a hint to do this, but not with blocking pop up.Please follow and respect Apple guidelines. 1. Ask permissions once.2. Ask permissions only when it is really required for application feature. Giving access to geo location is super strange when it is not required and you already provide options to select locations from the list by search. I think such data is super sensitive and collecting this “for fun” doesn’t sound good.3. Please perhaps hire better UX and developers.
Developer Response
Для перевірки інформації, напишіть нам, будь ласка, на пошту: info@monobank.ua та надішліть скріншот вашого відгуку
The best bank and app ever
Elena Shmyga
I’m using monobank for 6 month and for now I see that it is the best app and overall bank ever, and not only in Ukraine. I’ve tried different banks in Poland and USA, but such level of service, usability and speed you can’t find anywhere else. Kudos to engineering team, you did a great job!
Developer Response
Thanks for your feedback :)
ФІКС БАГІВ І БИТВА ЯЄЦЬ
Цього тижня фіксили баги, розробляли функції, про які поки не розкажемо, і провели битву яєць. Якщо ви билися з нами — дякуємо, якщо ні — повертайтеся на наступний Великдень, бо вже все скінчилося
Version 8.8.1
The developer, UNIVERSAL BANK, PRAT, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Contacts
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
