Saver: Calm Money Planner
Plan bills, payday savings
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
One number tells you every bill and goal is covered on time. No bank login, no account — your plan stays on your phone.
Saver answers one question: is everything covered?
Keep one dedicated account or envelope for bills and goals. Saver computes the exact amount it should hold today. If your pool matches that number, everything you planned is covered on time. If it holds more, the surplus is yours to use as you choose.
CAN I AFFORD IT?
Before you commit to a car, a trip, or a subscription, add it and see the impact: the new required balance, the one-time top-up if needed, and how your payday deposits change. A yes/no with math, before you spend.
PAYDAY MADE SIMPLE
When income arrives, Saver tells you how much to move into the pool. The rest is yours. On bill days it reminds you the money is already there.
REAL DATES, NOT AVERAGES
Yearly insurance, quarterly taxes, a gym bill every second month — Saver plans on actual calendar dates, so the money is there when the bill lands, not "on average". If income arrives too late for a bill, it tells you exactly how much to move into the pool now.
PRIVATE BY DESIGN
No bank login. No account. No tracking. Your plan lives on your phone — export it as JSON or CSV anytime.
— One-time and recurring income, bills, and goals
— Daily, weekly, monthly, yearly or fully custom schedules
— Impact preview before every change
— Deposit and withdraw instructions when the plan moves
— Group bills and see what each part of life costs
— Payday and due-date reminders
— Free. Supported by optional tips.
Terms of Use: https://calmsaver.app/terms/
Privacy Policy: https://calmsaver.app/privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Pool check got smoother: it now remembers what you've typed while you hop to your banking app and back, and a new button copies the difference in one tap.
Plus reworked translations that read naturally in every language, and small fixes throughout.
The developer, Innokentii Enikeev, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Innokentii Enikeev
- Size
- 6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 17 more
- English, Danish, Dutch, Finnish, French, German, Italian, Japanese, Korean, Norwegian Bokmål, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Turkish, Ukrainian
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly Friend $5.00
- Yearly Patron $10.00
- Generous Tip $10.00
- Patron Tip $50.00
- Nice Tip $5.00
- Copyright
- © 2026 Innokentii Enikeev