Couples Budget Tracker: Untoo
Shared Expense & Money Manager
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Log spending in seconds, split it your way and save for what’s next, together. One shared space for you two, no bank linking needed.
Untoo - Shared Money for Couples
Money works better when you two are on the same team.
Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting.
Both of you see everything, live. Neither of you is the admin.
LOG IT IN SECONDS
Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Dutch and Portuguese.
ALWAYS IN SYNC
Every entry shows up on both phones right away. No more "did you already pay that?", no end-of-month surprises.
SPLIT WITHOUT THE MATH
Track who paid, and split each expense evenly, by your own ratio, or as a treat. One calm settle-up screen keeps things even between you. No money ever moves through Untoo.
SAVE FOR WHAT'S NEXT
The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one.
A MONTH WITH NO GUILT
A clear monthly recap, category by category, with optional limits that get a gentle note instead of an alarm. No streaks, no lapse-shaming, no red alerts.
THE SMALL THINGS
• Rent, subscriptions, bills and payday post themselves
• Log in any currency while traveling; totals stay in the one you two picked
• Your own categories - rename, reorder, recolor, add soft limits
• Money date: a short, warm check-in you two do together
• Export everything to CSV, or delete your account, right from Settings
BUILT FOR TWO, NOT FOR ONE
Untoo isn't a personal budget app with a guest seat. It is built for two partners with equal access - dating, living together, married, or planning what comes next.
• No bank linking, ever. Untoo only knows what you two choose to log
• Your money notes are never sold and never used for ads
• Warm and calm by design, never guilt-driven
ONE PREMIUM. BOTH OF YOU.
One subscription covers both partners. Either of you can start it, and you both get everything.
Premium unlocks:
• Unlimited AI capture - text, voice and receipt photos
• Unlimited life goals and recurring rules, plus automatic set-asides
• Your full history, month-to-month comparisons, and insights in plain words
• Home screen widgets: quick add, and your month at a glance
• Our year, together: the full annual recap, with cards you can share
• Dark mode and color themes
Free, always: manual logging for both of you, pairing and real-time sync, splitting and settle-up, your first life goal, one recurring rule, this month and last month's recap — plus five AI captures to try.
SUBSCRIPTION DETAILS
Untoo Premium is an auto-renewing subscription: $4.99 per month or $39.99 per year (US pricing - your local price is shown in the app before you confirm), each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Untoo Terms of Service: https://untoo.app/terms
Privacy Policy: https://untoo.app/privacy
Untoo is a record of what you two choose to log. It does not move money, connect to banks, or give financial advice.
Ratings & Reviews
Small fixes and polish throughout.
The developer, Fernand Petit, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Fernand Petit
- Size
- 69.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 5 more
- English, Dutch, French, German, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Untoo Premium Yearly $39.99
- Untoo Premium $4.99
- Copyright
- © 2026 Fernand Petit