AF247 - Advance Financial 24/7 4+

Same day cash. Up to $4,000‪.‬

Advance Financial

    • 3.0 • 88 Ratings
    • Free

iPhone Screenshots


Get the AF247 app for 24/7 access to cash anytime, anywhere. The Advance Financial app gives you an at-a-glance snapshot of your loan so you always know exactly how much available cash you have. Other features include making payments, knowing your balance and starting and finishing an application online for fast approvals and same-day funding.*

The AF247 app puts you in total control of your cash**

- Check your available credit & credit limit
- Access cash anytime, anywhere
- Make loan payments
- Know your balance, minimum payment & total payoff amount
- Start your application on your mobile device
- same-day funding*

Location Services

While the AF24/7 Mobile App is running, it uses real-time location services in order to trigger geolocation-specific notifications.

We’re here to answer your questions and help with your application. Contact us by phone at 888-462-0535 or by e-mail at

Advance Financial delivers fast cash when you need it

Advance Financial loans are different from same-day payday loans, title loans, and other cash advances. With our FLEX Loan open-ended line of credit, you apply just once, then withdraw as much or as little cash as you need (up to your credit limit).

Repayment terms are different, too. Payday and title loans give you only weeks to repay your full balance, plus interest. You repay your Advance Financial FLEX Loan or Installment Loan with conveniently scheduled payments aligned with your payday. Plus, with a FLEX Loan open-ended line of credit, you only pay for the cash you need and only for the time you need it. And as you pay down your balance, you regain access to funds for future cash advances. There are never any penalties for repaying either loan early.

Founded in 1996, Advance Financial is a family-owned fintech company based in Nashville, Tennessee. The company operates over 100 stores throughout Tennessee and online loan services in more than 13 states including Alabama, California, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, and Wisconsin. Advance Financial provides fast lending decisions on line of credit loans, installment loans, and other financial services, 24/7/365. Tennessee store customers have access to cash loans, check cashing, free money orders, bill-pay services, ATM services, Western Union wire transfers, and NetSpend Prepaid cards.

Recent recognition includes being named a Top Work Place in 2022 by the Tennessean and named a Best Employer for New Grads and America’s Best Midsize Employers by Forbes in 2022. Advance Financial has an A+ rating with the Better Business Bureau.

*Bank participation required
** Wi-Fi or mobile data is required for access. Deposit times for online loans vary by bank. Bank participation is required. Please see our website for terms and conditions. Please borrow responsibly.

What’s New

Version 80.1.1

- Enhancements to the existing functionality which improves customer interface.

Ratings and Reviews

3.0 out of 5
88 Ratings

88 Ratings

c123st ,

Great with occasional glitches

First I’d like to say that this company is awesome in what it says it can do. I have been using the app for several years and it’s a great way to borrow some cash for the short term. I would NEVER suggest using it as a long term loan though. My favorite feature is that you can instantly dial up cash to your account in a pinch or until payday in a few days. But sometimes the app glitches and tells me that my bank does not support instant deposits. Very frustrating. I’ve call customer service a few times and they always blame it on my bank which is not correct. So I wait a few days and it’s back to working normally. If they could fix that, I would give them a 10 out of 10.

SliZzy6 ,


The app used to work great. And if you need a short term loan, around week tops, I recommend these guys. Even tho I can literally go to any city and withdraw the money I need, the app has issues. Went to deposit the money directly to my bank account and no matter what amount I put in, it comes back after I enter all my info to say they’ve received my request for 0 dollars. If you could look into that. Then I’ll change my rating to 5 star.

Developer Response ,

Hi SliZzy6, we are very sorry that you had this issue with depositing money into your bank account earlier. Our team has now fixed this issue. You can try depositing money right away! Thank you for the feedback.

tinytea7 ,

Awful and fraud

This company is awful I applied for a loan with another company which I was approved for not sure how this company got my information maybe shared with them from someone who worked at the other company but they kept taking money out of my account even after I sent over my bank statements showing I never received any money from them. After calling and telling them several times and stopping the transaction with my bank I finally had to close and reopen another account to get it to stop. Shame on you for not looking at my proof. You could have had a customer who would have paid you back just like I did the other company

App Privacy

The developer, Advance Financial, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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