Albert: Budgeting and Banking 4+

Organize. Budget. Save‪.‬

Albert Corporation

    • Free

Screenshots

Description

THE ALL-IN-ONE MONEY APP
Budget, save, spend, and invest — all in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask our finance experts anything. Subscription required. Try 30 days before you’re charged.

ONLINE BANKING
Set up direct deposit and get paid up to 2 days early. Earn cash back at select stores. Albert is not a bank. See disclosures below.

BUDGETING AND PERSONAL FINANCE MANAGEMENT
Get a monthly budget, track expenses, and use planning tools to customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills.

AUTOMATIC SAVING AND INVESTING
Smart money automatically transfers money to your Albert Savings and Investing accounts throughout the week. Open a high yield savings account to earn competitive APY on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See disclosures below.

PROTECT YOUR MONEY
24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score over time.

DISCLOSURES
Albert is not a bank. Albert Cash banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A., disclosed on account opening. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied.

Albert plans range from $11.99 to $29.99. Try 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use and Account Agreement for more details, including fee information.

The Instant Advance is available to you at Albert’s discretion. Limits range from $25-$250, subject to eligibility. Not all customers will qualify. Transfer fees may apply.

Early access to direct deposit funds may vary depending on the payer’s deposit timing.

Cash back rewards are subject to Terms of Use.

For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 12/19/24. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account.

Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures.

Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.

The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits at albrt.co/id-ins.

Address: 440 N Barranca Ave #3801, Covina, CA 91723
No customer support available at this address. Visit www.albert.com for customer support details.

Not affiliated with personal finance budget apps such as Rocket Money, Everydollar, Monarch Money, Quicken Simplifi, Pocketguard, Copilot or Nerdwallet.

What’s New

Version 9.0.65

Bug fixes and performance improvements.

Ratings and Reviews

4.6 out of 5
220.5K Ratings

220.5K Ratings

sadovluci ,

Stay Away

Do not get involved with this application. Unless you have spare money to donate. Once you want to take your money out, they will find ways as to why your transfers will fail. There is no one to call, except the messenger. They can’t even read what you are asking and take a while to review your account.
I had to jump through hoops to get the information they need, just to withdraw my own money. Per their team, it is Bank Secrecy Act. More information is required. I had to repeat my situation multiple times, since they requested items I could not provide, such as statements from bank account I no longer do my banking.
As I finally made 4 calls to my bank, personally visited them, got image retrieval (since a statement from my bank that all my accounts are closed was not sufficient). I had to spend more time with Albert app that did not accept 4 file images because the file was now too big! I tried various ways to submit that 4 page statement, even allowing the app to use my camera, or selecting images. Nothing worked, file too big, convert to PDF (while this is a mobile app!!!) so I tried four different PDF converters, installed them, but none of them a free and require monthly subscription. I don’t understand why Albert Application cannot handle 4 pages of images in the first place. I just have major frustration at this point. I never experienced such a big issue over withdrawing funds from anywhere. Please do not participate.

izzyn07 ,

Don’t do it!

The app itself with Genius is great and a great tool to use. Other than that- there is no phone number to reach them. They have a text genius number and it’s very vague you can’t text a real person. I got my direct deposit sent to Albert, payday came and I noticed I did not receive my money. I called my payroll department confirmed the acct and routing number, they sent me my check stub and everything was correct. I wrote an email to Albert and included the check number that was made out to them, the amount it was for, the date my employer deposited the check and they responded saying they don’t see that check number. They asked if I can send them a copy of my paystub - I did, literally minutes upon opening that email. I asked them for a phone number where I can reach them because I need my money ASAP - I need to pay my rent and my car payment. And I have yet to receive anything from them. I sent them another email through my work. Nothing. Don’t waste your time, energy or money on this company they are scam artist! Very disappointed- was really liking the navigation of the app. I went to Facebook to see if there’s any way maybe I can reach them through there and come to find out a lot if people are going through the same thing!!! Next step is contacting BBB see if we can get things moving along or getting them shut down. Nobody should have to go through this!

Developer Response ,

Hi there — we're constantly trying to improve our products and our support services. With millions of members, we've found the most effective way to offer support is through text (639-37) and email (support@albert.com). Please note, we're here to help Monday–Friday (6am–6pm PT) and Saturday–Sunday (9am–6pm PT).

Bamboozled1991 ,

USE OTHER APPS THIS IS FRAUD

I wanna start off by saying you can use other apps such as EARNIN ,EMPOWER, and DAVE. The same apps will give you access to funds without hidden agendas hidden fees, and and just downright lies even though you have to pay a small fee at least you know what you’re getting upfront. I downloaded this app a week ago and I’ve never once taken an advance out because it didn’t give me the amount that I needed it. I immediately tried to uninstall the app once I realize it would not give me the event I needed it I had already linked to my the steps as of today they have removed $63 out of my account that I do not even have which has created an overdraft as soon as I realize that I got on the customer service and ask them to remove situation they say they cannot again. I did not use any advance. Therefore, nothing should’ve been taken out of my account. They refusing to help me saying there’s nothing they can do about it and now I have to call my banking institution. This app is not helpful. If you were looking for an honest go loan between paychecks. This is not it please please please look somewhere else. I’m giving it five stars so that this will appear in front of everybody. Instead of being in the back with all the one stars, I understand most people don’t go to one stars when they’re looking for alone, but this is not it. It will only hurt you more.

App Privacy

The developer, Albert Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like

Grant - Cash Advance
Finance
Money App - Cash Advance
Finance
OneBlinc
Finance
Gerald: Cash Advance App
Finance
Vola Finance
Finance
Grid Money
Finance