Banking, saving, budgeting and investing — in one place. Plus human experts at your fingertips. Join over 5 million users who trust Albert to bank, save, and invest smarter.


Automatic saving and investing right from your paycheck. Plus, get your paycheck up to 2 days early when you set up direct deposit. Spend money with your Albert debit card and withdraw fee-free from over 55,000 Allpoint ATMs.


Albert can spot you up to $250 from your next paycheck. No late fees. No interest. No credit check. See what you qualify for.


Albert tracks your income and spending to find dollars you can save, automatically. Earn cash bonuses for every dollar in Savings and withdraw your funds at any time.


Grow your money with Genius. Buy stocks and themes. Or let Albert create your custom, diversified portfolio, built for your financial goals.


Budget and save automatically. Albert creates your personalized budget, identifies missing savings, and helps you lower your bills.


Albert Genius makes your money smarter, no matter how much you have. Get personalized, honest money advice from a team of finance experts, or "geniuses." Genius combines powerful technology with unique insights to help you make better choices.

Questions about investment plans? Budgeting for bills? Paying off credit cards? Send a text, and they'll get to work.

Some topics Genius can help with:
Budgeting • Saving • Credit cards • Insurance • Investing • Debt • Student loans • Buying a home


Albert is always working in the background to help you budget and save. Get real-time smart alerts about your money and put an end to financial surprises, so you stay in control.


⁃ “The Albert app provides a personalized savings account and can look at car insurance policies and credit cards to find better deals. Banks are racing to catch up with such digital advances." — NEW YORK TIMES
⁃ "Dying for an app that takes the math out of budgeting? Albert would be the best choice for you." — FORBES
⁃ "Albert offers a simple way to track your finances as well as personalized recommendations aimed at boosting your overall financial standing." — TechCrunch


• Albert uses cutting-edge technology to protect your most sensitive information.
• Albert Cash and Albert Savings account are FDIC-insured. Should anything happen to the member bank or company holding your savings, you'll be insured for up to $250,000 of your money in the account.
• Funds in your Albert Investments account are SIPC-protected. This is a more limited protection against the loss of securities and cash held at a member firm up to $500,000 in the event the firm fails. This does not protect the securities you own from going down in value if the market changes.


Early access to direct deposit funds may vary depending on the payer’s deposit timing.

Banking services provided by Sutton Bank, Member FDIC. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International.

Out-of-network cash withdrawal fees apply to ATM withdrawals. Third-party and cash deposit fees may apply.

Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Wells Fargo, N.A., and Axos Bank.

Albert Investments, LLC is a Registered Investment Advisor. Albert can only offer investment services to clients where Albert and its representatives are properly licensed. The content posted is solely to inform. Investments are risky: you could lose money, and past performance is no guarantee of future returns. Albert is only available to U.S. residents who are 18+. For more information, see our Form ADV Part II and our Terms of Use at

What’s New

Version 7.1.7

• Introducing Albert Cash — automatically save and invest, right from your paycheck.
• Spend money with your Albert debit card and withdraw fee-free from over 55,000 Allpoint ATMs.
• Enjoy benefits like getting paid up to 2 days early and free instant cash advances up to $100 when you connect direct deposit.

Ratings and Reviews

4.6 out of 5
77.4K Ratings

77.4K Ratings

Unique_Martha ,

Great app

I love this app, helps to save money and albert genius keeps track of your spendings. Confusing at first, Once you are familiar with what means what and how to work along with albert Genius. Just be curious and look around and be familiar of the app. They Work great with keeping up just answering your question the team goes beyond with great skills. Ask any personal questions and Be patient. Wait for your questions to be answered, and they will get right with you as soon as possible. they are more then likely Busy with other people. So be Patient. Albert genius is FDIC Safe insured savings account. When you sign up with genius you choose to pay what you think is fair, with a minimum fee of $4 per month or $6 per month. You choose what is fair. You can also go to There Albert Website, to see how Albert genius Works. Feel free to have the confidence to save with Albert. As much as they have Savings, they also have Investing options. Need help with buying a Home or Renting ask Away and they will Organize and help you with that. Paying to much for your bills? Ask away. For those who think it is a bad app i strongly Disagree. Sorry for miss understanding Just weren’t Curious enough. Look up information. Give it a try! 👌🏽 make a great choice, you wont regret it.

Thank you Albert Genius.

darmathis ,

Almost Perfect

Albert is a great budgeting app for beginners and or, people who want a reliable “set it and forget it app”. However one of my biggest problems with the app is the cyber security wall that is between you and your connected accounts. I’m satisfied overall about the Genius tool, Savings Goal, time line/auto deposit options. But when I need to replace a card linked to the account, which was only one of two accounts. Because I changed my login information on the bank institution’s website. The linked account on Albert was incorrect, and when I tried updating my login information on Albert I could not get passed the account verification stage. Which caused me to pause most of my savings for about 2-3 weeks. After founding out through their help section, that I had to delete my investment and savings account. Thankfully the money get deposited back into your linked banking institution, but the fact is if cyber security is that important to the overall app. Then their needs to be a dedicated human employee for questions comments and concerns, just to get help quickly on real scenarios that the helpline isn’t really equipped to answer with the article. Other than that I like the short easy to read news articles in very user friendly way updated daily. And the break down of your investment portfolio, with changing from percentages to dollars amounts.

fendjdbd ,


Let me just start off by saying I was skeptical about this app at first because of linking my bank account, but given that I live on my own and just moved to a new state, I needed to budget my paychecks properly as I was carelessly spending before. I downloaded this app with the intention to get my finances under control but didn’t realize all the benefits. So i downloaded it and payed the monthly fee, and it set up a savings account (rainy day fund) then forgot about it and deleted the app. THREE MONTHS LATER I’m checking my banking app and see that Albert had taken $10 out of my account then looked a little more and had seen they had been periodically taking money out. At first I was lied “WHOA HOLD UP WHAT IS THIS??” So I downloaded Albert again and checked it and it had SAVED UP ALMOST $300!! I was honestly so happy. As someone who had been living paycheck to paycheck and worried if I was gonna be able to pay rent every month because of my careless spending, this app has SAVED ME so much financial anxiety. I even created another savings account in the app for a car AND IT PREDICTS WHEN ILL ACHIEVE THAT GOAL! You can set up “smart savings” for any of the savings account which will take out what you can afford to save, which is a lifesaver! Safe to say I’ll be using this app probably FOREVER!

App Privacy

The developer, Albert Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Contact Info
  • Identifiers
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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