StreetSmart by Amica‪™‬ 4+

Great Insurance Driving App!

I was hesitant to enroll in StreetSmart at first because of my prior knowledge associated with similar apps and the opposite desired effect on your rates. As another reviewer has said, this is a FAIR app regarding grading performance. However, I have several areas where this app could be approved. I find the hard braking parameter is triggered if the phone is not 100% stable during driving (ex., flimsy phone mount, having the phone in a wireless charger cubby, driving a car with floaty suspension like a Lincoln Town Car). Two, when redeeming a reward amount, it would be nice to have the option of entering a custom amount instead of having strictly $5 intervals. For example, if you have $19 in rewards, $4 of that is not redeemable. Overall, it's a great app that needs just the tiniest of fine tuning.

Developer Response ,

We appreciate this feedback and five-star review! Thank you for using the app and taking the time to share some comments and suggestions with us.

Algorithm is wonky and Hard Break is wrong

Twice I’ve had my score drop to 88 for no reason. I can go back week by week and see that I have either no events or a single event on one day that dropped my score from 100 to 96. And yet today, the score drops to 88 despite having four weeks of all trips scoring 100 except for one that scored 96. I think the algorithm is just set to reduce your score no matter what so they don’t have to pay out rewards, or god forbid, reduce your premiums for being an excellent driver. Sending an inquiry does nothing. The only time I’ve gotten dinged with this app is for ‘hard breaking’ which for me happens when the light turns yellow with fewer than 4 car lengths and I have to stop .. I’ve had this happen while driving under the speed limit with no one in front of me. I keep my phone in a holder as well so it does not move around. Their only response has been “maybe this app isn’t for you”. I don’t know, maybe you should just adjust your settings? But then they would have to honor their promise to reward good drivers and I’m guessing that’s not the purpose of this app. Disappointing.

Love StreetSmart

I started using StreetSmart at the direction of my auto insurance provider Amica. This is a great app that watches for speeding, sudden stops and cell phone use. As a reward, they give me a percentage off of my insurance premiums and also a cash payoff. I have to tell you, it really has made me a more cautious and careful driver and I am way less likely to pick up my cell phone while driving. Highly recommend the use of this app. You are graded on each and every drive so immediate gratification on each score. You are even graded according to the nationwide number of StreetSmart drivers. Very very impressed with StreetSmart!

Developer Response ,

We appreciate your recommendation, and we're glad to hear that the app has made you a more cautious and careful driver! Thank you for the review.