CEFCU Mobile Banking allows CEFCU Members and Business Members to log into their accounts using the same login ID and password as CEFCU On-Line Banking.

Or, sign up using your 7 or less base/primary account number, last 4 of your Social Security Number, and date of birth.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:
• Pay bills.
• Transfer money.
• Check balances.
• Track account activity.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Deposit checks from your device.

What’s New

Version 6.0.5502

Feature enhancements and minor bug fixes.

Ratings and Reviews

4.6 out of 5
2.2K Ratings

2.2K Ratings

Snipegunner007 ,

Very satisfied Customer

For the last 20 years that we’ve been banking with CEFCU, we have experienced nothing but excellent service from the tellers to the loan officers up to the branch managers. We had our first home refinanced with them and we are very well taken care of. Also, we love that they have mobile banking, now that we have kids who make their own money, it’s easy for them to deposit their own paychecks using the mobile app! Thanks Cefcu!

Developer Response ,

Thank you for the great review and for being a member!

Hayle Bugs ,

CEFCU Banking App

I like CEFCU the app because it’s a lot faster than having to go to the actual bank. It’s easy to use. But it gets annoying and frustrating with all the loading and waiting sometimes to get in. There’s also multiple times I’ve used the finger ID and it logs me in but just loads. I also wished CEFCU banking app would upload a lot faster. I use to have Heartland Bank and automatically it would take out and show up in my account within 15 minutes. Cefcu’s definitely doesn’t do that. It’s more helpful if it did had this concept! I also think it’s kind of annoying when it says pending after a sale when it does pop up. Like I’ve waiting long enough just take it out. But I do like the app and it’s fast and easy to use!

Developer Response ,

Thank you for your review and feedback. We apologize you are experiencing slow load times. You may need to uninstall and reinstall the app, as that has worked for others. Transactions will remain 'pending' until they are posted to your account which varies depending on the merchant. If you have additional questions, please contact us at 1.800.633.7077 and staff would be happy to assist.

Deathdata ,

Transfers not always reflecting immediately

This app works for what it is. My only complaint when I transfer money from one account to another it doesn’t always reflect correctly. For example if i transfer $20 to my checking from my savings, sometimes it will reflect that in my balance and other times it will not. Another issue i have with this app is once that transfer shows, i can exit the app and open it again, and its like i never transferred the money. This is confusing and and sometimes causes me to transfer money more than once...please fix. The only way i am able to confirm that the money was actually transferred is by looking at the activity center, since it doesn’t always reflect in my balance right away.

Developer Response ,

We apologize you are experiencing difficulties using the app. Please email with contact information and staff would be happy to reach out to assist. Or, you can contact our On-Line department directly at 309.633.7030. Thank you for your review.


Citizens Equity First Credit Union
61.9 MB

Requires iOS 10.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Simplified Chinese, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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