COUNTRY Financial DriverIQ 4+

I enjoy this app. Sometimes it incorrectly dings you; I was parked in my driveway with car running got out of car to take a picture of needed item and it dinged me for phone usage which is only supposed to happen when car is moving and in car. I am getting 23% discount but I had to get in top 2-3 % to get that out of almost 38,000 people which seems way too hard and unfair!!!! I am # 1 in hard braking and still only the 23% discount how is that fair? Discounts are kinda a joke when you look at the odds!! I live on a farm so I have to have this company otherwise I would be so gone!!!

We are new to this app but I can already tell it’s not as fair as the USAA driver app even though it appears to be just as accurate, maybe more so. It currently projects our family will get a 5% discount at renewal (of 25% max). We have ratings of 99, 98, and 98. Using the USAA driving app we were earning at 28% discount out of 30% max (and driving the same). This game is rigged. Somehow, dozens or hundred of drivers have 100% ratings across the board after thousands of miles? Clearly these people are throwing the curve. Is that even possible? These drivers with 100% across more than a dozen categories must be city bus drivers or bike commuters. This app is a joke. If we only get 5% at renewal I’ll go back to USAA. Did your COUNTRY agent mention the 10% new customer discount that goes away at the first renewal? READ THE FINE PRINT! Looks I’ll be paying net 5% more at next renewal based on a 5% driver discount and the loss of our (courtesy) 10% new customer discount.

This app is a steaming pile of crap. I drive very infrequently, but I signed up (reluctantly) so we could get a discount on our joint policy. I am a person who is categorically against “opting in” for any additional tracking other than what our phones already do, so that’s problem number one. But secondly, the app can never tell who the driver is, so I have to manually go into the app every week and correct every entry where my partner was the driver, Lyft drivers, bus rides, and even bike rides. Yes, I am serious… BIKE RIDES sometimes got tracked as DRIVES. (Do they actually think that I drove 10mph for 1 mile to the pool? I mean, come on). On top of it all, if you don’t look over your tracked drives within five days, they become uneditable. I already have a job and plenty of other responsibilities, I don’t need to go babysit this stupid app to tell it whether or not I was the driver each and every day of my life. Save yourself the headache and don’t bother with this stupid app!