Dave - Banking & Cash Advance 4+

Instant money when you need it

Dave, Inc

    • Free



If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

Remove extra stress with an ExtraCashTM advance. You could get up to $500 as soon as you download Dave, link a bank account, and transfer it to your Dave Spending account. There’s no credit check or interest (1). There’s also no late fees if you can’t make a payment on time.

For more information, please visit dave.com/extra-cash-account

Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

Score up to 15% cash back when you use the Dave Debit Mastercard®  at select partners(4). There are hundreds of ways to earn.

A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. 

There’s a $1 monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly. 

Disclosures related to the Dave app

1Based on internal data as of March 30, 2023 for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

2Express delivery fees apply to instant transfers. 

3Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

4Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc., in partnership with Figg. For full terms, see Dave Terms of Use.

General Terms
For a complete list of terms and fees for the ExtraCash™ account see the ExtraCash™ Account Agreement (https://dave.com/extra-cash), for the Dave Spending account see the Deposit Account Agreement (https://dave.com/deposit-agreement), and for the Goals account see the see the Goals Account Agreement (https://dave.com/deposit-agreement).

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA

What’s New

Version 3.47.0

Can bears and bugs work together? Maybe, eventually. But not today and definitely not tomorrow either.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/

Ratings and Reviews

4.8 out of 5
679K Ratings

679K Ratings

erininthe2g ,

the only app thats legit & truthful & helps ur credit!

***during the past few months dave has helped me more than i initially thot. my credit has gone up since i pay dave back every week. so not because i really need it, i borrow from dave every week, since he's already helped my credit score increase about 30 points in the few months i've used him recently. at first i was able to borrow 150 now i can borrow up to 400 a week!***thanks dave! & thanks to the developers for actually making this app helpful in more ways than just getting extra cash. i want a new car next year. started at a 579 score & after using dave a few months im at 613 now!
Anyone with a job & bank account can get $ from Dave. I used Dave many times a few years ago, when i got paid every two weeks. Always useful, simple & no hassle. Now Im back since I got no overtime the last 2 weeks & after paying the rent, id have $40 left to survive on for a week, even tho I make $1000 a week. Now i got like $150 to get me thru this week, thanks to Dave. This will now help me budget & allow me to pay bills throughout the month instead of all at once, and being broke for a week every month. Tried a few other apps, but they didnt offer as much as Dave, they only worked thru certain employers, and they did not detect my paper pay checks deposited into my account. All the other apps only support direct deposit. I only get paper checks every week. So if you dont have direct deposit, Dave is the way to go. THANKS DAVE!

krzylkafox ,

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Developer Response ,

Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!

idkwhyme1995 ,

Great app! $200 advances are 🔥 and consistent if you are too! 🐻💰

I’ve had Dave for months now, and I get paid every week EARLY! Not only is THAT a great incentive, but I expected this app to be like many others, (where they lie, basically) lol. But DAVE actually gives you $200 advances. (You can advance anywhere from $100-$200) You just hit the “advance” tab and select your advance amount. You have it deducted immediately when your next ACH direct deposit check that clears in your Dave Spending Account, or, you can pay it back early with another form of payment.
NOTE: a potential advance DOES REQUIRE proof that you can pay Dave back. It’s not just free money. You have to build a rapport. You start out at $25 advances when you open the account, and then as you get ACH direct deposits, keep money in your account, and advance and pay him back regularly from YOUR money, you can then advance $100, $150, or $200. Once your advance is paid back, there’s a “cool off” period, which is a few days where you can’t advance, and then you can advance again after that. I LOVE THIS FEATURE. Sometimes I have to say, I spend my money frivolously, (not proud of it) and I need a little bit extra to get through the week. So it works out perfectly with timing with the “cool off” period, too! It allows me to budget better AND monitor my spending.

Thank you to DAVE!!!! 🐻🧸🐻 THE BEST BEAR AROUND! ⭐️⭐️⭐️⭐️⭐️

App Privacy

The developer, Dave, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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