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Divvy is the world's first free, fully-automated spending and expense management software. Divvy tracks company expenses and provides real-time budget insight so you can proactively make spending decisions to better maximize company budgets.

Designed for small- and medium-sized businesses who are tired of wasting time with old-school expense management methods like Concur and Expensify. Divvy provides visibility and control over budgets and spending while it happens.


- Automatically record, report, and submit expenses
- Live expense reporting
- Automated receipt capture, itemized spending data
- User-friendly mobile and web apps
- Global currency compatibility
- Online (virtual) card generator
- Export transactions into QuickBooks, Xero, NetSuite, Intacct, and more

Download Divvy to save time, money, and gain real-time control over your business spend and expenses. Don't settle for antiquated and incomplete expense solutions like Concur and Expensify.

What’s New

Version 1.0.43

Minor bug fixes

Ratings and Reviews

4.7 out of 5
1.2K Ratings

1.2K Ratings

Cabidon ,

#1 most useful thing for my small business

I run a contracting business and I don’t think I would have survived 2020 without Divvy. It’s super simple. You get rewards and they’re friendly and helpful when you have a problem. The platform is easy to use and the card comes in handy. I pay all my bills with it and use it to help with working expenses and then pay it off every month. It’s great.

MitchyMitch8 ,

Lots of headaches for something that should be simple

The value proposition of Divvy is nice on paper, but the way things are setup makes actually paying for stuff 10x harder than it needs to be. Budgets have people and people have funds within each budget. You can't share a budget with multiple people; each person must have a specific amount of the assigned funds given to them.

Because of this, if you want to buy something, you have to have enough funds assigned to you in one budget. If you don't have enough funds well... Good luck. You have to go into the budget, determine how much is available because the calculations in the app are usually inaccurate or don't make any sense, remove allocated funds from someone else (if they have enough) or increase the size of the budget. Then restart the app so the new budget is updated and assign the new amount to yourself (good luck if budget is recurring). If you made it that far, you can finally put in your credit card number (that you can't see in the app for some reason) and pray that you did everything right so you can pay for lunch.

Developer Response ,

Hey Mitch. We definitely hear you on this feedback around budgets and have an exciting roadmap including most of these things. As heavy users of Divvy ourselves, we're looking to make these shortcomings strengths throughout 2020. If you're open to chatting, shoot an email over to Tyler, our VP of Product (tyler.hogge@divvypay.com) He'll be keeping an eye out for it. - Jacob

beeeeep boooooop ,

Bad app

This started as a great app and only got worse and worse. Loooooong delay time when going through receipts for accounts I control. The budgets haven’t auto-renewed for my controlled accounts for 3 months now and I’ve had to painstakingly go in and re-fill their cards one by one with the lagging. It takes an hour for 28 accounts. When I check the budget auto-renew, it’s gone from the app; but on the desktop it says that I have auto-renew set to $500 at the start of every month.

Some glitch caused one charge from 5 months ago to permanently say “pending” on my alerts page with no way to get rid of it. I’ve even tried deleting and reinstalling the app and it still won’t go away. It’s been closed out for months!

Also, constant crashing and having to reenter the PIN number after I’ve been in the app using it consistently for 5 minutes or so is annoying. If I’m already IN the app, why are you making me reenter the pin??! Just another waste of my time, not really “secure”, just an annoyance. Just make it set to have the pin entered every time you open the app?! Other apps have figured that out so I know that exists.

I’m not sure what happened but with every update, the app seems to get worse and worse. Pretty much a useless app when I have to use my desktop to get anything done.

Developer Response ,

Hi, we'd love to hear more about the problems you are experiencing. Mind sending a note to product@divvypay.com so we can rectify them?

- Blake

App Privacy

The developer, DivvyPay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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