Gusto Wallet 4+
Gusto, inc.
-
- Free
iPhone Screenshots
Description
Now employees who get paid with Gusto can put their paychecks to work with the Gusto Wallet.
Gusto Wallet helps you earn, save, and spend right within your Gusto account. It’s the easiest way to take control of your financial future.
- Get paid up to two days early with a Gusto spending account*
- Save towards custom goals with autosave
- No minimum balances, account fees, or overdraft fees**
- Get a Gusto debit card for simple spending
- Route your cash with the paycheck splitter
- Easily view paychecks and tax documents
- Clock in and out, review time sheets, and more instantly
We want to make sure you have all the details you need. Here’s some legal info about numbers, who we’re working with, and more:
*With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
** Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Check the terms and conditions carefully.
Gusto is a payroll services company, not a bank. Gusto savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.
FDIC insurance is provided by nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.
What’s New
Version 2.76.0
Bug fixes and improvements.
Ratings and Reviews
Lovelovelove this app!
Gusto Wallet is seriously a game changer 4 me. I started using it bc it connects to my debit card, and it has so many awesome features like early pay, budgeting tools, and wage advances. It’s like having a lil financial safety net in my pocket.
There was this one time when I was rly struggling. My car broke down out of nowhere, and I needed $ fast to get it fixed. I didn’t have enuf saved up, and I was freaking out bc without my car, I couldn’t get to work. Then I remembered Gusto Wallet had this wage advance feature. I used it, and within mins, I had the $ I needed to cover the repair. Honestly, it felt like the app saved my life that day. Without it, idk what I would’ve done.
And that’s not even all. The early pay feature is such a lifesaver too. Getting my $ before payday has made a huge difference in how I handle my bills. The budgeting tools are also super handy—they help me keep track of every dollar w/o feeling overwhelmed.
Gusto Wallet has rly made me feel more secure and in control of my finances. I seriously tell all my friends to download it. It’s that good!
Developer Response ,
Hello! Thank you for your positive review! We're thrilled to hear about your great experience with Gusto’s Wallet application. Your satisfaction means a lot to us, and we're committed to maintaining high standards. If you have any more feedback or suggestions, please feel free to let us know.
You have no right to be forgotten with GUSTO
I had to use this app for a brief 3 week temp job as required by the employer. After my job was completed I reached out to GUSTO to delete account. GUSTO conflated keeping tax documents as required by law with my request to delete the account. I then asked GUSTO to provide me the information in the user agreement where they state that once you use their service you may never opt out (including unsubscribing from emails). GUSTO didn't have this information available as it isnt part of the user agreement. So basically your personal tax info etc is open to hacking indefinitely is someone knows your email and can figure out your password. I now have to compel them to fulfill my request possibly by legal means. I would have never had used the app had I known this. Additionally their "customer service" is not located in the US so if anything goes wrong with your paycheck good luck rectifying that. I have sent 7 emails and got nothing but canned gibberish responses which only makes me more concerned about my personal banking and tax info. User beware with this "service" as it is not worth the trouble or risk of identity theft.
Developer Response ,
Thank you for your feedback here and we’re sorry to hear about your experience - We want to make sure you end up with the right team for this issue. Our policy on customer data is in our Privacy Policy, which aligns with industry standards, but if you have any questions/want to exercise these rights, please reach out to us at privacy@gusto.com and we’ll work with you on this.
User type: employee - wish it had more things
Loading is a little sluggish. Sometimes it fails to clock me in or out which is annoying. Would be nice if edit clock ins screen had radio buttons for common selections so I don't have to type "forgot to clock in" or " app glitched" every time. (Forgive the personal deficiencies, this does happen a lot.)
When I need to submit receipts, I can't do it from my phone cause the browser redirects to the app without asking. Most of the time my docs are on my phone, making for multiple extra steps and delays until I get to my computer at work. Inconvenient that the app does not have a document upload option or the web doesn't let you choose to continue in the browser.
Otherwise it's fine. It's nothing special and nothing horribly awful. Perhaps a time clock widget could be developed for the Home Screen? Not sure if widgets allow a feature that would still need Face ID to work.
Developer Response ,
Hello, we appreciate your feedback here. We would like to take a deeper look into your concerns to provide a solution. Please reach out to Support@gusto.com. We look forward to hearing from you.
App Privacy
The developer, Gusto, inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Gusto, inc.
- Size
- 238.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- Gusto © 2021
- Price
- Free
Supports
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Wallet
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