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Empower: Cash Advance & Credit 4+
Money, Savings, Credit Scores
Empower Finance
-
- Free
iPhone Screenshots
Description
Need extra cash to make it to your next paycheck? Empower’s got your back. Get Cash Advance up to $300 instantly.* Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify.
GET AN INSTANT ADVANCE OF $10 TO $300
Tight on cash and tired of asking friends to cover you? Empower will float you anywhere from $10 to $300 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
An Advance is NOT a personal loan:
— No mandatory minimum or maximum repayment timeframe
— No interest (0% APR)
— Example: If you accept a $50 instant Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
BUILD BETTER CREDIT HISTORY WITH THRIVE^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.
— Start with a $200, $250, or $400 credit limit
— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history
START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. After you set your savings goal, Empower will monitor your income and spending habits to know when and how much you can afford to save. All you have to do is sit back and watch your savings grow.
KEEP TABS ON YOUR CREDIT SCORE
Watch your hard work pay off. We’ll give you monthly score updates and helpful tips to improve your score. Credit scores are complicated enough. We’ll help you understand it.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
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Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting help@empower.me.
By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).
* Not everyone will qualify for an Advance. Offer amounts range from $10 - $300. As of 3/31/2024, the average offer amount is $145. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.
^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.
**To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
Empower Finance, Inc.
650 California Street, Floor 7
San Francisco, California 94108
What’s New
Version 6.38.0
Enjoy the home stretch of summer and be sure to update your Empower app for bug fixes and updates.
Ratings and Reviews
GREAT APP
it’s not great at all but apple wouldn’t publish my review I guess because I was honest but I bank with chime so it’s only so many apps I can use empower was one of them the first issue came about when I couldn’t get an advance because they told me they didn’t see any direct deposits in my account which there was but the next pay I was able to get only a 10 dollar advance with a 875 dollar pay check….I got the free trial and had put for them to bill my chime account so I could continue to advance if I needed fast forward I had got my 10 dollar advance and I had it to put it on my empower card because I didn’t wanna pay a 3.00 fee for an instant transfer to my chime and soon as they gave me my 10 dollar advance they took it 8 dollars within the 10 mins and then support told me they took the 8 dollars for my subscription I told them I understand that but I didn’t tell you guys to take subscription money from my empower card I even told them I didn’t even set my empower card up or order one when I first got the free trial and choose chime as my bank I asked support to give me my 8 dollars back because how do u guys expect me to pay the 10 back when y’all took it and I couldn’t even use it they told me they weren’t giving me a refund and that they would cancel my subscription and not give me MY MONEY back horrible app don’t use it at all!
I’m still in disbelief
Love love love the fact you are giving me the opportunity to do this. Sometimes things happen to us that are out of our control and we get punished for it so this is actually giving me an opportunity to put food on my table. I really really really appreciate this and I’ve no idea what this means to me when no one else will give me a chance and I don’t have anybody else to turn to, you or borrow it I’m not that person but my God you are heaven sent I will never be able to to tell you how much I appreciate this. I wish I could tell you my story I’ll give you a little synopsis my boyfriend of 16 years. I helped him pay back all his child support rears well whenever all that was paid off, I needed him to help me start paying the bills this time he had a major drinking problem and I said I was moving out for six months so he can rethink everything and maybe decide to do some changes himself and he sugared my gas tanks in my business so that’s the things I got and also he stole one of my credit cards and put over $3000 on it. My credit score was almost 800 now it’s in low 400 because of all this I had to had terrible credit so I had to pay four dollars a week to live where I was living from starving to death, but I was trying to survive again you know how much appreciated thank you again
I’m new
Hello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?
App Privacy
The developer, Empower Finance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Empower Finance, Inc.
- Size
- 76.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Empower Finance, Inc.
- Price
- Free
Supports
-
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