iPhone Screenshots


Skip the trip to the bank with Mobile Banking from Farmers & Merchants State Bank. With the F&M App in the palm of your hand, you can let your fingers do your banking. The F&M Mobile Banking app is available to all F&M Personal Online Banking Customers.

F&M Mobile Banking is fully secure. No personal information is stored on your phone. With multiple layers of authentication, you will not have to worry about the wrong people getting your information. Using the screen lock on your phone is still recommended.

To get started, download and launch the free app. Sign in with your Farmers & Merchants State Bank Online Banking user ID and password. That’s all you need to do to get F&M in the palm of your hand.

Available Features Include:
− Accounts
Check your account balance and search recent transactions by date, amount, or check number.

− Transfer Funds
Easily transfer cash between your F&M accounts.

− Check Deposit
Deposit a check into your F&M account from anywhere.

− Pay bills
Easily pay bills anytime on the fly.

− Locations
Search ATM and Office locations by current location or zip code.

To learn how we protect your privacy, please visit https://www.fm.bank/documents/Privacy-Notice.pdf

Your mobile carrier’s text messaging and web access charges may apply. Member FDIC.

What’s New

Version 20.1.20

The latest version includes user experience and security improvements.

Ratings and Reviews

4.8 out of 5
461 Ratings

461 Ratings

Addisen5 ,

Wonderful app, just needs one thing.

It’s a great app. Easy to create an account, accounts are easily accessible, making internal transfers is quick and easy, and mobile check deposit is awesome.

But the App compared to others needs a bit of a update, maybe a sleeker look. Also, giving their users an option to access their routing card along with their bank number with it would be a nice touch for those looking to set up direct deposits for a new or current job.

Keep up the wonderful work as a bank & as people, never been dissatisfied with the tellers or customer support for the app.

RNana100 ,

I’m happy

This app works great for me, able to use the check deposit feature which is wonderful! Keep up the good work!

RockyFiggins ,

Mobil Deposit

Customer service was fantastic when setting up the Mobil Deposit transaction!


The Farmers & Merchants State Bank
84.1 MB

Requires iOS 12.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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