Fierce Finance 4+

4.75% APY Cash, Invest, Budget

Fierce Technology, Inc.

    • 4.4 • 206 Ratings
    • Free

iPhone Screenshots

Description

BANKING + INVESTING + BUDGETING | Details Below

GIVE YOUR CASH A BOOST
• Earn 4.75% APY* with the Fierce Checking Account, FDIC-insured*.
• No Fees, or Lockups. Get started with a $500 deposit.
• Complimentary Debit Card w/ 55k+ no-fee ATMs.***

YOUR STOCKS & CRYPTO — TOGETHER
• Earn yield on your stock.**
• Trade stocks, ETFs, & crypto.
• No management fees.

UNLOCK YOUR FULL FINANCIAL PICTURE
• See all your finances, all in one place.
• Spending Budgets & Savings Goals
• Never miss another bill

WE'RE HERE FOR YOU
• Live Support: phone, email, or live chat.

The Fierce Platform is owned & operated by Fierce Technology, Inc., a technology services provider that connects users to third-party banking services, brokerage services, cryptocurrency services, & other financial services. Fierce Technology, Inc. is not a legal advisor, tax advisor, bank, broker, or financial planner.

* Banking services provided by Cross River Bank, Member FDIC. Fierce Cash is a tiered, interest-earning variable rate FDIC-insured account. Annual Percentage Yield (“APY”) is variable & subject to change. No minimum balance required.

** Brokerage services provided by FIN2, LLC. FIN2, LLC is a registered broker dealer, member of FINRA & SIPC. All investing involves risk, including the possible loss of money you invest. Past performance is not a guarantee of future performance. You should consult a qualified, licensed advisor before engaging in any transaction. APY for Fierce Stock is variable & subject to change at any time without notice. APY for Fierce Stock may vary based on security type & availability.

Brokerage Products: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

*** Fierce Debit Cards issued by Cross River Bank, member FDIC, pursuant to a license from Mastercard International Incorporated. Fee-free withdrawals at over 55,000+ Allpoint® ATM locations.

**The Trading Bonus offer is only available to customers that meet all current account opening requirements & have not previously purchased stock or crypto on Fierce.

To qualify for the Trading Bonus, you are required to have a Fierce account in good standing. The customer must initiate cumulative new stock or crypto orders, according to the Trading Bonus table below, between the time the offer is received & 11:59 pm ET on December 31st 2024. The cumulative value or greater must remain in your Fierce Stock or Fierce Crypto account for a minimum of 30 days. The Trading Bonus will be credited directly to your Fierce Cash account at the end of the following month. Accounts must be kept open for 90 days from the time of qualifying. Normal account service charges & miscellaneous charges may apply to the Fierce account, which may reduce earnings. Limited to 1 Stock Trading Bonus payment per customer & 1 Crypto Trading Bonus payment per customer, or a total of $20 in bonus payment per customer.

Trading Bonus:
$10 cash bonus for stock purchases equalling $10 or greater.
$10 cash bonus for crypto purchases equalling $10 or greater.

For tax purposes, the value of the bonus will be reported to the IRS on Form 1099-INT. Fierce reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period. Accounts closed at or prior to the time of bonus payment are not eligible. Offer is subject to cancellation without notice. Fierce is not responsible for, & will not honor, promotional offers that appear on third-party websites that are not authorized by Fierce.

Fierce Technology Inc., 14 Wall Street, 20th FL, New York, NY 10005

What’s New

Version 1.14.11

Bugs fixes and optimizations.

Ratings and Reviews

4.4 out of 5
206 Ratings

206 Ratings

Anonymous veriewer ,

Love the interest rate but a few problems

5.25% is great so if you just use the banking service you're ok. But if you trade stocks you should know what to expect. Trades take awhile to be reflected in your transaction history but at least the balance updates right away. My biggest annoyance is that when you switch to another app and come back it often resets the fierce app (at least on iOS). Meaning if you had a trade set up and just wanted to check a chart one more time before confirming then you'll have to set up the trade all over again. And there aren't limit orders. It's all market prices (although collared to no more than 2.5% beyond the estimate given). No fees for stocks but crypto has a sizable fee.

It is def a good bank to use as a backup to your regular broker since you earn good interest on your uninvested balance and can invest right away the full balance instead of having to wait for funds to post in excess of the maximum instant credit. Also you can pay bills from the cash the next day after selling a stock instead of having to wait to withdraw from a separate disconnected brokerage.

Developer Response ,

We want to thank you for your thoughtful and insightful feedback! The team is continuously working to improve the app and to meet the needs of our customers. We will take your feedback back to the team and work on addressing it!

MikeD1277 ,

Great App but lacking Dark Mode and Small bugs

The app itself is great and the layout is fantastic. The app has a great UI and it’s easy to find everything but it needs a dark mode amoled black option. I work a night shift and when I check my bank account, I hate getting flash banged by the bright white backgrounds. Lastly, even though the app is great, it does have lots of little bugs throughout the app. Some inconsistency in the UI and some areas of the app not using the 120hz refresh rate, and issues with stock charts not updating quickly.

Also, I would recommend adding more info for the investing category. Giving better live trading charts that update in real time and adding a bit more info to stocks.

Amartins02 ,

Great interest rate. Mediocre trading platform

Ok so this is basically a no frills money market type of account. The rate is great currently at 5.25%. The trading platform is very mediocre.

For example my other portfolios show my increase in stock value for the day. If I buy stock it take into account the total stock purchase as an increase. So if I bought a stock yesterday at $100 and it’s now $105 I gained 5%. But if I buy another share at $105 that day for $210 total Fierce states my gains are 50%. Then it drops the next day.

I can’t see an average share price for a stock I’ve bought. I can’t see my total return percentage on a stock. I can’t see historical returns.

You basically buy stock, Fierce tells you the 52 week high and 52 week low and that’s it. Even some dividend type ETF’s don’t seem to have correct dividend yields displayed like every other platform.

Fierce also doesn’t connect via plaid to other services. I mean Fierce is used to connect external accounts to Fierce but I can’t connect fierce via personal finance apps or connect Fierce via other banks because Fierce uses Plaid only for a one way connection into their platform but don’t allow data out.

For interest as a cash holding account it seems great. For “checking” and stocks I wouldn’t bother unless something changes.

App Privacy

The developer, Fierce Technology, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

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