First Access Card 4+

Worst experience ever they don’t know what they’re talking about when you ask them about your card I’ve spoken to 7 different people fighting to get a refund for a month was told it was only going to take 7 days then I got told today it’s going to take over 30?! I’ve had this card for 3 years I do not recommend at all.

Sorry to hear you are having issues with getting your refund. We will be attempting to contact you about your concern.

I like that the app the card has a new / old look reminds me of my old national city bank debit card back when I was 18 whichever I like I think the card declined only when using those phone payments method the small business be using other than that it’s cool yeah apr is high but I see the reason better than a secured credit card

Thank you for your review and for being a First Access Customer.

I opened this card to rebuild my credit after a bad relationship. I’m still at a $300 spending limit a few years later even though I make more money and made all my payments. The fees are ridiculous too. I was using it for gas and get no rewards or perks. I suggest going elsewhere and saving yourself money.

Please contact our Customer Service department and they will be happy to request a credit line increase for you.