Fold: Bitcoin Personal Finance 4+

It’s easy. Good on gift cards, good on wheel

So, this easily matches any other card. What am I going to do with reward mileage or 1% back on buying more products or something. This is an easy way to get involved in the cryptocurrency world, in terms of rewards. The community is good and you can get involved on your own terms. Now I haven’t really explored other offers. And I like they’ve linked to an actual bank.

It’s been consistently above 1%, before and after this current wheel. And the extra spins are fun. Getting rewards for something you were going to purchase is not gambling. I don’t understand how people can equate it like that.

Anyways, the discord community is vibrant and it looks like they’re developing more, like that metaverse thing. Don’t know much, but I dislike Facebook (which is where i see news popping up more when concerning the future of alts in the interweb).

Fold is a joke

After seeing a friend spin the wheel and “win” satoshis, I was excited enough to open and account and try it myself. The entire experience was a complete disappointment. I have to say that I’m not a Bitcoin millionaire and my usage is one that I’m comparing to experiences using credit and debit cards and earning rewards. First off, the reward rate never averaged above 1.5%, which didn’t compare with my other credit cards. Second, the card itself took 3+ weeks to arrive, and is about the quality you’d expect from a 1985 library card or Kroger rewards card. Basically the opposite you get from the Apple Card, etc. Third, it’s a pain to remember to come back to the app to spin the wheel, and those spins expire, so you’re constantly having to come back to the app after each purchase. I have better ways to spend my day. Lastly, when I tried to withdraw money from my account, there wasn’t a single ATM that would do so anywhere near me (I live in a metro with Costco, Target, Whole Foods, Nordstroms, but no fee free ATMs for Fold). So when I asked for a check to be sent to me, they charged me for that, and for “activating” my account. Fold is a bust. Just get an Apple Card and get 2% back.

Developer Response ,

Hello! Thank you for taking the time to leave a review and provide valuable feedback! With our variable rewards program, there is an element of randomness to the rewards.

The original cards were temporary cards to allow us to get cards to our members hands. Updated cards have been sent to everyone and anyone who signs up gets the new card.

A lot of exciting things have happened since you've left the review. If you aren't still using the app/card, I'd suggest taking another look into it!

If you like where we have gone, we'd love it if you reconsidered your review!

Thank you again for your feedback!

🤬Debt deposit limit reached🤬

I've never even broke 1k using this card, and this would not be an issue if your service supported my credit union but because it doesn't ( your fault that it doesn't by the way) which pisses me of to begin with. But now you totally make my card and account useless being unable to fund my account. Your social media is more focused on parading around sats earners then urgently addressing this issue, this forces people to lose time and sats because of of this. And that makes me even more angry. It shows you don't truly value your customers time. This should be a (all hands on deck we will,fix this in X amount of hours but your reply has been. "Eh, we'll fix it sometime next week" and that attitude right there will ruin your company and customers good will which is already happening with less and less engagement I've noticed form your social media postings. Your support staff is equally as useless as they send canned email replies to saying "durrr use the Banking link feature durrr!" Which doesn't work for those of use who your increasingly crappy service doesn't support!!

Developer Response ,

Hi there, thank you for your feedback and I’m sorry about your frustrating experience from over two years ago. Since your review, we've significantly evolved into a robust financial solution for bitcoiners, seamlessly managing both your cash and bitcoin. We've expanded our funding support to include more banks and institutions, offering more funding methods and increased limits. Our customer support has also improved, and you can now get help by DMing us on Twitter. We understand your frustrations about the past, but we want you to know that we've addressed these issues. We hope you'll give us another chance to see how much Fold has evolved. Thanks for your patience and we appreciate your candid feedback.