Fold : Envelope Budget
Smart Envelopes & Sub Tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Give every euro a job before you spend it. Envelope budgeting, subscription alerts and Zombie detection, 100% private and offline.
Fold brings the proven power of zero-based envelope budgeting right to your iPhone, designed with an elegant tactile paper aesthetic and total local privacy.
Stop guessing where your money went at the end of the month. Give every single euro or dollar a clear job before you spend it.
WHY FOLD?
ZERO-BASED ENVELOPE BUDGETING
Divide your monthly budget into clear, purposeful envelopes: Groceries, Leisure, Rent, Subscriptions, or Savings Goals. Instantly see your real Safe to Spend balance at any moment.
SMART RECURRING CHARGES & SUBSCRIPTION AUDIT
Recurring fees quietly eat away at your savings. Fold tracks renewal dates, schedules alerts before you get billed, and spots Zombie subscriptions you rarely or never use so you can cancel them on time.
INSTANT ADJUSTMENTS & REBALANCING
Overspent on dining out? Easily rebalance surplus funds from another envelope with one tap to keep your overall budget balanced.
100% OFFLINE & PRIVATE
Your financial data belongs strictly to you. Fold requires no cloud account, connects to no third-party bank servers, and contains zero trackers. Everything stays securely on your device with SwiftData and local biometric lock (Face ID).
CLEAR ANALYTICS & HOME SCREEN WIDGETS
Understand your spending trends across 6 months, view breakdown donuts, and keep your remaining daily budget visible at a glance with native iOS widgets.
KEY FEATURES:
- Zero-based budgeting with dynamic allocation checks
- Visual envelope deck with quick expense entry
- Subscription and fixed contract manager with trial expiration alarms
- Rollover envelopes and multi-asset investment tracking
- Extra income & bonus handling
- Native iOS Interactive Widgets
- Complete privacy: offline storage, zero tracking
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.vesparysstudio.fr/politique-de-confidentialite.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- New subscription presets with brand logos
- Bug fixes and improvements
The developer, Alex Le bolc'h, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Alex Le bolc'h
- Size
- 12.2 MB
- Category
- Utilities
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
English and 6 more
- English, French, German, Italian, Japanese, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pourboire Pizza $8.99
- Pourboire Pizza $17.99
- Pourboire Croissant $3.99
- Pourboire Café $1.99
- Fold Pro Lifetime $24.99
- Fold Pro Annuel $9.99
- Fold Pro Mensuel $1.99
- Copyright
- © 2026 Alex Le Bolc'h
