Meet Hearth, your newest sales-closing tool. Financing can help you boost sales by up to 25% by offering financing to your customers. Built from the ground for contractors, our app makes it as easy and fast as possible to give customers more ways to pay.

Here’s how Hearth helps you close more sales:
• Serve a broad range of customers: We can find loan options for customers with FICO scores as low as 540.
• Find competitive rates: Rates start at 4.99% for loans up to $100,000.
• Fund projects in as soon as 24 hours: Customers can get pre-qualified from up to 10 lending partners in 1-2 minutes without affecting their credit score.

Unlike other financing partners, we don’t charge a dime in dealer fees when a customer gets funded.

You can use this app on any smartphone phone or tablet.

What’s New

Version 1.66.0

- Bug fixes

Ratings and Reviews

3.5 out of 5
48 Ratings

48 Ratings

Ren BB ,

Essential for contractors

If you have a contracting business — and especially if you’re just getting off the ground and need the right tools to get started — Hearth is the real deal. You can offer financing options to clients and send digital contracts and invoices, and everything ties together in the app for easy tracking. Simple to use. A no-brainer.

gorillaorange ,

Ridiculously High Interest Rates

Apparently this app is only for people who have horrible credit and can’t borrow anywhere else. The 5.9 percent “as low as” seems to be a complete farce.

The first few people I ran through the process had impeccable credit and and income and were offered rates from 8.9-18 percent. I was incredibly embarrassed at how I represented hearth (the way they represented it to me) I won’t consider using Hearth again except for people who need a last chance option and don’t know how to find a payday loan store.

The last time I went to the county fair and played a midway game I was less conned then when I signed up for hearth.

Developer Response ,

Sorry to hear your experience has not met your expectations. We would love to offer a review of your account and applications with one of our account managers to see what happened and how we can help. Please give us a call at (512) 696-4141

tehdago ,

Every contractor needs this

Hearth makes sending financing options to your customers as easy as it gets. They’ve also got powerful tools like custom contracts and a payments feature that streamlines your sales process.

App Privacy

The developer, Hearth, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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