Hearth for Contractors 4+

Financing, invoices, contracts


Designed for iPad

    • 3.7 • 89 Ratings
    • Free



Hearth helps tens of thousands of U.S. home improvement pros close more deals and save time & money with customer financing options and digital workflow tools. No more dealer fees cutting into your profits or messy paperwork slowing you down.

Offer financing, send contracts, customize and schedule invoices, and collect digital payments with Hearth—all on the go from your iPhone or iPad.

Not a Hearth member yet? Get started here: go.gethearth.com/getstarted


• 75% of homeowners want monthly payment options
• 18% better average close rate when you offer financing to leads
• 30% higher average ticket size on deals closed with financing

• ZERO dealer fees - Keep 100% of your profits
• ZERO underwriting requirements
• 12+ lenders, one application
• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 550
• Rates as low as 4.9% APR
• Fits easily into your existing sales process
• Send the financing application on the go from the app
• Getting pre-approved has ZERO impact on your client’s credit score
• Clients can secure project funds in as soon as 24 hours

• Customizable, professional-looking digital invoices
• Keep a digital record of every invoice you send
• Request digital payments in seconds
• Your client can pay securely with debit card, credit card, or ACH transfer
• Hearth sends automatic payment reminders to clients to help you get paid faster
• Track the status of outstanding payments from the app
• Syncs with QuickBooks

• Easy-to-edit contract template for any business
• Customize with your own contract language and logo
• Send contracts on the go from the app
• Automatically send Hearth Pay invoices upon client signature
• Track when clients have viewed your contracts
• Collect digital signatures from clients on the job site

• Track client activity across financing, contracts, invoices, and payments
• Keep tabs on when a client has viewed a contract or invoice
• Monitor outstanding invoices
• Keep a permanent digital record of client documents

• Digital banners & financing calculators to embed on your website, with Pro and Elite subscriptions
• Personalized Hearth flyer to attach to emails or print and hand to clients
• Informational flyers for trade shows and events
• Social media post templates

• FREE Hearth sales training for your entire team
• Exclusive webinars with partners and trainers
• Option to purchase sales training add-ons with industry experts
• Dedicated Hearth onboarding specialist as you get started
• Access to our Learn Center packed with sales tips and walkthroughs

The Washington Post
Martha Stewart
Construction Executive


Hearth offers 3 different subscription plans starting at $999/year, which can be purchased by contacting our team.

Our support and sales staff are US-based and headquartered in beautiful Austin, Texas:


Hearth Support is available 8AM-5PM Central Time, Monday through Friday

*All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.

What’s New

Version 1.77.0

- Add ability to add attachments on invoices
- Update logos with new branding

Ratings and Reviews

3.7 out of 5
89 Ratings

89 Ratings

flnvaz ,

Great overall, but horrible ongoing lag makes the app seem very unreliable

As a pro user out on the field day to day, I’m finding that there always seems to be slow loading times, lag and errors when attempting to access various parts of the app, especially the parts where the app wants to open in a browser. I’m using an iPhone 12 Pro, fully restored and updated and everything else works like a charm. The features in the app are excellent, can use some polishing off still both in feature options and UI however I do love what’s been made here and it is quite helpful and worth its cost for us. Thanks

Ren BB ,

Essential for contractors

If you have a contracting business — and especially if you’re just getting off the ground and need the right tools to get started — Hearth is the real deal. You can offer financing options to clients and send digital contracts and invoices, and everything ties together in the app for easy tracking. Simple to use. A no-brainer.

gorillaorange ,

Ridiculously High Interest Rates

Apparently this app is only for people who have horrible credit and can’t borrow anywhere else. The 5.9 percent “as low as” seems to be a complete farce.

The first few people I ran through the process had impeccable credit and and income and were offered rates from 8.9-18 percent. I was incredibly embarrassed at how I represented hearth (the way they represented it to me) I won’t consider using Hearth again except for people who need a last chance option and don’t know how to find a payday loan store.

The last time I went to the county fair and played a midway game I was less conned then when I signed up for hearth.

Developer Response ,

Sorry to hear your experience has not met your expectations. We would love to offer a review of your account and applications with one of our account managers to see what happened and how we can help. Please give us a call at (512) 696-4141

App Privacy

The developer, Hearth, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like