HiRoad® Car Insurance 4+

Earn rewards for safe driving


    • 3.4 • 134 Ratings
    • Free

iPhone Screenshots


Drive mindfully and save up to 50% each month on your auto insurance. This all-in-one app-powered insurance is perfect for good drivers who want to earn rewards.

HiRoad offers more than just great insurance. Unlike traditional insurance providers, HiRoad gives you the tools to understand your driving behaviors and make meaningful changes when you’re on the road. Best of all, you’ll earn monthly rewards for good driving, making our roads a little safer.

So, if you’re the kind of person who puts the shopping cart back, holds the elevator door for coworkers and takes the high road in whatever you do, you’ll love HiRoad .


What’s in the HiRoad app?

Driving Scores

We use the smart technology in your phone to measure your driving behavior. We look at things like:

- Distraction-Free Driving–keeping your eyes on the road and away from your phone
- Driving Patterns–when and how long you drive
- Safe Speeds–how well you keep to the speed limit
- Smooth Driving–turning and braking with ease

If you score high on all of the above scores, you have a chance to save up to 50% each month.

The HiRoader Recap

At the end of each month you’ll get a summary that shows your end-of-month driving scores, your monthly reward and the improvements you’ve made to your driving. It’s one of the many ways HiRoad celebrates you being your most mindful self.

Tip Cards

Had a bad trip? A bad week? A bad month? That’s okay.

With the HiRoad app, you’ll get helpful tips to improve your score and to earn more rewards on next month’s bill. Good drivers love HiRoad for the rewards but even the best drivers make mistakes. When that happens, the best reward is a fresh opportunity to improve your scores and save.

Other Helpful Tools

- Bill Pay–pay your monthly bill using Apple Pay or any major credit or debit card
- Policy information–ID cards, coverages and documents
- Claims–describe, upload pictures and submit your claim to HiRoad’s 24/7 claims team
- Billing History–see your full payment history, including your rewards
- Policy changes–request to add drivers and cars to your policy on the HiRoad app
- Chat with Customer Care–our team is here to help you solve any issues you have using the HiRoad App


Get to Know HiRoad

What is HiRoad?

HiRoad is an insurance company that rewards you each month for your good driving using the smart technology in your phone.

Where can I get HiRoad insurance?

Currently, we offer insurance in Rhode Island and Arizona.

What kind of insurance does HiRoad offer?

We offer auto insurance with a range of different coverage options to fit your lifestyle. We also offer renters coverage. When you purchase auto and renters insurance, you’ll receive a multi-policy discount.

What does the app do?

The HiRoad app uses the smart technology in your phone to measure your driving. The better you drive, the better your scores. The better your scores, the bigger your rewards. And, with the HiRoad app, you have the ability to improve your driving each month by following our driving tips.

The HiRoad app also lets you view your policy, pay your bill, file your claims and more, all from your device.

How does the app know I’m driving?

To earn rewards, you’ll need to record and classify your trips in the app. If you’re driving to work, you’ll classify your trip as “driving.” If you’re taking the bus or using rideshare, choose “not driving.”

Do I need to use the HiRoad app?

To earn rewards for your driving, yes you need to use the HiRoad app. You’ll want to check the app regularly and review all of your recorded trips.

Where can I get HiRoad insurance?

Currently, we offer insurance in Rhode Island and Arizona.


So, why does HiRoad reward good driving?

We believe when you earn rewards, everyone earns the reward of safer, cleaner roads. Our goal is to build a better future together–a future where doing right pays off for all of us.

What’s New

Version 2.40.0

A rewarding Driving Focus challenge to help you avoid *phone* distractions and earn a reward for your efforts, plus bug fixes and app enhancements.

Ratings and Reviews

3.4 out of 5
134 Ratings

134 Ratings

danieltrue ,

Love the concept. App, not so much.

So I really like the concept of saving money by having better driving habits. The app tracks well, but it is very glitchy. It constantly freezes when I’m trying to review my trips, and it’s almost like the home screen freezes when you’re trying to scroll.

I also drive for work, so I wish I could put in set times where I’m driving and my phone is on me, but it’s work related and not personal.

Developer Response ,

EDIT: Great news - our team has addressed the glitching issue you were reporting! Please make sure your app is updated to our latest version to resolve what you were experiencing. Reach out if you have any other issues at support@hiroad.com. - AB

Hi, there - thanks for this review and feedback. We're always looking to improve our app experience so I'll be sure to bring this to our teams. If you have any future feedback or suggestions, you can send it along to feedback@hiroad.com. ^AB

Cyster Girl ,

Very rewarding!

I originally signed with HighRoad after receiving a quote that had a max price lower than any other quote I got. My first bill was less than half of what I was paying before! I just renewed my policy for the first time and yes the rate went up about $20 (for the max price) but with all of the discounts my newest bill is only a few dollars more than I’ve been paying. I have filed a glass claim which replaced my windshield and recalibrated my sensors. I also went on a long summer road trip which dropped my “driving patterns” score, but still this insurance is far better than anything I’ve found. I was even able to get my glass replaced while out of state. Couldn’t be happier with the company and the price!

Developer Response ,

Hi, there - we're happy that you're happy! Love hearing about your experiences with us and so glad we're a great fit for your needs. We can't wait to share this review with our teams. Feel free to reach out in the future if you have any questions at support@hiroad.com. Thanks again!

isiahanonuevo ,

Love it- app can use some improvement

Just recently switched to this insurance and already loving the way it works. Good driving=lower payments! The app is pretty straightforward but I feel it definitely can use some performance upgrades. One thing that you guys might want to think of is adding a GPS feature which would make it easier for you to track trips and make it easier for users as well. For instance: user opens app> uses GPS to drive to location> app automatically tracks trip and saves data which would ultimately remove the step of having to confirm a trip. But maybe perhaps still keep the trip confirm feature in case people don’t use the GPS. Just some thoughts. Thank you for this awesome opportunity for affordable insurance!

Developer Response ,

Thank you for being a customer and for your feedback! We're glad you're saving with HiRoad and appreciate your thoughtful input on trip recording in the app. I've passed it along to our product team. -Kayla & Team HiRoad

App Privacy

The developer, HiRoad, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like