M1: Modern Investing & Banking 4+

This App, is for EVERYONE, that want to learn more about their financial situation and the potential financial situation of our economy. It breaks down everything to an understanding that anyone can comprehend, from a basic checking account to advanced investment strategies to borrowing a little extra cash or a lump sum M1 undoubtedly leaps and bounds above its competitors! I had them all and I was tempted to list them, but that’s a a waste of time and time I could be using on M1 to advance, grow and learn more about my financial options and opportunities. Try M1, just once, and then I invite ANYONE to prove me wrong anywhere about this App’s capability to prove at this high level in which I claim. My passion is real, my wife Emily is a health care worker at NCH (Naples Community Hospital) and she worked on the Covid-19 intake floor and contracted the Covid-19 Virus from one of the other healthcare workers or a patient in that floor, we don’t know? But she’s been sent home from work from NCH (Naples Community Hospital) WITH WHATS CALLED TLP(Temporary Leave Pay) which is almost half of what she was making!!!! And then as soon as her leave is up, she goes back into work, AND GETS FIRED AS A WELCOME BACK GIFT!!! M1 has allowed us to borrow some very much needed cash in this hard time of injustice! Thanks again M1 and you have life long clients!!!!!

We're so glad M1 is able to help in moments like these—this is why financial well-being matters. If you'd like to inspire others by sharing your M1 experience, our inboxes are open for client stories at hello@m1finance.com. Thanks for being an M1 client.

M1 finance outperforms every other brokerage/brokerage app by a long shot. I have used/currently use Robinhood, Fidelity, and Acorns. M1 is the clear winner in terms of wealth growth. The “pie” concept is the most efficient and ingenious idea for investing. They have made this simple. Another aspect that sets M1 apart is their “borrow” feature. I am a gold member on their service (I got it at $75 for the first year, normally $125 a year). For me, the borrow feature has provided me the means to make a down payment on my car without withdrawing from my investments. Borrow also allows the user to receive cash without the liquidation of your investment account and it allows my investments to keep growing. Borrow for Gold members is at a cool 2% interest rate (cheap money). My money is starting to compound and the scale they use (total account value) allows the user to have a visualization of the “8th wonder of the world” (compounding). I’m only 21 and the future is bright thanks to tools like M1. This app is beautiful offspring of a capitalistic society and this app will be the reason for many future millionaires. Keep up the great work..

All it needs is real human reps to call for costumer service!

Thanks for sharing your thoughts and for being a Plus member! We're glad you're enjoying M1. If you'd like to share more about your M1 experience and inspire others, our inboxes are open for client stories at hello@m1finance.com.

Love the entire concept. As a professional investor and trader who spends most of my time on professional applications like a Bloomberg terminal, I don’t expect much from an app like M1. But the whole idea of creating unique portfolios of unique portfolios with the ability to rebalance one or all pies allows for tremendous experimentation and idea validation; HOWEVER, the return / performance tracking functionality leaves much to be desired. M1, I beg you to add just a couple features and this would be so much more useful as an application investors could rely on: - allow us the ability select the dates for custom return periods - allow us the ability to add a benchmark (or more) to the return graphics - let us see our accounts on a individual OR consolidated basis - include some kind of measure of risk such as standard deviation or beta to a benchmark to see if we are creating and generating efficient portfolios and returns (not accepting higher beta)

Update: positive changes are underway, the new Home Screen is great way to see consolidated account information!

For the love of god, at least make the account performance periods the same as the performance periods in the ‘Research’ section; it’s ridiculous to only show trailing (day, month, quarter, year) performance for portfolios, yet show 1day, 1w, 1m, 6m, YTD, etc… how are we supposed to benchmark or compare performance this way?!

Thanks for sharing your thoughts! We're glad you're enjoying M1 and appreciate the feedback—we'll share it with our product team. If you'd like to share additional thoughts, our inboxes are open at hello@m1finance.com.