Wealthfront: Save and Invest 4+

Saving, investing, stocks‪.‬


Designed for iPhone

    • Free

iPhone Screenshots


Save and invest for what’s next. Our technology helps make it easy to maximize your returns, save on taxes, and build wealth effortlessly.

With our Cash Account, we work with partner banks so you can earn 10x the national average interest rate and get 32x the standard FDIC insurance ($8M for single accounts, $16M for joint accounts). Plus, skip the account fees, and make unlimited fee-free transfers. It’s easy to spend, save, and organize your cash, and it’s easy to move your money to invest within minutes when you’re ready.

Our Automated Bond Portfolio is a diversified mix of bond ETFs that’s easy to manage and easy to cash out. Designed for a higher yield than savings with less risk than stocks and optimized for your tax situation, it’s an ideal place to save for your near-term goals.

Hands-off investing made easy. Start by answering a few questions, and we’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you. We’ll handle the trades, reinvest your dividends, and help to lower your taxes with Tax-Loss Harvesting.

Skip countless hours of research and get the due diligence done for you with our Stock Investing Account. We make it easier to explore investing themes and opportunities to help you find more companies that aren’t on your radar (yet!). It’s your shortcut to smarter stock investing.

Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.

Product interface images are for illustrative purposes only and securities displayed aren’t endorsements or recommendations. Any performance figures displayed aren’t representative of actual performance.

The national average interest rate is based on FDIC.gov, as of November 3, 2023.

Nerdwallet receives cash compensation for referring potential clients to Wealthfront Advisers, LLC (“WFA”) via advertisements placed on their respective websites. Nerdwallet and WFA are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Nerdwallet ranking as of January 2023. © 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved.

Bankrate's endorsement was voluntarily given and Wealthfront has no formal relationship with Bankrate.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Rate is subject to change. Investment management and advisory services--which are not FDIC insured--are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”). The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

What’s New

Version 2024.4.12

Bug fixes and performance improvements.

Ratings and Reviews

4.8 out of 5
16.6K Ratings

16.6K Ratings

Zapp-1972 ,


So far I’m very pleased. I’m disabled and have had two back surgeries as well as cancer and I’m not quite 50 as of yet. Luckily I had a long term disability insurance policy. I had to actually fight the insurance company to keep receiving my benefits after I’d found out I had cancer. I had to have a huge tumor removed from behind my liver in august 2018 and when I awoke my then wife informed me I had won the appeal. It was a blessing from god. The policy is until I’m 66. That’s basically 16 more years. Then from then on it will be social security only so my plan is to save and invest every penny I can obtain between now and then. I had to fight the insurance for my benefits at the exact same time I was fighting for my life and I beat both with the help of God and I’m grateful but it taught me to be better prepared and that is the reason for Wealthfront. My home was also flooded and I lost everything in 2019. Since then I purchased a nice large camper and now that my kids are grown and in college my plan is to continue living as cheaply as possible since I’m alone now and save every single cent I can obtain and invest with Wealthfront. So far I couldn’t be happier and would just like to thank Wealthfront so far and look forward to seeing how large it can grow in the upcoming years. Thanks so much.

plaintiger ,


I used to recommend Wealthfront to everyone who'd listen and several people who wouldn't, but no more. I thought it was the best financial institution to ever appear on the planet, and I think, for a while – and excepting their preposterous requirements for mobile check deposit – it was. Unfortunately, over the past month or so, several transactions I've tried to make were declined due to their obviously faulty security system that now flags perfectly ordinary transactions – including my monthly cell phone bill – as "suspicious". I wouldn't even mind this nearly so much if their response to every "suspicious" transaction was to immediately send me a text asking whether the transaction was valid, but they now do this on only the rarest of occasions, leaving me, 99% of the time, to call them on the phone, wait on hold for some period of time, and then talk with a representative for about 20 minutes in order for the representative to make a "one-time exception" to the overzealous security system's error so that I can complete the transaction in question and have my *next* purchase or payment declined instead.

Due to this and the aforementioned unreasonable requirements for mobile check deposit, I'm moving my money out of Wealthfront and likely closing my accounts. And I've told everyone I recommended them to that I no longer recommend Wealthfront at all.

It's a crying shame, but everything changes, and, alas, Wealthfront has proven no exception.

Developer Response ,

Hi plaintiger,

Thank you so much for taking the time to leave a detailed and thoughtful review! We really appreciate it!

Natymclight ,

Beginner investor

This is my first time investing with a plan and not randomly buying a stock and selling it two weeks later. Wealthfront has been perfect for me. It helps beginners like me set goals and gain a lot of starting knowledge on what I need to be doing in the world of investing without worry of losing a lot of money. Robo-advisors (especially like wealthfront) are a great place to learn new skills to help you grow your portfolio in the beginning for a very small fee and a very small initial investment. For anyone that’s already knowledgeable about investing then this may not be the place for you. It’s hard to get into depth or immediately make changes to your portfolio. You can choose where you would like your money to go but it will take days or weeks for wealthfront to move your money in a “smart” manner. But overall I’m so glad I started here. I feel confident I can learn and make my investment grow. I know that if I stick with it, there’s a chance that I’ll outgrow wealthfront and at if that point comes I can use my money elsewhere with the knowledge wealthfront has helped me gain. This app has made me realize that most people truly don’t have an excuse anymore for not getting into investing.

App Privacy

The developer, Wealthfront, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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