Money-Budget & Expense Tracker

Name: Money-Budget & Expense Tracker
Rating: 4.5 (444 reviews)
Author: Jumsoft

Spending Planner, Bill Manager

Free · In‑App Purchases

444 Ratings
Ages

4+
Years
Category

Finance
Developer

Jumsoft
Language

EN
+ 9 More
Size

51.3
MB

Featured in "Apps We Love." Track spending, manage budgets & investments in one app. Smarter reports, multi-currency. Try 100 free transactions! Money is the all-in-one budget and expense tracker designed to give you complete control over your finances. Whether you're managing daily spending, saving for goals, or tracking investments, Money keeps everything organized in one beautifully designed app. Featured in App Store's "Apps We Love" "Excellent" — Mac|Life Magazine SMART BUDGETING Create budgets that adapt to the way you spend. Set limits for any category, track progress in real time, and get alerts before you overspend. Manage multiple budgets for personal and business needs — all with a clear, visual layout. AUTOMATIC EXPENSE TRACKING Every transaction is captured, categorized, and ready to review. Import transactions automatically, add notes and tags, and see exactly where your money goes. Cash, cards, bills, subscriptions — the expense tracker handles it all. COMPLETE FINANCIAL OVERVIEW See your full picture: income, spending, savings, and net worth — all on one dashboard. Multi-currency support with live exchange rates keeps international finances clear. INVESTMENT TRACKING Monitor stocks, ETFs, and long-term assets. Track performance, view history, and see how your investments connect to your overall financial health. POWERFUL REPORTS Turn your data into insight. Detailed reports on income, spending, and categories — with visual charts and export options for personal or business planning. SYNC & SECURITY • iCloud sync across iPhone, iPad, and Mac • Face ID / Touch ID protection • Local backups and optional shared access START FREE — 100 transactions included. Upgrade to Money Premium for unlimited budgets, full expense tracking, bank sync, advanced reports, and the complete financial toolkit. Download Money — the budget and expense tracker that brings clarity to your money.

Ratings & Reviews

4.5

out of 5

444 Ratings

Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma
Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma

Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Good, capable expense tracker with some flaws
04/07/2022

angusmci
Jumsoft's Money is a good basic expense tracker that's generally easy to work with, sometimes slightly frustrating and, on rare occasions, infuriating.At the end of the day, it's my expense tracker of choice. It's mostly clear and straightforward to use, and it syncs seamlessly and reliably with mobile versions. The import rules feature is very powerful and with the right rules can do an excellent job of cleaning up the kind of nearly-illegible export files that financial institutions like to generate.The main accounts window is clearly laid-out and easy to work with. Some other parts of the UI are less polished, however: payee, rule and category management is done through tiny fixed-size modal windows which often make it hard to see the information you need. The tools provided to search, sort and manage these items are fairly limited. The application is clearly aimed at users who have relatively simple requirements; "power users", or even users who just have large numbers of categories or payees may find it sometimes clunky or frustrating.Occasionally, the developers make some questionable choices. For instance, Money 7 apparently intrdouced an "Import Optimization" feature which had the undesirable behavior of scrambling payee names on import. To their credit, Jumsoft are responsive to user feedback, and quickly reverted the problem feature.While there are aspects of Money that could be improved, it gets the job done. I haven't yet found a competing program that I like better. It isn't perfect, but it's pretty good.
Good, capable expense tracker with some flaws
04/07/2022

angusmci

Jumsoft's Money is a good basic expense tracker that's generally easy to work with, sometimes slightly frustrating and, on rare occasions, infuriating.At the end of the day, it's my expense tracker of choice. It's mostly clear and straightforward to use, and it syncs seamlessly and reliably with mobile versions. The import rules feature is very powerful and with the right rules can do an excellent job of cleaning up the kind of nearly-illegible export files that financial institutions like to generate.The main accounts window is clearly laid-out and easy to work with. Some other parts of the UI are less polished, however: payee, rule and category management is done through tiny fixed-size modal windows which often make it hard to see the information you need. The tools provided to search, sort and manage these items are fairly limited. The application is clearly aimed at users who have relatively simple requirements; "power users", or even users who just have large numbers of categories or payees may find it sometimes clunky or frustrating.Occasionally, the developers make some questionable choices. For instance, Money 7 apparently intrdouced an "Import Optimization" feature which had the undesirable behavior of scrambling payee names on import. To their credit, Jumsoft are responsive to user feedback, and quickly reverted the problem feature.While there are aspects of Money that could be improved, it gets the job done. I haven't yet found a competing program that I like better. It isn't perfect, but it's pretty good.
Wish I’d tried it earlier!
02/19/2018

IceTrain.
I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Wish I’d tried it earlier!
02/19/2018

IceTrain.

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Great App!
02/18/2023

Llamperouge3
I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version
Great App!
02/18/2023

Llamperouge3

I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version

• Improved connections with financial institutions for a smoother and more reliable experience • Enhanced localization support for better language and regional accuracy • Improved payee location handling for more precise results • Optimized currency updates for greater accuracy and stability • Fixed several crashes to improve overall app reliability • Performance enhancements for a faster, more responsive app • Updated UI/UX for a cleaner, more intuitive interface • Various minor fixes and behind-the-scenes improvements