Money: Personal Budget Manager

Name: Money: Personal Budget Manager
Rating: 4.5 (443 reviews)
Author: Jumsoft

Income, Expense & Bill Tracker

Free · In‑App Purchases

443 Ratings
Ages

4+
Years
Category

Finance
Developer

Jumsoft
Language

EN
+ 9 More
Size

51.3
MB

Track expenses, plan budgets, manage bills, sync your bank accounts across all devices. Money helps you take control of your finances with Apple Wallet and smart insights Money is a powerful budgeting app and an intelligent expense tracker built for complete control over your financial life. With automatic expense tracking, flexible budgeting features, and clear money insights, Money brings clarity to everything you earn, spend, and save—across all your accounts. Featured in the App Store’s “Apps We Love” “Excellent” – Mac|Life Magazine Smart Budgeting Made Simple Money gives you a budgeting system that adapts to your lifestyle. Whether you’re managing daily expenses, planning for big goals, or organizing business spending, the budgeting tools in Money keep everything clear. • Create personalized budgeting plans • Real-time updates for every budgeting category • Track spending automatically inside your budgeting setup • Use multiple budgets for personal or business needs • Stay on track with alerts that support consistent budgeting habits Budgeting in Money is designed to help you spend confidently and plan ahead with ease. Automatic Expense Tracker for Real Clarity Money includes a fast and accurate expense tracker that organizes every transaction the moment it appears. The automatic expense tracker categorizes spending, highlights trends, and makes it easier to understand where your money actually goes. • Automatic transaction imports into the expense tracker • Smart categorization for cleaner expense tracking • Track cash, card payments, bills, and subscriptions • Add notes, tags, and attachments within the expense tracker • Category-based views that reveal spending patterns The expense tracker works continuously, giving you a complete and reliable record. All-In-One Money Overview Money brings budgeting and expense tracking together to support your long-term financial clarity. • Unified dashboard for spending, budgeting, and accounts • Insights that help connect budgeting choices to real behavior • Tools that make everyday money decisions easier • Multi-currency support with real-time updates Your entire financial life stays in one place—with budgeting and expense tracking always up to date. Investing & Long-Term Planning Money goes beyond everyday budgeting with integrated investment tracking. • Track stocks, ETFs, and long-term assets • Automatic performance updates • View investment history and net worth changes • See how investments fit into your broader money picture Reports & Insights Turn your budgeting and expense tracking data into powerful insights. • Reports for income, spending, and categories • Trends that connect budgeting results to long-term goals • Visual charts for simple interpretation • Export options for personal or business planning Sync & Security • Seamless iCloud sync across devices • Face ID / Touch ID security • Local backups for extra safety • Optional shared access for partners or accountants Try Money for Free Start with 100 free transactions. Upgrade to Money Premium for unlimited budgeting, full expense tracker features, bank syncing, advanced reporting, and complete money tools. Download Money today — the budgeting app and expense tracker that keeps your financial life organized.

Ratings & Reviews

4.5

out of 5

443 Ratings

Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma
Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma

Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Good, capable expense tracker with some flaws
04/07/2022

angusmci
Jumsoft's Money is a good basic expense tracker that's generally easy to work with, sometimes slightly frustrating and, on rare occasions, infuriating.At the end of the day, it's my expense tracker of choice. It's mostly clear and straightforward to use, and it syncs seamlessly and reliably with mobile versions. The import rules feature is very powerful and with the right rules can do an excellent job of cleaning up the kind of nearly-illegible export files that financial institutions like to generate.The main accounts window is clearly laid-out and easy to work with. Some other parts of the UI are less polished, however: payee, rule and category management is done through tiny fixed-size modal windows which often make it hard to see the information you need. The tools provided to search, sort and manage these items are fairly limited. The application is clearly aimed at users who have relatively simple requirements; "power users", or even users who just have large numbers of categories or payees may find it sometimes clunky or frustrating.Occasionally, the developers make some questionable choices. For instance, Money 7 apparently intrdouced an "Import Optimization" feature which had the undesirable behavior of scrambling payee names on import. To their credit, Jumsoft are responsive to user feedback, and quickly reverted the problem feature.While there are aspects of Money that could be improved, it gets the job done. I haven't yet found a competing program that I like better. It isn't perfect, but it's pretty good.
Good, capable expense tracker with some flaws
04/07/2022

angusmci

Jumsoft's Money is a good basic expense tracker that's generally easy to work with, sometimes slightly frustrating and, on rare occasions, infuriating.At the end of the day, it's my expense tracker of choice. It's mostly clear and straightforward to use, and it syncs seamlessly and reliably with mobile versions. The import rules feature is very powerful and with the right rules can do an excellent job of cleaning up the kind of nearly-illegible export files that financial institutions like to generate.The main accounts window is clearly laid-out and easy to work with. Some other parts of the UI are less polished, however: payee, rule and category management is done through tiny fixed-size modal windows which often make it hard to see the information you need. The tools provided to search, sort and manage these items are fairly limited. The application is clearly aimed at users who have relatively simple requirements; "power users", or even users who just have large numbers of categories or payees may find it sometimes clunky or frustrating.Occasionally, the developers make some questionable choices. For instance, Money 7 apparently intrdouced an "Import Optimization" feature which had the undesirable behavior of scrambling payee names on import. To their credit, Jumsoft are responsive to user feedback, and quickly reverted the problem feature.While there are aspects of Money that could be improved, it gets the job done. I haven't yet found a competing program that I like better. It isn't perfect, but it's pretty good.
Wish I’d tried it earlier!
02/19/2018

IceTrain.
I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Wish I’d tried it earlier!
02/19/2018

IceTrain.

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Great App!
02/18/2023

Llamperouge3
I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version
Great App!
02/18/2023

Llamperouge3

I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version

• Improved connections with financial institutions for a smoother experience • Fixed several crashes to make the app more reliable • Enhanced performance for faster, more responsive use • Updated UI/UX for a cleaner, more intuitive interface • Other minor fixes and improvements behind the scenes