Nexo is the world’s most trusted licensed and regulated digital assets institution, with more than $12 billion in assets under management and $30 billion processed for 1.1M+ customers, the Nexo account is the perfect crypto banking service for any client.

→ Borrow — Add crypto to your account and instantly borrow cash without selling your assets using Nexo’s flexible credit lines. Available in 40+ fiat currencies across over 200 jurisdictions.
→ Earn — Get up to 12% interest on your idle crypto and fiat with Nexo’s Earn on Crypto & Fiat suite.
→ Card — Try the first-ever card that lets you spend without selling your crypto and get instant cashback of up to 2%.
→ Exchange — Buy, sell, and convert all supported crypto & fiat assets
→ Token — The NEXO Token brings you premium yields for Nexo’s Earn suite, discounts on credit line interest, dividends, and much more.
→ Security — Nexo accounts are fully insured and secured to the highest industry standards.

How it works:

→ Add Crypto to Your Nexo Account

• Your Nexo account is secured through BitGo, the leader in crypto custodianship, and benefits from top-tier insurance.

→ Borrow Cash & Stablecoins Instantly, Using Crypto as Collateral

• Instant credit from $10 to $2,000,000. Bigger sums available on request
• Dynamic credit lines: when your crypto appreciates in value, your available credit grows
• Withdraw to your local bank anywhere across 200+ jurisdictions
• Guaranteed instant approval, no credit checks
• Interest from just 5.9% per year (APR)
• Flexible repayments, no minimums, no installments

→ Earn Interest on Idle Assets

• Earn up to 12% interest on crypto, stablecoins, USD, EUR and GBP.
• Interest paid out daily
• No lock-ins, you’re free to withdraw your assets at any time
• No minimum or maximum limits on deposits

→ Spend Using the Nexo Card

• Global access to your Nexo credit line
• Instant cashback, paid in BTC or NEXO Tokens
• Supports Apple Pay & Google Pay
• No minimum monthly repayments
• #ZeroFees: No monthly, annual, or inactivity fees.

→ Buy, Sell & Convert on the Nexo Exchange

• Swap directly from the Nexo Wallet App
• Instant execution on your orders
• Fixed price - what you see is what you get
• Exchange at best rates with no hidden fees

→ Get Bonuses, Discounts & Dividends with the NEXO Token

• Invest in the world’s first dividend-paying asset-backed token
• Enjoy bonuses and discounts with Nexo’s Loyalty program
• Qualify for dividends! Nexo shares 30% of its net profit with token holders through dividends
• Over $9 million has already been distributed in dividends

Download the Nexo Wallet App today and join our community of more than one million happy Nexo clients!

What’s New

Version 1.4.8

We have fixed some bugs to make your Nexo experience even smoother.
No big changes, just a polish.

Let us know what you think at or contact our 24/7 Customer Support.

Ratings and Reviews

3.9 out of 5
339 Ratings

339 Ratings

Mr. Willcott ,

No interest notifications for 2/5/21

There are things I like about this new update, but things that I don’t care for, as well. I love the exchange feature. It adds a lot to the app. But I don’t like that it came at the expense of transaction records for staking interest. There is no longer a section devoted to it. Granted, we can get the amounts in the notifications drop down menu in the upper right corner, but it gives out less information than the old version did. Also, as of 2/5/21, I didn’t get any notifications for interest payments, so I can’t update my portfolio records. The best way to fix this is to bring back the Transactions tab at the bottom. Just make all of them a little bit smaller to allow another tab, and run it like you used to. Relying on notifications for interest payments just isn’t the most fool-proof method. Other than that, nice app.

Update (2/9/21):

The new update does not address the problem. It told me that there were 12 updates up top, but when I clicked on it, all I got was a blank list with a message “no new notifications”. All past notifications aren’t showing, along with any new notifications. Please just bring back the Transaction section in some form or another. I don’t think that notifications were ever intended to function as a permanent transaction history log.

Developer Response ,

Hi, thank you for the provided feedback. We will take into consideration every aspect out of it.

JustieGood0423 ,

Nexo is #1

Nexo is a great service. I hold most of my crypto assets on the Nexo platform. They not only pay me interest on my crypto but they also allowed me to take out a loan on my crypto with no fees. The only thing you pay is the interest and you can repay as much or as little when ever you want. They really helped me out when I was in a pinch. I really did not want to sell my crypto and was able to take out a loan and had the funds within 24 hours. I would definitely recommend them to any who holds crypto and I would definitely recommend buy Nexo tokens.

Developer Response ,

Hi. Thanks for taking out time to rate us. We are happy that our services have been useful to you :)

A frequent user. ,

Not as Advertised

I deposited the required amount in Stablecoin into the wallet for an “automated loan” I started seeing the compounded interest which is good. When I tried to request a loan, it was rejected because I did not have more than 50% of a different currency. Nowhere does their website indicate this. I have spent the last few days combing through their website and am unable to verify what their support staff indicated in their email. Their support staff emailed me stating that a wallet must have more than 50% in another asset in order to comply with Anti Money Laundering Laws. My poor little wallet is valued under $1000 and was flagged for Anti Money Laundering compliance. They have not been able to cite these laws for me and was more than happy to inform me that they are not required to state them in their terms of services. Very sketchy and false advertising. I will continue to play along and continue to paper trail my efforts because I want to believe in this platform. So far they have not delivered on their promises. In addition! The platform is clearly NOT automated as claimed.

Developer Response ,

Hello. Please write to us at, so that we will be able to answer all of your questions, providing you a detailed explanation of how our app works. We are looking to hearing from you.

App Privacy

The developer, Nexo Services OU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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