Budget Burndown: Finance Kit 4+

A visual spending tracker

Bit Flip LLC

    • 4.3 • 88 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Visually track your expected vs. actual spending rate on one simple chart. View your total amount spent and unified transaction history across all of your cards.

Budget Burndown is a simple personal finance app for tracking your total amount spent. Your monthly budget is plotted on a chart as an expected spending rate, and your actual spending is plotted against it as the month goes on. If you keep the lines matched up, you're staying on budget. It's a uniquely intuitive and low maintenance way to visually track how much you're spending across all of your cards.

Budget Burndown is part of the Finance Kit suite of personal finance apps, which also includes Transactions.

At-a-glance visibility into how much you're spending against your monthly budget.

Automatically track your total amount spent and transactions across multiple cards in a single list. Adding and importing transactions is available when linking cards is not supported in the region.

Multiple widgets for at-a-glance insights into your spending without even opening the app.

Save important transactions. This can be helpful when you want to remember to split a bill or expense a purchase later.

Create custom push notification triggers tailor-made for your needs. Set alerts for when a transaction is above a certain amount or contains specified text.

Your information is completely safe. You'll use Plaid to link your cards. Your credentials are end-to-end encrypted and completely inaccessible to the app.

On the last day of each period, we'll renew your subscription for your Apple ID unless you cancel at least 24 hours before the period ends. You can cancel by going to your account settings on the App Store.

Terms of Service: http://www.ghking.co/modules/Terms-Of-Service
Privacy Policy: http://www.ghking.co/modules/Privacy-Policy

What’s New

Version 2.4.0

Usability updates to the card linking flow.

Ratings and Reviews

4.3 out of 5
88 Ratings

88 Ratings

Dsxpress ,

No bloat budget app

-Simple clean and iOS native looking design.
-No feature bloat. Most other apps on iOS are too confusing to use with too many options and features.
-Burndown visualization is effective for being aware of your spending and minimizing it.
-Privacy policy that respects your privacy.

-5 account limit. I have more than 5 accounts so this stings.
-No way to direct connect to your bank/card via OFX
-No way to manually update an account with a CSV/OFX file
-No way to visualize spending over a custom time interval (like a whole year for instance)
-No way to sort the transactions for a month by transaction amount. You can only do it by date.

-I wish there was a view for investing/savings too in addition to the budget view. Basically set a savings/investing goal every month and see how close you are to hitting it.

If you have less than 6 accounts to track this app is the best and simplest budget program on iOS I’ve seen.

Developer Response ,

Thanks for the in-depth review Dsxpress! We'll consider this feedback for future features.

king_jrad ,

So simple, it’s ACTUALLY useful

After trying just about every other overbuilt and needlessly complex finance app out there (aimed squarely at you Nerdwallet, Mint, Personal Cap), I tried Burndown from a friend’s recommendation and FINALLY a finance app that actually does what I need it to: simply monitor and categorize spending on ‘that one credit card you use’ for everything.

EASY TO TELL IF YOU CAN: It’s unique graph based interface is so visually intuitive and allows you to easily tell if buying that round of 8 margaritas is a good idea, even if you’re seeing double from the last round. Over your line? Get the boss to buy it. Under the line?Still get the boss to buy it, but smile feeling good you’re saving money.

MITIGATE ‘VENMO INFLATION’: Paying for a 6 person dinner where friends suddenly get T-Rex arms, can’t reach their wallets and will ‘Venmo you later’? A misrepresented accounting error of death to your card that will blow other app’s monthly budget reporting hopelessly into oblivion with no chance of recovery or correction. With Burndown, just tap charge > edit charge > back on track!

If you’ve been frustrated with the other all-in-one solutions out there and want an app that will actually make a positive difference in your spending habits, try Burndown. So simple it’s actually useful!

Developer Response ,

We've all been there 😂 Thank you for the review!

sisterrigby ,


I’ve been using this app for over a year and it has really helped us to see our spending habits. We use it for everything except utility and other bills spending, and it allows us to Tracy our consumables well. I was having an issue linking my Target card, but now that I’ve figured out how to manually add those transactions, I don’t care. This works really well and the visual of keeping that spending under the line works! We’re definitely saving more and spending less.

Developer Response ,

Awesome, thanks for your support for so long! I'm glad the app has been helpful to you.

App Privacy

The developer, Bit Flip LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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