HMBradley: Save, Spend, Borrow 4+

Rewarding Personal Finance

HM Bradley, Inc.

    • 3.8 • 78 Ratings
    • Free

iPhone Screenshots


HMBradley rewards you for how you spend and save – not by how many zeros are in your account. Open your account to day and start building towards a better financial future.

Earn a better rate with Savings Tiers:
Not all savers are created equal, so we reward based on your habits. Earn up to 3% APY* – the best in the industry.

Simplify your finances with one account:
Your money lives in one, simple account – and all of it earns interest. Put all your money to work and organize it however you like.

Keep tabs on your goals by making a Plan:
Set up a savings goal in just a few clicks and start saving for your future with Plans.

Want to start working towards a better financial future? Here's how it works:

1) Connect your direct deposit.
We make it easy to move your direct deposit in just a few clicks – the simplest way to grow your balance is to start today.

2) Keep track of your spending.
Do you know how much you actually save? We'll help you understand your habits more clearly than ever.

3) Build your interest.
You’ll start in our Tier 3 and begin working towards even better interest rates that match your habits.*


*Learn more about our Savings Tiers and qualifying terms at Some restrictions apply.

What’s New

Version 2022.5

While your money is working hard for you, we're working hard to constantly improve the HMBradley app. Here's what the latest update includes:

- Various bug fixes and infrastructure improvements

Ratings and Reviews

3.8 out of 5
78 Ratings

78 Ratings

Neerav_Varshney ,

Amazing Concept n Bank

Getting a space in someones wallet is premium now days especially for banks. But the features of upto 3.5% interest that too in checking account and then credit card 3-2-1 . Its a one stop solition for me for saving and using a auto pay for my cards. Just holding one star for the referal prg which they can better for sure

joshjael ,

Started out great...ended bad!!

Literally the worst customer service. I have had this account for over a year and was closed out by them a few weeks ago, for no reason what so ever. I tried to reach out to get my email/last name changed and they blocked/closed my account and market it as fraud. I reached out numerous times to customer service and nothing. First it was over chat, I kept getting some rude guy named Marcus. He was no help at all and kept blocking/closing up my chats. When asked for a supervisor, he ended the chat. When asked for a phone number for customer service, he refused. So when I finally was able to get a phone number, the girl who claimed to be a “Customer service manager”, was completely rude and not customer service friendly at all. She didn’t do anything to fix my issue and pretty much just gave me the runaround of whatever script she was reading. I need actual help! I need answers!! Also, when asked about their company’s policy of closing people’s account for no given reason, her answer (The Customer Service Manager), “yeah pretty much”, all nonchalant as if it was just a normal thing to closing peoples account out without contacting or any reason given at all. That’s so professional! This won’t be the last you guys hear from me.

calimischa ,

How is this app live?

HMBradley offers a great concept. I initially downloaded this to stash some small savings funds I like to use for trips or other items I’m saving up for. Unfortunately, they released a product that doesn’t work. How a Product Manager signed off on this is beyond me. The app repeatedly failed to link common banking platforms using the automatic sign in option (ok fine), but even the manual option fails to link to your bank. What’s more, is the Web version of these services doesn’t work either. These aren’t trivial bugs!! If I released something that had a core function broken for this long I would definitely be fired. Maybe if they actually get their service working it will be a good concept but to be frank I wouldn’t ever use this service for money I needed regular access to. Which I guess I don’t have to worry about because I can’t transfer in any funds in the first place.

App Privacy

The developer, HM Bradley, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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