AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust

AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust

AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust

AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust

AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust

1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control. 2,763

1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control.

1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control.

App updates: - Smarter Budgeting - Smarter Record and Transaction Management - Insight. - Invoice and Receipt - AI updates.

App updates: - Smarter Budgeting - Smarter Record and Transaction Management - Insight. - Invoice and Receipt - AI updates. -

App updates: - Insight. - AI updates.

NEW: Custom Voice Selection Choose from 4 unique AI voices to personalize your Ola assistant Enhanced Real-Time Chat Streaming AI responses with WebSocket-powered communication Financial Quick Actions One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more Smarter Record Creation Create budgets and expenses through natural conversation with improved context awareness

New version updates.

App Updates.

Pricing update.

New updates - Pricing plans. - New UI Implementations. - Fixes.

Insight update and reminder fixes.

UI Updates...

Mono, Bank, Graph updates and fixes.

Bank updates...

New update on Multi account and crash.

New version

- Bank updates. - Tracker and wallet bugs fixes. - Notification implementation.

New Features and Fixes - Auth issues fixed - Tracker Fixed data inaccuracies, crashes, and UI glitches. Improved notification accuracy and tracker performance. - Banking Module View and categorize transaction inflow/outflow. Insights with charts. Bank Transaction history and advanced search/filter.

Fixes and UI Update.