BankMobile App 4+

BM TECHNOLOGIES, INC.

Designed for iPhone

    • 4.4 • 5.8K Ratings
    • Free

iPhone Screenshots

Description

BANKING ON THE GO!
Bank smarter wherever you are with the BankMobile app! Download the app today to take charge of your financial future!

EARN INTEREST
Make your money work for you by taking advantage of our interest-bearing accounts.

THE ESSENTIALS
Check your balance, view recent transactions, and transfer money.

55,000 FEE-FREE ALLPOINT® ATMS
Find the one nearest you! The location, availability, and hours of operation may vary by merchant and is subject to change.

SNAPSHOT
Become the master of your financial universe. Check your cash flow and set aside money for expenses.

DEBIT CARD ON/OFF SWITCH
Temporarily turn off your card to help protect against unauthorized use in the event your card is misplaced.

MOBILE CHECK CAPTURE
Make quick deposits with your mobile device. Tap! Snap! Deposit!

PASSPORT
Access deals & discounts, Instant Win games, and Surprise & Delights by managing your Passport dashboard.

BILL PAY
Easily pay bills from the app.

FAQs
Have a question? Get answers quickly through our interactive FAQ database.

1 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such deposits on the business day we receive notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.

What’s New

Version 5.2

Great news – you can now link your BankMobile Vibe Debit Card to Apple Wallet with a tap of a button and use it wherever Apple Pay is accepted. Use it in-store at retailers like McDonald’s or Target, online or send cash to family and friends. With Apple Pay, we’ve added one more easy, fast and secure way to use your BankMobile Vibe account!

Ratings and Reviews

4.4 out of 5
5.8K Ratings

5.8K Ratings

Waynecobabe ,

Great bank!!!

I wasn’t so sure about BankMobile to begin with. I didn’t choose to bank with them, I was pretty much forced to get it because I was in college & having a checking acc w/BankMobile was a requirement if I wanted to get my financial aid refund(s) early via direct deposit or snail mail. Goodness if snail mail doesn’t live up to name. It was absolutely & most def worth giving it a try. BankMobile is great to bank with. I’m not even going to college anymore & still have my BankMobile checking account. The only complaint I have &’have ever had in the 4 1/2 years since I first signed up for my account is that there aren’t any physical banks even anywhere close to me. I’d love to have a local BankMobile bank (within 15-25 miles of my home) so that I could just walk into a BankMobile branch & handle my business if needed. There are some things you just can’t do online when it comes to banking. Aside from that one minor issue, I must say that I am very well pleased with the service I receive from BankMobile Vibe.

Developer Response ,

Thank you for the rating and updating your review!! We appreciate it! Keep in mind BankMobile is not only great for students, but it's an account that can be used forever!! Where else can you get fee-free access to over 55,000 ATMs across the country and not be charged so many fees!! BankMobile Vibe, that's where!!!

For clarification - students are not required to open a BankMobile Vibe account in order to us to process their refund, however almost 2 million have chosen to do so. Also, BankMobile is one of the first all-digital banks in the USA and we can offer the Vibe account which is easy, convenient and affordable to our customers instead of spending money on bank branches. That is why the big banks charge so many fees, so they can pay their rent on their branches. Thanks again! Paul

gallkass631 ,

Student

I am so upset my school opted to use this option for their students. I never had a problem receiving my financial aid in a timely matter. For myself and many students rely on their financial aid. My check was sent via mail and was never received I waited two months. I then chose to get direct deposit to my personal bank and that never happened. They told me if I used the bank mobile I would receive my money immediately. I was now waiting 3 months for my money and desperately needed to pay for my classes and books. When I changed my preferred deposit option to the bank one I could only make purchases online or over the phone with the virtual card. Well what good is that ? So I tried to look for an ATM or bank that will allow me to withdraw my money. There are NO BANKS EVEN IN MY STATE! that should be the first thing a school and bank should consider when partnering. I never had this many problems before. I called customer care and asked what was the fastest way to receive my money I told them I have been waiting a very long. They were very kind and I was informed I could do a domestic wire transfer to my bank. That was a whole other problem within itself. I wish my school would of explored other options. It’s very unsettling now this whole other entity has all your information and holds your money as a student, I wish that international companies like BankMobile wouldn’t exploit schools/students for their own financial benefit.

Developer Response ,

I am sorry if you are experiencing problems. Please contact us directly on Facebook (BankMobile Disbursement FAQs) or Twitter (AskBMD) and we can quickly resolve your issue.

BankMobile has partnered with over 800 schools across the USA and successfully disburses refunds for over 5 million students each year. If you choose a BankMobile Vibe account as a refund preference, you have fee-free access to over 55,000 ATMs across the country, including those located in Walgreen and CVS stores. Your student refund will be deposited into your Vibe account the same business day we receive both your file and your refund from your school. The transfer of funds is not instantaneous, as it may take a few business days for BankMobile to receive the funds from your school.

Please contact us so we can help you. We look forward to hearing from you. Thank you. Paul

sucyamuda ,

Half of the time it’s useless

The customer service is trash those people don’t know anything and don’t even try. Idk what type of training they’re doing in these foreign countries for their reps but it’s thee worst!! They are literally only their to answer the phone they don’t do anything. Literally anything you ask them it’s like it’s impossible or they’re not equipped to do it and it’s always the simplest things any bank can do except them. I also hate the app 70% of the time. There’s always an error or it’s always down without notice. At least sometimes they tell us they’ll be maintenance but most times they don’t inform us and they just always have errors which blocks us from accessing our money. I’ve had several emergencies when I wanted to transfer some money over to checking and there was another unexpected error that caused me to almost be stranded in very bad situations if someone else didn’t help out to pay what was needed. It’s awful when you have money but can’t access it and don’t know why. No email alerts are sent nothing to acknowledge their app screw ups. I literally can’t rely on this app anymore when I travel because I was almost stranded twice cuz of all the app errors that blocks us from logging in its wild.

Developer Response ,

Hello! BMTX experienced a temporary outage of our systems on 11/15/22. This issue has since been resolved. We appreciate your patience and apologize for any inconvenience this may have caused. Please contact us directly if you still need assistance.

BMTX Customer Care agents successfully help hundreds of our customers on the telephone each and every day as evidenced by the 4.4 rating (out of 5) here in the app store. Paul

App Privacy

The developer, BM TECHNOLOGIES, INC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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