Lightning Personal Accounting

Smartest way to track finances

$0.99 · Designed for iPad. Not verified for macOS.

Track spending, manage subscriptions, and see your full financial picture — all for a one-time $2.99. No subscriptions. No hidden fees. Your data stays on your device. Lightning Personal Accounting puts your complete financial picture on one screen. Track bank accounts, credit cards, loans, and subscriptions — all stored privately on your device with encryption. - Real-time Financial Pulse with color-coded health status - Automatic subscription detection and cost tracking - Weekly budget envelopes (Needs / Wants / Buffer) - AI-powered spending insights and category breakdowns - Money Flow visualization showing where every dollar goes - Scrolling news ticker with real cost-of-living facts - Plaid integration for automatic bank syncing - No monthly fees. No data harvesting. Just $2.99, once.

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v2.4.0 : Mercury — Smarter Home Screen, Better Insights - Financial Pulse: Your financial health now pulses in real time with color-coded status that fills the card — green, amber, or red at a glance - Scrolling News Ticker: See real cost-of-living comparisons and personalized spending facts as a smooth, continuous ticker on your home screen - This Week, Reimagined: Smart setup pills guide you when data is missing; weekly financial tips rotate automatically; payment summaries show what's due - Alerts Strip: Wider, more readable alert cards with better text wrapping - Insights Shortcuts: Jump directly to your Subscriptions overview or top spending Category right from the Insights tab - Smarter Empty States: No more blank cards — the app guides you to set up accounts, income, and payment dates with friendly action pills - Budget Envelopes: Needs/Wants/Buffer now shows a helpful prompt instead of empty dashes when income isn't configured Lightning — your finances, one glance.

The developer, Tyrone Carson, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Location
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Tyrone Carson
Size
  • 82.6 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • ©️ Carson Engineering Design, A Bruellman Company | 2025