Lightning Personal Accounting
Smartest way to track finances
$0.99 · Designed for iPad. Not verified for macOS.
Track spending, manage subscriptions, and see your full financial picture — all for a one-time $2.99.
No subscriptions.
No hidden fees.
Your data stays on your device.
Lightning Personal Accounting puts your complete financial picture on one screen. Track bank accounts, credit cards, loans, and subscriptions — all stored privately on your device with encryption.
- Real-time Financial Pulse with color-coded health status
- Automatic subscription detection and cost tracking
- Weekly budget envelopes (Needs / Wants / Buffer)
- AI-powered spending insights and category breakdowns
- Money Flow visualization showing where every dollar goes
- Scrolling news ticker with real cost-of-living facts
- Plaid integration for automatic bank syncing
- No monthly fees. No data harvesting. Just $2.99, once.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
v2.4.0 : Mercury — Smarter Home Screen, Better Insights
- Financial Pulse: Your financial health now pulses in real time with color-coded status that fills the card — green, amber, or red at a glance
- Scrolling News Ticker: See real cost-of-living comparisons and personalized spending facts as a smooth, continuous ticker on your home screen
- This Week, Reimagined: Smart setup pills guide you when data is missing; weekly financial tips rotate automatically; payment summaries show what's due
- Alerts Strip: Wider, more readable alert cards with better text wrapping
- Insights Shortcuts: Jump directly to your Subscriptions overview or top spending Category right from the Insights tab
- Smarter Empty States: No more blank cards — the app guides you to set up accounts, income, and payment dates with friendly action pills
- Budget Envelopes: Needs/Wants/Buffer now shows a helpful prompt instead of empty dashes when income isn't configured
Lightning — your finances, one glance.
The developer, Tyrone Carson, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
For more information, visit the developer’s accessibility website .
Information
- Seller
- Tyrone Carson
- Size
- 82.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- ©️ Carson Engineering Design, A Bruellman Company | 2025

