MoneyGoal.AI
Offline budgeting AI investing
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Turn money into milestones
MoneyGoal is the all-in-one offline finance app built for Australians. Track income and spending, plan savings goals, manage assets, and unlock AI-powered investment suggestions—all in one clean interface.
Key Features
Goal-based planning
Create targets (car, house, holiday) with dates or “as soon as possible”; MoneyGoal instantly shows the path to success.
100 % offline storage
Every record stays on your device—no sign-in required.
SmartWealth™ AI engine
When online, OpenAI models analyse your cash flow and assets to recommend:
• High-dividend or broad-market ETFs & term deposits
• Dividend-oriented US ETFs
• Optimal cash reserve ratio
with projected annual returns.
Quick expense / income logging
One-tap entry, real-time charts.
Portfolio dashboard
View savings, stocks, crypto and term deposits with total value and weighted yield.
MoneyGoal Premium (optional subscription)
Unlock full AI portfolio allocation, historical back-testing, and expert chat. Subscriptions are processed securely by App Store.
Why MoneyGoal?
- Works perfectly offline—even on flight mode
- Optimised for Australian tax rules and markets
- Lightweight UI, lightning-fast onboarding
- No account needed—your data is truly yours
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Improve visualization of Income/Expense
The developer, WEI-LUN CHEN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- User Content
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- WEI-LUN CHEN
- Size
- 47 MB
- Category
- Finance
- Compatibility
Requires iOS 12.0 or later.
- iPhone
Requires iOS 12.0 or later. - iPad
Requires iPadOS 12.0 or later. - iPod touch
Requires iOS 12.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- MoneyGo.AI Monthly Plan $3.99
- MoneyGo.AI Yearly Subscription $29.99
- Copyright
- © 2025 MatrixPlatform Dao Pty Ltd. All rights reserved.