Bank Of You
Be your own lender
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Bank of You is a budgeting app built to help you control discretionary spending. Every purchase you log goes into a simulated “account,” letting you see your balance rise and fall in real time.
If you spend more than you’ve set aside, the app automatically creates a debt to yourself. That debt accrues interest until you repay it, turning overspending into a clear cost you can’t ignore.
It’s a straightforward way to stay disciplined, track spending, and make overspending matter.
Use Bank of You to:
Track discretionary spending daily
Stay accountable to your own budget limits
See the real cost of overspending
Ratings & Reviews
-Built for iPhone Duo: controls move to the side bar, and unfolding shows your overview alongside your dashboard. Sheets stay open when you fold or unfold.
-New Overview: a This Month summary, a balance chart that turns red below $0 (choose a 7–90 day range in Settings), and an Upcoming Transaction Calendar.
-Account colors: pick from 30 colors to tell your accounts apart at a glance.
-Smoother editing: add and edit screens open as sheets, and Save only lights up once you’ve changed something.
-Delightful touches: new transactions slide in, deleted ones disintegrate, and long titles scroll.
The developer, Kevin Lawrence, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kevin Lawrence
- Size
- 15.1 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium $4.99
- Copyright
- © 2026 Kevin Lawrence
