Prices you can trust, on every screen. - Your market on the Lock Screen now stays current while the app is closed, starts each session fresh and ends with the official close - The market card shows both main indexes, such as the S&P 500 and the Nasdaq, and your holdings there in that market's own currency, in aligned rows. Choose which portfolio each market's card shows - When a market is shut, Close and Prev Close show their dates, so you always know which session a price belongs to - Live exchange rates for every currency, with the time of each rate - US closing prices arrive within minutes of the bell - Markets tab: honest update times, older rows marked with their date, and 20-day volatility for Hong Kong and China - Widgets update your portfolio value with each price refresh and show how current they are - End-of-day alerts skip exchange holidays and no longer miss regular days - Many accuracy fixes across quotes, charts and alerts

Horizon Market Compass is now Horizon: Global Stock Tracker, with a new icon. UNIFY - 7 markets, with Japanese mutual funds counted under Japan - Your settings sync through iCloud too: markets, tax schemes, row layouts and data sources - Gains in another currency use the exchange rate of the day you bought - Import holdings from a screenshot with Apple Intelligence SCORE - Where the Risk Sits: how much of your portfolio's swings each holding drives - Option income funds: what each has paid, its price beside its NAV, and its last year beside QQQ or SPY - Metric alerts work for any stock, including ones that are not on your watchlist - Ask about your portfolio with Apple Intelligence, on your device or through Private Cloud Compute on iOS 27. Horizon asks before anything leaves your device, and every AI answer is marked as general information, not advice COLLECT - Dividend tax for where you live: set your tax residence to see dividends after the tax you pay - Dividend reinvestment (DRIP): each dividend becomes a new lot, bought at the payment day's close - Since You Bought: each lot of an income fund against its cost, with the payments since - Undo a recorded sale - Keep a history of finished rebalances and model promotions STEER - Your market live on the Lock Screen and in the Dynamic Island, from the open to the close - A Lock Screen widget with your day, the market's session and your movers - Widgets update at each market's close, including Tokyo's 15:30 close - Control Center controls, and your stocks and portfolios in Spotlight and Siri - A new monthly Premium plan Plus a cleaner Mac app with redesigned forms and Settings and a holdings table that sorts by any column, layouts that read well at every text size, a sharper Apple Watch app, and many fixes.

A cleaner layout built around what you actually do. The app now has five tabs: Watchlist, Portfolios, Strategy, Markets, and Alerts. New Strategy tab: Backtest, Correlation, Market Shock, and Model Portfolios now live together in one place, with a picker to run them across one portfolio or all of them at once. Clearer portfolio tabs: each portfolio now separates Holdings, Income, Manage, and Insights, so acting on your positions and analyzing them no longer share one crowded screen. Watchlist pipeline: move ideas through Ready, Researching, and Watching so your list reflects where each name sits in your process. Faster Markets: the tab now loads its rates and quotes together for a quicker start. Also in this release: - Portfolio Advisor no longer suggests adding a holding it also asks you to trim - More accurate Nasdaq futures premium on the Markets tab - Layout polish across the Markets sections - Bug fixes and performance improvements

Tapping a price alert now opens that stock straight away. Alerts for Japan, India, and the other global markets were affected, so they all land on the right page now. Fresher prices at the opening bell: the price and the 1D chart on a stock page now refresh as soon as a market opens, instead of briefly showing the previous session. Also in this release: - Bug fixes and performance improvements

Referral program: invite a friend from Settings. When they join with your code, you both get an extra month of free access. Free access for new users: every new user now gets 2 weeks of full Premium access, with no payment details required. When the period ends, the app stays usable on the free tier. Also in this release: - Rate the app and share it with friends from Settings - Version and build number shown in Settings and About - Exempt-interest distribution class shown in ETF tax chips - Bug fixes and performance improvements

Stock detail now shows a full Piotroski F-Score breakdown, scored test by test across profitability, leverage, and efficiency, plus Return on Invested Capital for US stocks. Tax-loss harvesting now actively flags the US wash-sale and UK 30-day windows using your purchase dates, and warns when a position is about to become long-term. The colorblind-friendly palette now applies everywhere, including Home Screen widgets, Live Activities, and the Apple Watch complication. Price charts add a VoiceOver audiograph you can swipe through as tones. Guru portfolios, the relative-strength matrix, and sector rotation now load from the cloud cache for faster, more reliable data.

This update refines Horizon across all of your devices. On iPad, the stock detail view now uses a two-pane layout: the price chart and key statistics sit alongside the tabbed fundamentals, so you see more at a glance. Apple Watch reliability is improved so your portfolio value and holdings stay in sync from your iPhone. Dividend and income widgets now update correctly for the portfolio you select, and there is a new interactive Alerts widget. Under the hood: faster watchlist and market screens, a color-blind friendly palette with a Settings toggle, broader accessibility support, a smoother onboarding flow, and new touches like a dividend milestone banner and an optional weekly recap.

New: Income, Received tab. A month-by-month ledger of the dividends you have actually received. Each payment shows the pay date, ticker, shares held at the ex-date, dividend per share, and the gross plus after-tax amount. See all-time and year-to-date totals, plus an Upcoming group for dividends that have gone ex but not yet paid. Share any month or export the full ledger to CSV. Choose your currency. View the Received ledger in your portfolio currency or in any currency your holdings use. Per-share amounts stay in their native currency, and the exchange rates applied are shown for full transparency. Redesigned Markets widget. Clearer market-status labels, up and down change arrows, grouped values that line up cleanly, and the app icon in the header. Upcoming earnings on Stock Detail. The Earnings section now shows the next report date, before-open or after-close timing, the fiscal quarter, and the consensus EPS and revenue estimates. More consistent prices. Stock prices on the detail screen and on the home-screen widgets now match the prices that power your alerts. A dividend that has gone ex but is not yet paid now correctly appears as upcoming rather than as already received. Also added a Share App link in Settings, with assorted fixes and refinements.

Horizon Market Compass is now clearer and easier to use: • New Indicators Guide — 16 key metrics explained, with tap-to-learn buttons throughout Stock Detail • Smoother first run, list-level CSV portfolio import, and in-app Support & FAQ • Live market open/closed status and an offline banner • Expanded income-ETF coverage with accurate yields, including weekly-paying covered-call and option-income funds • Refined visuals, stronger accessibility (VoiceOver & Dynamic Type), and many stability fixes

Faster, steadier, sharper. Faster. Stock detail screens open much faster. Scores, valuation, and key ratios appear right away instead of after a long wait, and intraday charts load reliably. Sharper. Compounder Scores are now trend aware, factoring in multi-year revenue growth, free cash flow margin, and debt trends, and are more accurate for ETFs and dividend stocks. Covered-call ETFs such as JEPQ, QQQI, and SPYI gain a Fund Profile and a distribution tax-treatment breakdown (qualified, ordinary, return of capital, Section 1256), plus corrected income and yield. Steadier. New Corporate Actions and score-change alerts, smoother loading throughout, and refreshed market-holiday calendars for China, Hong Kong, Korea, and Singapore.

v2.6.1 — Faster, steadier, sharper Charts and ownership data on stock detail pages now load from our cloud cache instead of going to Yahoo on every device, cutting cold-load time by several seconds and keeping institutional holders, insider transactions, sector labels, and ETF holdings visible even when Yahoo blocks direct device requests. Sector and industry labels also appear instantly on watchlist and portfolio rows on launch, with no waiting for enrichment. Every screen now stays put as data fills in. Toolbar buttons no longer flash in after launch, the holdings list does not jump as dividend information arrives, the stock detail cascade settles into a single skeleton page that fills in place instead of six separate sections popping in, and view-mode switching no longer redraws every row. Several display issues are fixed in the same pass: the RSI badge now shows the correct value, Indian-stock yields display in the right scale, covered-call ETF rows pair the next ex-date with the correct payment date, and the watchlist search field now offers a clear add-a-stock button when the filter matches nothing. Pull-to-refresh any portfolio or watchlist view to see the updates.

v2.6 — Sharper Compounder Scores and reliable income forecasts Compounder Scores for US stocks now read SEC EDGAR filings directly to compute true Return on Invested Capital, fill in P/E ratios and free cash flow when other sources have gaps, and correct quality scoring for mega-caps and asset-light businesses that previously showed missing or low values. Non-US stocks are unchanged. Income forecasts for covered-call income ETFs (JEPI, JEPQ, QQQI, SPYI, and similar) now project forward correctly across all upcoming months instead of showing zero. Indian-stock ex-dividend alerts are now sourced from BSE corporate actions rather than projected dates, eliminating false-positive notifications for stocks with no announced upcoming dividend. Pull-to-refresh any portfolio or watchlist view to see the updated data.

Smarter Compounder Scores. New "Exceptional" tier (gold) for top-rated stocks scoring 9-10. Cyclical companies in energy, materials, financials, REITs, and industrials are now marked with an asterisk so you see when cycle position matters. Dividend safety is now scored as a sixth criterion for payers — the Compounder Score and the Sentinel Dividend Safety Score now agree on who's high-risk. Better ETF analysis. Covered-call funds split visibly by tax efficiency: NEOS Yield Series (qualified + ROC + Section 1256) read higher than ELN-style JEPI/JEPQ. Yield bands recalibrated so high-yield income vehicles stand out from broad-market dividend ETFs. Loss-makers and negative-equity stocks no longer get a free pass. Forward P/E renders N/M instead of zero. Buyback-driven negative debt-to-equity is now flagged as leverage rather than scored as a clean balance sheet. Faster cold launch. Shared data cache across MARS Studio investing apps means popular tickers load from the cloud cache instead of being recomputed. Plus the latest backend improvements: price-movement alerts, India BSE dividend pipeline, server-side RSI cache, and watchlist deduplication.

- Tax Report v2 - 7 filing jurisdictions (US, UK, Japan, Canada, India, Hong Kong, Australia) with worldwide income, per-event FX conversion, foreign withholding estimates, and a branded PDF with dividend section. - AI Portfolio Brief - synthesis of concentration, style, yield and cycle signals into Today / Risks / Consider sections. - Portfolio Q&A and per-stock Explain - grounded narrative over your actual holdings. - Drift & Rebalancing V3 - promoted out of the calculator into a top-level Analytics card with auto-expand and deep-link editor; execute flow renders full trade plan. - Target Allocation editor rewritten with Market Bucket unions and 100% validation. - EDINET Japan ownership integration (prototype). - Cloud Alerts : opt-in server-side push summaries 30 min after each market close. - Performance: single-kernel portfolio aggregator, off-actor EDINET CSV parsing, and memoized Rebalancing V3 orchestrator reduce Analytics tab recompute by ~80%.

Version 2.3 transforms Horizon Market Compass from a portfolio tracker into an actionable investment advisor with model portfolios, a trade engine, a full-featured screener, backtesting, tax reports, and a complete Apple Watch app. New Features: - Model Portfolios: Create blank strategy portfolios or clone from real ones. Compare model vs source performance. Promote models to real portfolios with a guided trade plan - Trade List Engine: Generates buy/sell trade lists from model promotion, rebalancing, and advisor suggestions. Grouped by market with per-trade status tracking. Export as CSV or share - Rebalance Automation: One-tap execution of rebalancing suggestions through the Trade List Engine. Drift reminder notifications keep your allocations on target - Fundamental Screener: 21-filter cross-stock scanner across your holdings and watchlist. 4 built-in presets (Value+Quality, Oversold Technicals, Income Champions, Growth Momentum) plus saveable custom presets. Bulk add to watchlist - Portfolio Backtest: Measure portfolio performance with time-weighted returns, Sharpe ratio, max drawdown, and alpha vs benchmark. 1Y/3Y/5Y ranges with dual-line chart comparison - Tax Report PDF: Generate jurisdiction-aware tax reports for US (short/long-term gains), Japan (20.315% breakdown + NISA exemptions), and India (STCG/LTCG). Export as PDF from Settings - Apple Watch Full App: Multi-portfolio list with sparklines, alerts, and watchlist. Add stocks by dictation. Portfolio P&L and Top Mover complications - Interactive Widgets: Toggle between Price, Scores, Technical, and Income views directly from your home screen widget. Dismiss alerts from widgets without opening the app Improvements: - Accurate Beta: Non-US stocks now show beta computed against the correct local benchmark (Nikkei 225, Nifty 50, KOSPI, etc.) instead of the S&P 500. Dual display shows 3-year and 1-year beta side by side - Non-US Analyst Data: Analyst consensus, rating changes, institutional holders, and insider activity now show for international stocks where data is available - Watchlist Toolbar: Sort, filter, screener, compare, and RS matrix consolidated into a clean tools menu - Watch Widget Extension: Dedicated widget target for watch face complications Bug Fixes: - Fixed macOS app name showing as "GlobalStocks" instead of "Horizon Market Compass" - Fixed macOS paywall not dismissing after completing a subscription purchase - Fixed toolbar buttons not appearing until data loaded - Fixed stock detail sub-tab labels wrapping on smaller screens - Fixed Watch app crash on launch

Switchable Row Views Tap Price, Scores, Technical, or Income to instantly switch what data columns appear on your Watchlist and Portfolio rows. Tap the info button for a quick legend explaining each indicator. macOS Improvements - Side-by-side stock detail with chart and fundamentals - Dynamic table columns that switch with row view modes - Fixed Settings crash and stock detail navigation - Improved dark mode contrast across the app - Markets jump-to-section from sidebar Stock Comparison Total Return mode now shows actual period returns in the metrics table instead of static dividend yield. 2-Week Free Trial New users can now try all Premium features free for 2 weeks before subscribing.

What's New in Version 2.1 MACOS TABLE VIEW Holdings are now shown in a sortable table with Symbol, Name, Value, Day change, and P&L columns. Select any row to open a sliding Inspector panel with key metrics at a glance. MACOS MARKET SIDEBAR The Markets tab now has a persistent sidebar. Click any market to jump directly to that section - no more scrolling through the full page. MACOS SIDE-BY-SIDE STOCK DETAIL Stock Detail now shows the price chart on the left and fundamentals on the right simultaneously - no tab switching needed. PERSONAL PRICE TARGETS Set your own sell target for any watchlist stock. An "Above Target" badge appears when the price crosses your level. INSIDER TRADING SIGNAL Finnhub insider sentiment (MSPR) summarises net buying vs. selling activity over the last 6 months for US stocks in the analyst section. CONFIGURABLE HOLDINGS WIDGET Pin up to 4 specific stocks to your home screen via widget configuration. SECTOR REBALANCING TARGETS Set target weights per sector. The Sector Rebalancing card shows drift from target so you know exactly where to add or trim. JAPAN TAX CALCULATOR 20.315% tax breakdown separating NISA-sheltered and taxable holdings, with gross-to-net dividend math. SWIPE BETWEEN PORTFOLIOS Navigate directly to the next or previous portfolio from inside Portfolio Detail. PORTFOLIO DECISION JOURNAL Attach private notes to each portfolio to record your thesis and when to revisit. SIP / RECURRING INVESTMENT TRACKER Log systematic investment plans with total invested, unrealised P&L, and next installment countdown. QUALITY AND PERFORMANCE Comprehensive code audit, faster rendering, and accuracy improvements to DCA projection and dividend income math.

Version 2.0 is the biggest update yet - introducing Premium subscription, institutional-grade research tools, and a completely new level of market intelligence. SUBSCRIPTION MODEL Free tier includes 5 holdings and 1 watchlist group. Premium ($39.99/yr) unlocks everything. If you purchased Horizon before v2.0, your account is automatically upgraded to Legacy Premium at no extra charge. GURU PORTFOLIOS Track the real portfolios of 15 legendary investors including Warren Buffett, Michael Burry, Bill Ackman, and Peter Lynch. Sourced directly from SEC EDGAR 13F filings updated quarterly. See exactly which stocks your holdings have in common with the greats. COMPOUNDER SCORE New 0-10 quality scoring system evaluating P/E ratio, free cash flow yield, return on equity, debt levels, and dividend growth consistency. ETFs get a separate variant covering expense ratio, yield, and AUM. Grades from Compounder (elite) to Trade Only. MACD INDICATOR Full MACD (12/26/9) implementation with 5 market states: bullish crossover, bullish hold, bearish crossover, bearish hold, and neutral. Badge on watchlist rows, stat cell in stock detail, and integrated into signal scoring. SELL AND REALIZED GAINS TRACKING Record full or partial sales directly from your holdings list. See realized P&L per sale, short-term vs. long-term classification, and a full Realized Gains section in the Income tab. History shows SOLD badges on closed positions. RELATIVE STRENGTH MATRIX Heatmap comparing your watchlist stocks across 4 timeframes (1W/1M/3M/6M) relative to their home market index. Instantly see which stocks are consistently outperforming or underperforming. EARNINGS RADAR Upcoming earnings countdown for all your watchlist stocks within a 14-day window. Color-coded by urgency - red for imminent, orange for soon, gray for upcoming. WATCHLIST HEALTH CARD Pinned summary at the top of your watchlist showing average Compounder Score, RSI distribution, MACD sentiment, and 52-week low count across all your watched stocks. SIGNAL ANALYSIS The signal feature has been refined and renamed to Signal Analysis - emphasizing its role as an informational tool, not a trading recommendation. Badges now show Signal and Strong Signal. SHARE LINKS (opt-in) Create expiring links to share your portfolio or watchlist as a read-only browser snapshot. Privacy controls let you hide values, hide cost basis, or show allocations only. Links expire from 1 hour to 90 days. Opt-in only - disabled by default in Settings > Privacy. PERFORMANCE AND QUALITY Major performance audit: 50% fewer API calls for RSI/MACD via coalescing, fingerprinted sort/filter cache, instant cold-start rendering via enrichment bundles, logo failure TTL improvement. Code quality audit with structured error logging.

Portfolio Advisor - Proactive buy/sell/yield suggestions on the Analytics tab. Synthesizes valuation (MoS), Sentinel safety, F-Score, RSI, and concentration data. Three categories: Consider Trimming, Consider Adding, and Yield Opportunities. Watchlist stocks appear as buy candidates with conviction scores India Market Sentiment - Real-time Nifty 50/Bank Nifty futures with premium/discount, India VIX gauge, FII/FPI net position, and market breadth from NSE India. 5-minute cache US Market Sentiment - Consolidated VIX gauge with S&P 500/Nasdaq/Dow futures, inline premium/discount badges Stock Comparison Upgrade - Compare up to 5 stocks simultaneously (was 2-3). New 5-color palette. Concurrent chart loading via TaskGroup CSV Import - 15 broker formats now supported including Rakuten Fund parser. Auto-suffix Indian stocks (.NS). Duplicate detection with blue badges. Reconcile batch select Search Improvements - 300ms debounce, 40 results (was 20), recent searches history, clean symbol display with exchange labels Share Cards - New Top Losers card with crimson gradient. Dividend detail on Summary and Income cards. App logo on all cards Performance Charts - Yahoo Finance style rendering with tight Y-axis, area gradient, monotone interpolation, and period-start reference line

Position Sizing Engine - Smart position sizing when adding stocks to your portfolio. 5-factor conviction scoring (Sentinel safety, F-Score, analyst target, RSI timing, volatility) auto-computes how many shares to buy. Consolidated scope sizes against your total portfolio value and auto-suggests which portfolio to add to. Accounts for existing holdings so you never over-allocate Macro Pulse - Central bank and macro news feed in the Markets tab. Aggregates Federal Reserve, Bank of Japan, RBI, and Xinhua/PBOC releases alongside Finnhub market news. Filtered by your enabled markets, sorted by importance Concentration Risk Monitor - Real-time alerts on the Analytics tab when single stock exceeds 10%, sector exceeds 25%, or top 5 holdings exceed 60%. Diversification suggestions for missing sectors Watchlist Improvements - Buy signal indicators, investment notes, search and filter, summary dashboard, price-when-added, bulk operations, drag-to-reorder, custom weight simulation. 12 sort options total Portfolio List - Rows show total value and P&L at a glance Finnhub Integration - Analyst rating changes, enriched news feed, dividend status CSV import reliability fix and 29-fix code quality audit

Benchmark Comparison - overlay your portfolio against S&P 500, TOPIX, Nifty 50, Hang Seng, or MSCI World. Time-weighted return (TWR) and alpha computed automatically On-the-Fly Portfolio History - performance charts now computed from actual stock price history instead of stored snapshots, giving complete daily-resolution data Monthly Recap - dismissible card showing last month's highlights: value change, top and bottom performers, dividends received Rebalancing Calculator - set target allocations by sector or geography, see drift indicators, and get contribution-only or full-rebalance guidance Tax Loss Harvesting - identifies underwater positions eligible for tax-loss harvesting with jurisdiction-aware rules for US, Japan, India, Hong Kong, and China Economic Events Calendar - key 2026 macro events (FOMC, BOJ, RBI, PBOC, CPI, GDP) filtered by your portfolio's markets with importance indicators Historical Currency Charts - FX trend charts with period change and currency P&L attribution for multi-currency portfolios Income Goals - track progress toward your annual dividend income target with projection timeline Income Diversification - donut chart showing income concentration by holding, sector, and currency with concentration warnings Dividend Consistency Badges - 3Y, 4Y, and 5Y consecutive payment indicators on each holding Watchlist Redesigned - clean 3-row layout puts company name, price, badges, and safety scores in a scannable format that works beautifully across all markets Piotroski F-Score - 9-test financial health scoring (0-9) on every stock. Green (Strong 7-9), yellow (Moderate 4-6), red (Weak 0-3) badges on watchlist and portfolio rows Earnings Countdown - see exactly when your stocks report earnings with countdown badges like "Earnings 3d" or "Earnings Today". Orange for within 7 days Analyst Price Target - instant visibility into analyst consensus with % upside/downside badges. "Target +15%" (green) or "Target -8%" (red) at a glance 52-Week Range Position - always-visible badge showing where each stock sits in its 52-week range. Color-coded by zone: green near lows, gray mid-range, red near highs Always-Visible RSI - momentum indicator now shown as numeric values (0-100) for all stocks. Apply your own interpretation to the raw data Widget Redesigned - single-column table layout with current price, daily change, and P&L for each holding. Total value with both overall and daily change percentages Network reliability improvements with automatic retry and exponential backoff Performance optimizations and safety audit improvements

Dividend Date Alerts - get notified before ex-dividend and payment dates, even when the app is closed. Shows per-share amount and total expected payment with per-portfolio breakdown. Configure timing (1 day, 3 days, 1 week, 2 weeks) in Settings Dividend Calendar - see upcoming and recent ex-dividend and payment dates across all your portfolios in one view, with per-symbol grouping and drill-down Analytics Dashboard - new Analytics tab in every portfolio and consolidated view with Risk Dashboard (weighted Beta, P/E, P/B), 6-year Dividend Income Trend chart, Dividend Growth Rate (1Y/3Y/5Y CAGR), Currency Exposure, Earnings Calendar with EPS estimates, and 52-Week Range indicator Market Insights - SWOT-style analysis for each stock with 19 signal rules covering valuation, momentum, income quality, and risk factors Company Profile - expandable business summary with headquarters, employee count, and website link on each stock detail page Income Goals and Diversification - track progress toward your annual income target, plus income concentration analysis across holdings Market Monitor - portfolio-aware market intelligence highlighting moves and events relevant to your holdings Watchlist Groups and Sorting - organize your watchlist into custom groups (swipe to assign) and sort by name, price, percentage change, or date added Price Alert History - triggered alerts now show in a History section. Re-arm any alert with a single tap Three-Tab Layout - portfolios and consolidated views organized into Holdings, Income, and Analytics tabs Configurable Widget - choose which portfolio to display. Lock screen complications now available Siri Shortcuts - ask Siri for your portfolio value or open specific tabs with voice commands Stock Intelligence Badges - abnormal volume detection, dividend consistency grades, special dividend alerts, analyst recommendations, and insider activity signals CSV Reconcile - compare a broker CSV against your portfolio, see exactly what changed (new holdings, added/reduced shares, cost basis changes), and apply selected changes in one tap. Consolidates lots to match your broker's weighted average cost Portfolio Update Alerts - end-of-day notifications showing how your portfolio performed after market close. Three modes: per-market close, all markets, or daily summary. Three content styles with timezone-aware scheduling Related Stocks - discover peers and competitors for any stock Redesigned holding rows with cleaner badges, improved P&L formatting, and shares display Bug fixes and performance improvements

Apple Watch App - see your portfolio value, P&L, and top holdings on your wrist with watch face complications for a quick glance iCloud Sync - portfolios, watchlist, and alerts now sync seamlessly across all your devices via CloudKit. Toggle on or off in Settings App Lock - protect your portfolio with Face ID, Touch ID, or device passcode. Locks automatically when you leave the app Performance Charts - track your portfolio's historical value and P&L over time with interactive line charts and range picker (1W to All) CSV Import - import holdings from spreadsheets or broker exports. Auto-detects SBI Securities, Rakuten Securities, MooMoo, Schwab, Fidelity, Vanguard, IBKR, Monex, Zerodha, and Groww formats with full Japanese encoding support Sector and Geography Allocation - interactive donut charts showing portfolio concentration by sector and geography DRIP Tracking - mark lots as dividend reinvestment to separate organic purchases from reinvested dividends Searchable Holdings - filter your holdings list by symbol or company name PDF Export - generate a PDF portfolio report for offline sharing Feature Walkthrough - interactive onboarding tour for new users with sample portfolio to explore Market Selection - enable or disable specific markets in Settings to streamline the stock search experience Valuation Engine Improvements - more accurate fair values for exchange operators, BDCs, and low-dividend growth stocks with yield gate, FCF distortion detection, industry-aware growth rates, and sector P/E baselines Accessibility - VoiceOver labels across portfolio views, alerts, stock detail, allocation charts, and valuation pills. Haptic feedback on key interactions Bug fixes and performance improvements

Global Valuation Engine - five market-specific models (US DCF, India 3-Stage DCF, Japan Hybrid, China/HK Gordon Growth) with Bull/Bear fair value ranges and Margin of Safety badges on every holding Vastu Health Score - a world-first portfolio balance metric mapping your holdings to five Vastu elements (Earth, Water, Fire, Air, Space), scored 0-100 Hong Kong market - full HKEX support with HKD cost tracking and A+H Dual-Listing premium alerts Multiple Consolidated Views - create and rename unlimited consolidated views, each with its own portfolio selection and display currency About page - the story and philosophy behind MARS Studio and Horizon Market Compass Bug fixes and performance improvements

• Multi-Portfolio Management - create unlimited portfolios, view individually or consolidated • Sentinel Dividend Safety Score - proprietary dividend sustainability analysis with A-F grades and market-specific intelligence alerts • Conviction Engine - Yield-on-Cost leaderboard shows which holdings outperform their original yield target • Multi-Lot Tracking - record multiple purchases per stock with full transaction history • Income Analytics - monthly dividend projections, received vs. forecast bar chart, portfolio income yield % • Japanese Mutual Fund support - NAV tracking and distribution history • Intelligence Panel - Sentinel grade, YOC, and dividend details inline on each holding row • Japan shareholder benefit schedules with tiered rewards and record dates • Price Alerts - fixed-price and percentage-change triggers with push notifications • Watchlist - track any stock across all markets • Dark Mode support • Bug fixes and performance improvements