The biggest update yet: Smart Expense Control goes from being just an expense tracker to your complete personal finance system. Biweekly pay cycles If you get paid twice a month, set the exact days in Settings and see your net balance per cycle: how much came in, how much you spent, and what's left until next payday. Monthly and weekly schedules work too. Income and period balance Log your paycheck and one-off income (severance, bonuses, freelance clients). The Dashboard shows income − outflow live. Credit cards with statement tracking Add your cards with closing and due days. Every charge enters the pending statement; the app tells you what to pay at the due date and how much of your limit you're using. Maintenance fees and insurance generate automatically. Recurring obligations with history Create templates (electricity, internet, rent, subscriptions) and each month they appear as pending. When you pay, they stay in history — no more losing month-by-month traceability. Debts with installment plans Register external loans with monthly interest and installment count. The app computes the fixed installment — or enter the installment and the app computes the rate. Track progress and installments paid. Savings goals Set goals, register deposits, and watch progress toward your target. Smart editor Tap any transaction in history to edit it. The app clearly explains what your change affects: period balance, pending statement, debt balance, savings progress. Visual pickers Choose icons from a curated gallery and colors from a palette — no hex codes needed. Reinforced privacy Everything stays 100% local on your iPhone. AES-256 encrypted backup now includes absolutely everything (models, settings, and pay cycle) in a single file. Multi-language Spanish with regional variants (Mexico, Argentina, Colombia, Latin America) and English.