Behind-the-scenes polish and a refreshed App Store preview. Same OurPlan you rely on: protect your debt minimums, plan every payday, and stay on the same page as a couple. Thanks for building your plan with us.

Recurring bills and payments are now free for everyone — set them up once and your payday checklist always knows what has to be covered. Plus the debt-payoff tools keep getting sharper: your balance updates the moment you record a payment, extra principal counts, and clearing a debt is properly celebrated. Thanks for using OurPlan. Tell us what would help you and your partner most.

Debt payoff you can actually see. SEE WHAT YOU OWE NOW Record a payment and your balance updates right away as a clear estimate, with your last lender-confirmed figure kept visible beneath it. Nothing is ever presented as verified unless your lender confirmed it. RECORD PAYMENTS AS THEY HAPPEN Enter what you paid this time instead of working out a running total. Paid extra on top of what payday assigned? That now records properly too. THE LENDER BALANCE IS OPTIONAL Haven't checked your statement yet? Record the payment anyway. Your confirmed balance stays untouched until you enter a real one. WATCH IT COME DOWN Balances count down as payments land, and clearing a debt is properly celebrated. FOLLOW YOUR JOURNEY A month-by-month view of every payment made, missed, in progress, and still ahead. KNOW WHAT IT IS COSTING See the interest you would pay at minimums alone. With Pro, see exactly what your extra payment saves you in both money and months. FEWER COSTLY MISTAKES OurPlan now questions a lender balance or required payment that does not add up, and can suggest an affordable extra payment from money your plan has not assigned. Your statement always wins. ALSO FIXED Transaction edits now sync reliably between partners. Paid-off debts no longer sit at the top of your plan. Balances stay consistent across every screen, and funded amounts roll over correctly into a new month.

Turn debt payoff into a plan you can keep together. OurPlan 2.0 puts required debt payments first on payday, separates assigned money from confirmed action, and shows what needs attention next. NEW • Add debts with balances, APRs, minimum payments, and due dates. • Compare estimated avalanche and snowball payoff approaches. • Use Debt Rescue Mode when a paycheck cannot cover the full plan. • Create a Payday Promise, then confirm the amount actually paid or transferred. • Agree on debt ownership and fair monthly contributions as a couple. • Choose privately and reveal together before making difficult shared decisions. • See confirmed debt reduction, verified-payment streaks, and progress milestones. IMPROVED • Money Meetings now surface unverified payments, shortfalls, and agreements that need review. • Payday funding protects required debt minimums before lower-priority categories. • New guidance explains what every status means and what to do next. Forecasts are estimates based on information you enter. OurPlan does not link accounts, move money, or verify lender activity.

Make it easier for both partners to get started and stay in the same plan. - Simplified first-plan setup around paycheck, plan, and invite - Made partner invites easier to complete after downloading the app - Added specific Pro upgrade guidance for goals, smart logging, meeting history, and exports - Improved purchase and review flow reliability - Fixed onboarding progress behavior

This update makes OurPlan’s payday budgeting flow more accurate, transparent, and reliable. - Added clearer source labels so couples can tell what is based on the plan, optional entries, or confirmed paychecks - Improved payday funding totals to use the paycheck ledger instead of loose estimates - Added durable automation transfer checks for payday confirmations - Improved sync coverage for automation verification history - Updated privacy metadata and fixed App Store subscription readiness warnings - Added regression coverage for paycheck allocation, plan snapshots, and automation checks

This update improves the couples budgeting flow so it is clearer to set up, share, and use on payday. - Refined onboarding and shared plan setup for couples - Improved payday checklist guidance for bucket funding - Cleaned up budget, goals, and partner balance screens - Tightened copy around factual guidance and planning assumptions - Fixed issues found during testing across the core budgeting flow

Small changes and broken links fixes