Vittora
Private money, every device
Free · In‑App Purchases
Now with Year in Review, an Apple Watch app, and Spanish. Track spending, budgets and savings with no bank linking, no ads, and no data ever sold. Private by design.
Vittora is the personal finance app that never asks for your bank password.
No bank linking. No Plaid. No third-party aggregators reading your statements. You enter what you spend, and everything stays in your private iCloud — encrypted, synced across iPhone, iPad, Apple Watch and Mac, and fully usable offline.
TRACK EVERY DOLLAR
• Log expenses, income and transfers in seconds
• Category suggestions that learn from your own history, on your device
• Categories with sub-categories, payees, accounts and payment methods
• Scan receipts and multi-page documents, and import or export CSV anytime
ON YOUR WRIST, HOME SCREEN AND DYNAMIC ISLAND
• Apple Watch: log an expense with the Digital Crown, or just say "500 for groceries"
• An interactive widget logs a preset expense without opening the app
• Live Activities: a running total while you shop, and a countdown to your next bill
• Home Screen, Lock Screen, StandBy and Smart Stack widgets; amounts hidden while locked
• Siri, Spotlight, Handoff and full keyboard navigation on iPad and Mac
BUDGETS THAT KEEP UP
• Weekly, monthly, quarterly or yearly budgets per category
• Warnings before you overspend, not after
• Household sharing: share budgets with the people you live with through iCloud, see spending by member, and choose who can edit
SAVINGS GOALS AND SINKING FUNDS
• Set a target and watch the progress ring fill
• Several goals can share one account, and Vittora tells you when they claim more than it holds
REPORTS THAT EXPLAIN YOUR MONEY
• Financial health score, and a spending outlook with what-if scenarios
• Net worth over time, cash-flow forecast and an annual summary
• Monthly overview with a plain-language summary, written by Apple Intelligence on supported devices
• Unusual-spending alerts and budget suggestions, based only on your own records
• Category breakdown, 50/30/20, emergency fund tracker and subscription audit
• Custom reports, and monthly and annual PDF export
YOUR YEAR IN REVIEW
• Total spent, top categories, biggest month and milestones
• Share it as an image; amounts are left out by default
TAX ESTIMATES FOR FIVE COUNTRIES
• United States, United Kingdom, Canada (all provinces and territories), Australia and India
• See your 401(k), IRA and HSA headroom for the year
• Educational estimates, calculated on your device
SPLIT & SETTLE
• A simple ledger for money you've lent or borrowed
• Split group expenses and see who owes whom
RECURRING, HANDLED
• Salary, rent, subscriptions: set them once and Vittora logs them on schedule
• An Upcoming view, and reminders with quiet hours
YOURS TO SHAPE
• English, Spanish and Hindi
• True-black OLED theme and a choice of accent colors
• Extensive VoiceOver, Dynamic Type and contrast work throughout
PRIVATE BY DESIGN
• Works fully offline; sync is optional and goes only through your personal iCloud
• Face ID / Touch ID app lock
• No ads, no trackers, no analytics sold to anyone
• Contact support from inside the app; you see the whole diagnostic summary first, and it never includes your amounts, notes or payees
• Delete all your data at any time
Vittora is free to use, on every device. No ads, no trackers, no account, and nothing about you sold to anyone.
Your records, your splits, household sharing, iCloud sync and CSV export stay free, always. Vittora Pro is an optional upgrade that unlocks the forward-looking analysis: tax estimates and regime comparison, the financial health score, spending outlook, cash-flow forecast, subscription audit, the 50/30/20 report, the emergency fund tracker, custom reports with PDF export, and unlimited receipt scanning. Without Pro you get five receipt scans a month, and everything you have already created stays yours.
Vittora Pro is available monthly, yearly with a 7-day free trial, or as a one-time Lifetime purchase.
Requires iOS 26, iPadOS 26, or macOS 26.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
TAX FOR FIVE COUNTRIES
• Tax estimates now cover the United Kingdom (with Scottish rates and National Insurance), Australia (with the Medicare levy and low income tax offset) and Canada (federal plus all 13 provinces and territories, with CPP and EI), alongside India and the US
• Every country's rules were reviewed and corrected, and the 2026 tax years added, including India's marginal relief and employer NPS, and US capital-loss netting, self-employment tax and the new senior deduction
• See what an extra contribution would save, compare 80C options and track investment maturity dates
• Estimates and the regime comparison are part of Vittora Pro; your tax profile stays free
NEW REPORTS AND INSIGHTS
• Net worth over time
• Financial health score, and a spending outlook with what-if scenarios (Vittora Pro)
• Reports flag unusual spending in a category and suggest budgets to trim or raise
• Category suggestions learn from your own history, on your device
• Monthly Overview opens with a plain-language summary of your month, written by Apple Intelligence on devices that support it
HOUSEHOLD SHARING
• Share budgets with the people you live with through iCloud: shared budgets, spending by member, and control over who can edit
ON IPHONE AND APPLE WATCH
• Live Activities and the Dynamic Island: a running total in Shopping Mode, counted against a budget if you like, and a countdown to your next bill
• An interactive widget logs a preset expense without opening the app
• On Apple Watch, say "500 for groceries" to add an expense
EVERYDAY MONEY
• Sinking funds: several savings goals can share one account, and Vittora shows when they claim more than it holds
• Sub-categories, one level deep, grouped under their parent in lists and reports
• Scan a multi-page document into a single attachment
FIXES
• Net worth now subtracts credit card balances instead of adding them
• Amounts ending in zero keep their cents
• Recurring income rules create income, and your salary no longer counts as spending in Monthly Spend or the cash flow projection
• Category Breakdown now includes uncategorised spending
• iCloud sync now covers documents, split groups and some account, debt and savings details it was missing
• Smoother iPad and Mac layouts, text fields and toolbar buttons
Still no accounts, no ads, no tracking — your data stays on your devices.
The developer, Rahul Chandera, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Rahul Chandera
- Size
- 31.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later. - Apple Vision
Requires visionOS 26.0 or later. - Apple Watch
Requires watchOS 26.0 or later.
- iPhone
- Languages
English and 2 more
- English, Hindi, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Vittora Pro Lifetime $99.99
- Vittora Pro Monthly $4.99
- Vittora Pro Yearly $39.99
- Copyright
- © EnerjikTech

